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Credit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card

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maskedchan
post Nov 24 2015, 12:26 PM

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QUOTE(fruitie @ Nov 24 2015, 09:51 AM)
Pay full, you will get money from banks (cash back) and they can't earn a single cent from you.
If you have started to pay minimum or not paying in full, I suggest to suspend the card until you are well disciplined.
Credit cards are for convenience not to add burden to your financial.

Most of us in this section pay in full and maximize our credit cards' benefits.

Anyway, just my friendly advice and humble two cents.
*
this statement note entirely true..
bank already earn certain percentage from u the moment u swipe the card..
just the earning are invisible to consumer..
you know what i mean tongue.gif
maskedchan
post Nov 24 2015, 12:34 PM

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QUOTE(fruitie @ Nov 24 2015, 12:31 PM)
I know what you meant but not from us directly. tongue.gif
*
sometimes it is directly to us..
depend on what you buy..
for e.g. electronic stuff, they include the 2.5% charge to you..
maskedchan
post Dec 5 2015, 09:41 AM

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QUOTE(gastacopz @ Dec 5 2015, 07:36 AM)
notworthy.gif  notworthy.gif

initially, i was planning to tell them need more money for online shopping.. whistling.gif  whistling.gif
*
Then most likely would not approve
maskedchan
post Dec 5 2015, 06:20 PM

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QUOTE(genko123 @ Dec 5 2015, 05:45 PM)
Recently I have called Maybank for temporary credit limit increase for medical fees,
then the CS told me that need three working days.

shocking.gif

Anyway I checked after three days on mb2u ald increase,
but I thought can increase immediately.

What if urgent case? Anyone knows how?
*
If need urgent then mention urgent.
The fastest I get was within 2hrs
maskedchan
post Dec 7 2015, 10:41 AM

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QUOTE(panda-man @ Dec 6 2015, 08:38 PM)
Normally for increase CL they won't really ask for follow up. They will just check your credit history and increase if it passes. I think after that can use on whatever you want haha.
*
you can do that..
the next time you adk for temp CL increase, you might not get it anymore since you using for other reason
maskedchan
post Jan 6 2016, 12:01 PM

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QUOTE(Kaka23 @ Jan 6 2016, 11:17 AM)
Not yet sign up... Dont know go where to look for MAybank booth at shopping malls...  sweat.gif
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please check on this thread

https://forum.lowyat.net/index.php?showtopi...916038&hl=booth
maskedchan
post Jan 25 2016, 10:36 AM

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QUOTE(hafizhans @ Jan 25 2016, 10:03 AM)
more than 1 week now apply,
checked since last week, already got cc account in maybank2u, but card not yet received, is it means my application success?
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yes...now just wait for the card to arrive
maskedchan
post Jan 26 2016, 11:09 AM

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QUOTE(gastacopz @ Jan 25 2016, 11:28 PM)
Payment Due date 1st Feb

Means 1st feb is last day or how?
*
how do you make the payment?
IBFT?IBT?GIRO?M2U?CDM?

if IBFT,M2U and CDM from maybank..1st feb would be fine..

if IBT or GIRO, better do one day or earlier..if fall on non working days, make payment earlier..
this method need at least one day processing time..
maskedchan
post Jan 26 2016, 11:41 AM

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QUOTE(fruitie @ Jan 26 2016, 11:16 AM)
How do I stop physical statement to be sent to my mailing address? I cannot recall how I did it for my M2Cards but I haven't been receiving for years. Suddenly Ikhwan statement appeared in my mailbox.

I called CS last night and they said once I view my statement online via M2U, it won't be sent anymore? Is this true or where can I disable the hard copy?

Thanks. biggrin.gif
*
is this the 1st month statement for your ikhwan?
usually 1st month will receive statement then change to online statement..

you can actually call the CS to opt for online statement,,
maskedchan
post Jan 26 2016, 11:59 AM

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QUOTE(fruitie @ Jan 26 2016, 11:49 AM)
Yes, my first statement.

I called CS and she told me once I viewed my statement from M2U, I won't receive physical statement anymore. sweat.gif
Doesn't sound convincing to me. laugh.gif
*
i think next month you would not receive paper statement anymore..

what the CS say was true because once you view the online statement, there are agreement to opt out paper statement and change to online statement.
maskedchan
post Jan 26 2016, 12:16 PM

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QUOTE(fruitie @ Jan 26 2016, 12:02 PM)
Well, if it prompted the agreement to me then I'm pretty convinced but nothing was shown telling me that I won't be receiving physical statement anymore. sweat.gif

Not that it matters to me but oh well I want to play a role to reduce paper usage and go green. laugh.gif
*
the agreement only shown once...
since you mention that you view the online statement in M2U before, that why you did not see any agreement pop up

maskedchan
post Jan 26 2016, 08:40 PM

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QUOTE(Devil4life @ Jan 26 2016, 05:01 PM)
Is 1st Feb considered public holiday (Federal Territory day) if I used IBG? If so I need to IBG on this fri latest?
*
If me, I would do it on Friday. Do not want to risk it
maskedchan
post Jan 27 2016, 05:06 PM

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QUOTE(putra23 @ Jan 27 2016, 05:03 PM)
My first month using Ikhwan card. I think already hit max cash rebate (CNY lo...) . Is the rebate based on calendar or statement month?
*
calendar month
maskedchan
post Feb 4 2016, 11:39 AM

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QUOTE(fruitie @ Feb 4 2016, 10:27 AM)
Transaction date determines the eligibility of cash back i.e. falls on Fridays and Saturdays.
Posting date determines the month of the rebate will be in. It will be more applicable if the transactions are performed at the end of the month.
*
this information should be in 1st page if not already there rclxms.gif
maskedchan
post Mar 18 2016, 11:39 AM

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QUOTE(laymank @ Mar 18 2016, 08:31 AM)
You need the supp card to change the pin at ATM machine. But firstly, you'll need to know what's your PIN.
*
why change MSOS code need to change pin at ATM?
just make a call to CS would do, not?
maskedchan
post Mar 18 2016, 01:21 PM

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QUOTE(laymank @ Mar 18 2016, 12:20 PM)
You need to update the supp card's mobile number for MSOS, no?

You can try calling CS to update mobile number for your supp if going to ATM is not feasible for you.
Since the mobile number is part of the security requirement, you may or may not be able to call in and update just like that.
*
QUOTE(tenchi0205 @ Mar 18 2016, 12:26 PM)
Ok..just call the CS will do?
*
i just update my phone number for MSOS code by just calling the number at the back of your cc..

maskedchan
post Mar 18 2016, 03:02 PM

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QUOTE(laymank @ Mar 18 2016, 02:25 PM)
For your card or for your supp card now?
*
both also tried before...
maskedchan
post Mar 18 2016, 03:33 PM

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QUOTE(laymank @ Mar 18 2016, 03:30 PM)
Have you verify to see requesting for TAC now works?
*
it work since the first day i set the MSOS...
u can change to oversea phone number too if u like
maskedchan
post Mar 29 2016, 11:23 AM

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QUOTE(panda-man @ Mar 29 2016, 11:11 AM)
yup. although i wish there was a mastercard wave
*
mastercard wave is called paypass whistling.gif

maskedchan
post Mar 29 2016, 11:44 AM

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QUOTE(panda-man @ Mar 29 2016, 11:28 AM)
is it? hahaha. i also never looked for that. will look it up now. but seems this card dont have right?
*
i do have paypass features card...that was long time ago
i guess it did not successfully implemented in malaysia

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