Ways to get Ikhwan MasterCard:
I) Apply like normal applications
II) If method I fails, then ask to split limit from your existing conventional credit limit to Islamic credit limit.
III) If method II still fails, convert your existing Maybank card to Ikhwan.

Yes, email is acceptable for CL split request. I got mine via email too.
This is the email address: mbbcardservices@maybank.com.my

Since you have the Maybank card,  u can actually go to the center and ask them split and get it within 1 hours. That is what I do in 1u Maybank center.  =)

Really from 12k limit changed to 2k.
But it's OK la, I have never used this card until today.

No problem at Shell station (tried last week)

better if you just use normal TnG card and reload at supermarket and can get cashback bro.

https://forum.lowyat.net/topic/3757650/+480

u use card, cashback credited back to ur card lo.

Normally early on 2nd every month the column last payment amount is our cash back. Later in the evening or night only can see cash rebate written at trasaction history .

It's for us to offset our credit card payment. Your statement balance can be deducted with this cash back and pay the balance if I assume your due date is not up yet.

Then you are not fully enjoying the free 20 days interest free after your statement date.
I only pay on my due date.

Then you shouldn't use credit cards.
Anyway, there's nothing wrong in paying it earlier. Your cash back can be used in your next spending.

How many working days do Maybank need to process an apppeal (with request to split credit limit from conventional credit card) for this card?

as i mentioned, refund received next day after statement date..already credited into my card.

so, its safe to pay the statement bal - the refund ?