Maybankard 2 Gold & Platinum Cards V14

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Credit Cards Maybankard 2 Gold & Platinum Cards V14, #PrayForM2Amex #ripM2Amex

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herc	Jun 29 2015, 11:27 AM Show posts by this member only \| Post #821
Small Potato Senior Member 1,702 posts Joined: Jan 2003 From: Farmer River	QUOTE(michaelho @ Jun 29 2015, 10:37 AM) You should consider HLB Essential (unlimited 1% cash rebate on everything except petrol) instead of OCBC Titanium. OCBC Titanium is not worth carrying at all, just my 2 cents Actually for u all to consider HLB Essential, why not HLB Fortune? After hitting max CB from MBB2Amex, this ~~should~~ could be the next card if your balance spending is high (>2000). This post has been edited by herc: Jun 29 2015, 11:32 AM
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kit2	Jun 29 2015, 11:28 AM Show posts by this member only \| Post #822
Look at all my stars!! Senior Member 2,280 posts Joined: Jan 2013	QUOTE(fruitie @ Jun 29 2015, 11:24 AM) Let's hope for the best. Yeah! I still believe Maybank is looking how to revise this combo actually... Yeah, it's too early to be happy.. and according to t&c, they need to give only 21 days notice if they want to change the benefits.
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fruitie	Jun 29 2015, 11:31 AM Show posts by this member only \| Post #823
Rise and Shine Staff 72,807 posts Joined: Sep 2005 From: KUL	QUOTE(kit2 @ Jun 29 2015, 11:28 AM) Yeah, it's too early to be happy.. and according to t&c, they need to give only 21 days notice if they want to change the benefits. Yes, and they really calculate exactly 21 days to announce. Too late by then. That said, I will not spend unnecessarily just because of the changes.
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szaku89	Jun 29 2015, 11:33 AM Show posts by this member only \| Post #824
Amazing Z Senior Member 1,351 posts Joined: Jul 2008 From: Planet Earth	Most probably maintain the cashback on all spendings on Amex, but cutting down the cashback %? Maybe down to 2-3%?
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michaelho	Jun 29 2015, 11:36 AM Show posts by this member only \| Post #825
On my way Senior Member 546 posts Joined: Apr 2010	QUOTE(herc @ Jun 29 2015, 12:27 PM) Actually for u all to consider HLB Essential, why not HLB Fortune? After hitting max CB from MBB2Amex, this ~~should~~ could be the next card if your balance spending is high (>2000). Because for me and wife, we have our spendings spread across 2 x Wise and 2 x MBB2, that is 4k monthly spending already, so HLB Essential is just a back up, won't qualify for the minimum RM2000 per month
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tifosi	Jun 29 2015, 12:00 PM Show posts by this member only \| Post #826
Friend is someone to share last Cookie with! Senior Member 5,156 posts Joined: Jan 2003	QUOTE(fruitie @ Jun 29 2015, 11:17 AM) Even my post on FB has been shared for more than 370 times. I know who you are in FB already It appears on my feed a couple of times. Have mutual friend somemore QUOTE(kit2 @ Jun 29 2015, 11:28 AM) Yeah, it's too early to be happy.. and according to t&c, they need to give only 21 days notice if they want to change the benefits. Yeah. Not keeping my hopes high until 11th July.
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DrPitchard	Jun 29 2015, 12:01 PM Show posts by this member only \| Post #827
Look at all my stars!! Senior Member 2,094 posts Joined: Apr 2007	QUOTE(fruitie @ Jun 29 2015, 11:17 AM) Even my post on FB has been shared for more than 370 times. All the best and I'll sit down envying here for people who got their Ikhwan card. The power of consumers. Good to know that. I actually rarely log into this forum, but once I read about this on FB, immediately logged in here for more info. On the same note, I don't expect this 5% weekend rebate to really last since it does not make economic sense to Maybank. From each transaction, they are only getting 3.25% from retailers. Based on statistical data, approximately 50% of card holders make the full payment every month. Only about 20% will make the minimum payment (this is where the bank will get interest from the cardholders). Assuming the 50% group who makes prompt payment squeezes this 5% weekend rebate to the max, with not much additional spending (average monthly bill is RM3k), Maybank will be just about neutral from serving this large group of card members. That's a lot of money to serve this group in terms of operations and marcom materials, not to mention all the financial cost that is involved (interest free period). Just saying, that sooner or later, this 5% weekend rebate will collapse unless the ecosystem can support it. Perhaps more card members that will default on the other side so that they can make more money? LOL
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vin_ann	Jun 29 2015, 12:13 PM Show posts by this member only \| Post #828
10k Club All Stars 10,912 posts Joined: Feb 2006	QUOTE(fruitie @ Jun 29 2015, 10:42 AM) Good news, I just checked today and even the pop-up window is no longer showing 5% for dining only. How frequent you stalking at M2U web?
