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Credit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card

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gastacopz
post Nov 26 2015, 12:43 AM

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1 question guys..

if outstanding is 2k...
due date 1st every month..

and i clicked, pay any amount now..instead of pay statements balance..
let say 1k each time,

why the statement balance didnt reduced, or it need to wait due date ends?

coz ive paid all 2k outstanding, but statement balance still there..2k..
gastacopz
post Nov 26 2015, 12:52 AM

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QUOTE(panda-man @ Nov 26 2015, 12:47 AM)
statement balance wont change. no matter even if you pay the full amount. the one that you should focus on is the outstanding balance
*
hmm..but my outstanding also keep on increasing... rclxub.gif rclxub.gif

maybe need wait due date.. hmm.gif
gastacopz
post Dec 5 2015, 12:35 AM

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temporary credit increase how to do?

almost max now...
gastacopz
post Dec 5 2015, 07:36 AM

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QUOTE(victorywp @ Dec 5 2015, 07:28 AM)
just call the cs and tell the reason you want to have temporary increase. usually give reason like need to medical, etc.
*
notworthy.gif notworthy.gif

initially, i was planning to tell them need more money for online shopping.. whistling.gif whistling.gif
gastacopz
post Dec 5 2015, 07:50 PM

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QUOTE(genko123 @ Dec 5 2015, 05:45 PM)
Recently I have called Maybank for temporary credit limit increase for medical fees,
then the CS told me that need three working days.

shocking.gif

Anyway I checked after three days on mb2u ald increase,
but I thought can increase immediately.

What if urgent case? Anyone knows how?
*
Did they asked further for the medical fees? Like an interrogation
gastacopz
post Dec 12 2015, 01:20 PM

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guys, can reckon other cards with no af ka??with good rebates also..

1 cards not enough during online madness sales..most transaction declined by cybersource, due to pay using multiple email address...for lazada example..they afraid fraudulent case

thanks.
gastacopz
post Dec 22 2015, 09:54 AM

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just applied for temporary credit increase..need wait 3 days..

anyone got any experience with this?

can share please.
gastacopz
post Jan 13 2016, 02:06 PM

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QUOTE(anarchy2cruo @ Jan 13 2016, 01:02 PM)
submitted the docs as per requested. recently got my m2c cl increased. can it be because of that?
*
mind to share how u request for cl increase?

thanks..
gastacopz
post Jan 19 2016, 12:51 AM

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QUOTE(shadow_walker @ Jan 18 2016, 09:28 AM)
ahh thank you!! sometimes i buy baby formula from there...cheapest in town..heheh.. now can get another 5% extra discount  brows.gif  brows.gif  thumbup.gif  thumbup.gif
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used to be cheapest...but they revised price 2 weeks back..no more cheapest... cry.gif cry.gif

btw, fruitie

let say my statement 1k, next day got refund for my purchase e.g: 200.

can i just pay 800? or need pay full 1k.

thanks.

This post has been edited by gastacopz: Jan 19 2016, 12:51 AM
gastacopz
post Jan 19 2016, 10:19 AM

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QUOTE(victorywp @ Jan 19 2016, 03:19 AM)
if the refund received into your cc account within the 20 days from your statement date, yes, you may just pay rm800. just worry sometimes the refund process took longer than that.
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as i mentioned, refund received next day after statement date..already credited into my card.

so, its safe to pay the statement bal - the refund ?
gastacopz
post Jan 22 2016, 05:28 PM

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guys, this card can over limit or not?or cant go thru once max the limit..

if yes, any charges or not?

i think, already over limit my card
gastacopz
post Jan 23 2016, 07:46 AM

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QUOTE(fruitie @ Jan 22 2016, 11:41 PM)
Usually can exceed a bit. Your next transaction shouldn't go through anymore.
No charges, I only exceeded once and didn't get charged.
That was my M2Cards Plat but I assume it's the same.
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Thanks

Don't want my transaction cancelled due to payment didn't go thru.

And also to avoid fees if any for over limit
gastacopz
post Jan 25 2016, 11:28 PM

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Payment Due date 1st Feb

Means 1st feb is last day or how?
gastacopz
post Jan 27 2016, 06:27 PM

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credit limit request rejected...

haizzz...y laa maybank dont want increase..

need new card with free annual fee
gastacopz
post Jan 27 2016, 11:10 PM

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QUOTE(fruitie @ Jan 27 2016, 10:58 PM)
First time requesting? Submitted which type of supporting documents?
Thanks. biggrin.gif
*
yup...1st time..a
payslip lor..as they request that one..
gastacopz
post Feb 2 2016, 08:52 PM

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1st time maximum cash rebate.. Spend not too much.. Compared to last month.. But not fully maximize can rebate
gastacopz
post Feb 5 2016, 01:10 AM

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RM0.00 MBB:TQ for using your Maybankard ending xxxx for MYR4.00 AT GOOGLE *SERVICES\\GOOG9T ;05/02/16;00:44.For enq call num at back of your card

suddenly got this message..

didnt do any transaction with google
gastacopz
post Feb 5 2016, 07:35 AM

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QUOTE(Human Nature @ Feb 5 2016, 01:19 AM)
call CS to block your card for unauthorized use.
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Thanks for the advice
QUOTE(victorywp @ Feb 5 2016, 05:35 AM)
your card has been compromised. call to block your card and get new card reissued immediately.
*
Any charges for new card?
QUOTE(eddievh @ Feb 5 2016, 06:19 AM)
Luckily you set your sms notification to rm1 if not you will not know this illegal transaction.
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Still wondering what they transactions though.

Maybank did try to call me..2.30 am..after I tweet them at 1.30am.. Ask them to block my card
gastacopz
post Feb 5 2016, 08:36 AM

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QUOTE(hafizhans @ Feb 5 2016, 08:31 AM)
confirm got compromise?
i thought that RM4.00 will be given back right?
1st time i bought from play store also got this msg.
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1st time I alsi like that

But, last night no transaction with play store..that's what worries me.
gastacopz
post Feb 5 2016, 02:47 PM

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QUOTE(hafizhans @ Feb 5 2016, 08:44 AM)
yeah2, few days back i tried to purchase from lazada,
then i suddenly got the msg, i thought maybe bcoz i use google autofill forms,
so i just ignore.
today check no records of rm4.00 or other suspicious transaction.

btw i'm using not ikhwan card, i came here to asked about ikhwan,
but reading ur post made me worry  sweat.gif
*
maybank already called me..they said that transaction already canceled/reversible...

dont know what happen..

and they said cant get waiver if new card replace, as ive done purchased via google play b4...
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