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Credit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card
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wjleong15
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Nov 4 2015, 09:29 AM
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QUOTE(sendohz @ Nov 4 2015, 08:12 AM) I have a similar situation. My statement balance is RM200 But i am only allowed to pay RM190 through M2u. Will i get charged for the remaining RM10? and it's already past due date for this statement. I guess you all know the RM10 is the 5% cash rebate for grocery on weekend. MBB not allow overpayment via M2U, I kene once already when I want to book my flights and hostel, forced me rush to bank deposit >10k cash. so scary around 11pm... hate this feeling.
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wjleong15
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Nov 5 2015, 12:31 PM
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QUOTE(RevengefulHannah @ Nov 4 2015, 04:42 PM) I'm kinda interested in applying for this card. But I don't understand what Fixed Monthly Management Charge (FMMC) means... The Product Disclosure Sheet states that for Gold card, the FMMC is RM7,500 and RM15,000 for Platinum card. Would you care to explain? And I'd also like to know if there will be any charges if the card is not used. Thank you in advance!  supp card is eligible for 5% rebate as well.
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wjleong15
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Nov 5 2015, 01:10 PM
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QUOTE(eddievh @ Nov 5 2015, 12:49 PM) 1st page con no.1 mention no rebate.
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wjleong15
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Nov 5 2015, 03:10 PM
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QUOTE(Musikl @ Nov 5 2015, 02:06 PM) just got my card today. looking forward on future CBs ehhe congratulation. i just submitted upgrade request today and hope it can get approve as well
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wjleong15
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Nov 5 2015, 05:00 PM
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QUOTE(fruitie @ Nov 5 2015, 04:11 PM) gold to plat. since got green charge approved today, mean they accept my new income doc, then call cs to request upgrade. hope they approve
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wjleong15
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Nov 5 2015, 05:03 PM
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QUOTE(fruitie @ Nov 5 2015, 04:50 PM) Yes, I split RM 2k from my M2Cards to my Ikhwan. Not sure what is the minimum limit but we have forummer got RM 1k CL.  Lower also can, not necessary half. Mine was around 11%.  QUOTE(shadow_walker @ Nov 5 2015, 04:54 PM) wow..new info for me..never knew can get 1k CL..lol  I'm one of the forumer requested 1k CL.
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wjleong15
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Nov 5 2015, 05:26 PM
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QUOTE(shadow_walker @ Nov 5 2015, 05:05 PM) wahh..the man himself..how u requested bro? thru email or talk to CS ngam2 1k so can get the max rm50 per month  please refer to my cari forum reply http://cforum3.cari.com.my/forum.php?mod=v...32#pid126393402I purposely request 1k cl.
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wjleong15
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Nov 5 2015, 07:31 PM
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QUOTE(shadow_walker @ Nov 5 2015, 06:00 PM) in the appeal need to attach ccris n ctos report oso?? wah so hardcore  depend lah, because I was doing appeal, so have to give strong support that my financial background is stable.
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wjleong15
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Nov 6 2015, 12:29 PM
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QUOTE(rush25 @ Nov 6 2015, 01:34 AM) Eh.mind sharing how to request for split using email?. Just found out I got rejected for this card Midvalley Maybank said they will call if the application got rejected, but waited more than a month until I decide to head over to their branch to be informed about it. And they advise to try again after 6month ps: minimum requirement met for this card refer my replied https://forum.lowyat.net/topic/3763581/+60#
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wjleong15
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Nov 13 2015, 10:53 AM
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QUOTE(panda-man @ Nov 13 2015, 10:23 AM) i only have this. but wise has annual fee right? will check out sam's tomorrow to pay my bills and top up TNG  if you can hit 100 per month 1 year you get 1200 annual fee 200+ a bit can afford lah don't too stingy on that. don't forget to apply sam member card to collect point every 1k point can exchange rm10 voucher.
