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Credit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card

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PeowYong
post Nov 9 2015, 12:26 PM

PeowYong
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i tried to reload my Touch'n'Go last Saturday at USJ1 Giant but they refuse to reload it if I am using credit card. Can they do such thing?

I had successfully reload it 2 or 3 weeks earlier without any problem at the same place and got my cash rebate.
PeowYong
post Nov 9 2015, 01:52 PM

PeowYong
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oic... have to try luck every week at different place then..
haha..
PeowYong
post Dec 29 2015, 10:09 AM

PeowYong
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QUOTE(fruitie @ Dec 23 2015, 10:23 AM)
0.075% that's lesser than 0.1%, I will take it with no hesitation. laugh.gif
The interest is so negligible. laugh.gif
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I got a call from Maybank regarding this, its 0.75%, not 0.075%.
Didn't ask further detail as I don't need that.

PeowYong
post Dec 29 2015, 11:23 AM

PeowYong
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From: MMU Cyberjaya, Sandakan



QUOTE(panda-man @ Dec 29 2015, 10:14 AM)
thats still really good though.... as frutie mentioned. must have some special T&C? hmm.gif

searched 0.75% and maybank. i think maybe this loan they mentioned to you is just their balance transfer rates... bleh.

[attachmentid=5641843]
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Nope, the call is not about balance transfer. It's about getting the cash in hand and 0.75% per month.
PeowYong
post Mar 4 2016, 02:51 PM

PeowYong
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From: MMU Cyberjaya, Sandakan



hi, i had just checked my cashback, but it seems different, i am getting more cashback compared to what i had calculated (around RM10 extra). Anyone experiencing the same thing?
PeowYong
post Mar 4 2016, 04:05 PM

PeowYong
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From: MMU Cyberjaya, Sandakan



QUOTE(cybpsych @ Mar 4 2016, 03:06 PM)
we WISH!  drool.gif

kindly insert your transaction listing... any transactions with posting date in Feb.
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I figured it out dy... the "additional" cashback is from transaction in end of Jan

Attached Image
PeowYong
post Sep 27 2016, 05:18 PM

PeowYong
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From: MMU Cyberjaya, Sandakan



Just wanna ask, what does this means:

- Minimum Payment Amount
- Outstanding Balance - this is is quite straight forward. The total that i still owe the bank
- Statement Balance

When does it start to charge late payment or interest?

I had once used it above my credit limit, but the payment can still go through.. is it normal?

Will it show a decreased in my credit limit after every time i swipe the card which i still owe the bank?
PeowYong
post Sep 28 2016, 09:53 AM

PeowYong
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From: MMU Cyberjaya, Sandakan



QUOTE(fruitie @ Sep 27 2016, 05:34 PM)
- Minimum Payment Amount - Avoid this payment type. Interest will be charged on daily basis.
- Statement Balance - Amount that you should pay before your due date

Usually after 3 days after due date, late payment charges will be charged.

Yes, normal if the amount is not substantial. However, second time may not pass through anymore.

Your outstanding balance will increase every time you swipe.
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Does it mean that if the statement balance is not paid 3 days after the due date, the late payment charges will be incurred to the outstanding balance or to the remaining statement balance that has not been cleared?

I usually pay the outstanding balance before the due date, just that i had swiped for medical purpose which i will be clearing it in 2 months time.

PeowYong
post Sep 28 2016, 11:52 AM

PeowYong
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From: MMU Cyberjaya, Sandakan



Okie, thanks for the help smile.gif

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