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wjleong15
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Nov 13 2015, 02:42 PM
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QUOTE(panda-man @ Nov 13 2015, 11:21 AM) cool. on the spot membership? gotta pay few months unifi... bill rm450... hopefully can get some cashback and points... membership also can pay via credit card, I did that at kota damansara
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wjleong15
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Nov 14 2015, 01:43 PM
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QUOTE(panda-man @ Nov 14 2015, 10:40 AM) Hahah. Yeah Btw. Seems Sam's cc terminal down (kota damansara) so sad. Will come back later. Please update here once you got try again. I plan to go tomorrow, seems have to postpone another week.
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wjleong15
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Nov 17 2015, 08:19 PM
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QUOTE(fruitie @ Nov 17 2015, 04:55 PM) If I'm not mistaken, Maybank Ikhwan is not so particular with this. I tried before with UOB One, and it's counted as petrol and entitle cash back, never try ikhwan in that way yet.
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wjleong15
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Nov 19 2015, 09:32 PM
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QUOTE(panda-man @ Nov 19 2015, 05:06 PM) when i swing by one day i will try buy some voucher. but i guess cant be fully sure till end of the month right. so maybe try this weekend. anyway to check which sales got the rebate? otherwise will get confused if its from petrol or from other grocery purchase.  AEON Rawang is under groceries. You can look for Giant to buy voucher as well. Did it before at Batu Caves and Desa Petaling Giant.
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wjleong15
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Nov 21 2015, 10:39 PM
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QUOTE(saitong09 @ Nov 21 2015, 10:23 PM) Don't think Giant gift card can top up/reload giant gift card or voucher can be used to reload/top up touch and go but giant gift card is not reloadable, after use then have to buy a new gift card to use again.
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wjleong15
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Nov 22 2015, 08:18 PM
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QUOTE(FK003 @ Nov 22 2015, 08:13 PM) Hi all Sifu here, my MBB2Card already convert to IKhwan MC card, but when i check my M2U my MBB2Card still have every month statement, izit my MBB2card still can use? Need advice Thanks  call cs to verify, may be mbb din convert but give you extra ikhwan?
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wjleong15
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Nov 24 2015, 08:32 AM
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QUOTE(Mr.Docter @ Nov 24 2015, 06:24 AM) Basic question about CC, If not mistaken, there are 2 types of penalties. One if you unable to pay the minimum amount, and another one is unable to settle the whole amount. Am I correct? May I know whats the rate for both penalties on this Ikhwan Card? To avoid bank-milking-our-money-concept, which one to avoid? Unable to pay minimum amount, yes? if you don't settle min payment, you will kene late payment charges + interest if you settle only min payment and above but not whole payment will kene interest only
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wjleong15
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Nov 29 2015, 09:24 AM
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QUOTE(Mr.Docter @ Nov 28 2015, 08:23 PM) How much is the late payment charges? And how much is the interest only? Thanks for the advice! I don't even have the chance to swipe around this card. Just my wife asking me the question and I don't know the answer lol. Talking about convenience, practically speaking, what the different I swiping around my debit card compare to my credit card (putting aside credit card's benefits)? Because my debit card always have excess at the end of month. interest depend on your payment pattern. new holder starting 18% pa late charge not sure, around 20-50? i never care cause never late pay.
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wjleong15
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Dec 2 2015, 08:50 AM
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QUOTE(fruitie @ Dec 1 2015, 02:34 PM) Ways to get Ikhwan MasterCard: I) Apply like normal applications II) If method I fails, then ask to split limit from your existing conventional credit limit to Islamic credit limit. III) If method II still fails, convert your existing Maybank card to Ikhwan. Yes, email is acceptable for CL split request. I got mine via email too. This is the email address: mbbcardservices@maybank.com.my after submit the supplementary sheet... mbb reject my upgrade
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wjleong15
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Dec 2 2015, 11:31 PM
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QUOTE(fruitie @ Dec 2 2015, 10:05 AM) I don't think so. It has nothing to do with it. I filled in before and upgraded my MBB2Cards with no issue. it was rejected confirmed with cs
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