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hitch80	Jun 29 2015, 12:20 PM Show posts by this member only \| Post #829
Regular Senior Member 1,081 posts Joined: Jan 2013	QUOTE(fruitie @ Jun 29 2015, 11:24 AM) Let's hope for the best. Yeah! I still believe Maybank is looking how to revise this combo actually... what if they are doing it the same as Ikhwan, 5% CB only for groceries and petrol(either 2 replaced by Dining), no 5x points, only difference, applicable for Saturday and Sunday
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red_scorpion	Jun 29 2015, 12:30 PM Show posts by this member only \| Post #830
Regular Senior Member 1,211 posts Joined: Aug 2008	QUOTE(DrPitchard @ Jun 29 2015, 12:01 PM) Good to know that. I actually rarely log into this forum, but once I read about this on FB, immediately logged in here for more info. On the same note, I don't expect this 5% weekend rebate to really last since it does not make economic sense to Maybank. From each transaction, they are only getting 3.25% from retailers. Based on statistical data, approximately 50% of card holders make the full payment every month. Only about 20% will make the minimum payment (this is where the bank will get interest from the cardholders). Assuming the 50% group who makes prompt payment squeezes this 5% weekend rebate to the max, with not much additional spending (average monthly bill is RM3k), Maybank will be just about neutral from serving this large group of card members. That's a lot of money to serve this group in terms of operations and marcom materials, not to mention all the financial cost that is involved (interest free period). Just saying, that sooner or later, this 5% weekend rebate will collapse unless the ecosystem can support it. Perhaps more card members that will default on the other side so that they can make more money? LOL I don't think there are 50% group who makes prompt payment squeezes this 5% weekend rebate to the max. Out of 10 people I know, only 1-2 know this 5% CB. And I think most of the ppl even own this card, they also not care about the 5% cash rebate max cap, they will just swipe whatever to this card either on weekday or weekend. In Malaysia, no much people will count every cents, they get the credit card just for convenience and swiping only, most of them totally dont know what is the card benefits. That's the reason many people owe alot of credit card debts.. Group of people who focus on the credit card features and count every single cents are all from lowyat forum here..haha.. This post has been edited by red_scorpion: Jun 29 2015, 12:31 PM
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cdspins	Jun 29 2015, 12:33 PM Show posts by this member only \| Post #831
Look at all my stars!! Senior Member 2,714 posts Joined: May 2008	I guess credit card business is tough... one by one cutting their features. Use to be OCBC cut from 5% to 1% and now cut even further. This maybank don't know when will revised. The next top CB card is HL Wise card....
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red_scorpion	Jun 29 2015, 12:35 PM Show posts by this member only \| Post #832
Regular Senior Member 1,211 posts Joined: Aug 2008	QUOTE(cdspins @ Jun 29 2015, 12:33 PM) I guess credit card business is tough... one by one cutting their features. Use to be OCBC cut from 5% to 1% and now cut even further. This maybank don't know when will revised. The next top CB card is HL Wise card.... I foresee HL and other bank will follow also...haha.. they will look at the response of mbb strategy, before decide this.... Bank profit was dropping quarter per quarter, this maybe their ways to cut cost to maintain higher profit margin.
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candysiew	Jun 29 2015, 12:45 PM Show posts by this member only \| Post #833
Getting Started Junior Member 196 posts Joined: Jun 2006 From: Puchong	good news! I've been using HLB essential, after OCBC titanium went to unbelievable 0.1%. When I see the 5% for amex will be cancelled, i'm like, how i'm gonna live. lol!
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fruitie	Jun 29 2015, 01:00 PM Show posts by this member only \| Post #834
Rise and Shine Staff 72,807 posts Joined: Sep 2005 From: KUL	QUOTE(tifosi @ Jun 29 2015, 12:00 PM) I know who you are in FB already It appears on my feed a couple of times. Have mutual friend somemore Yeah. Not keeping my hopes high until 11th July. I guess it is normal to have mutual friend. QUOTE(DrPitchard @ Jun 29 2015, 12:01 PM) Good to know that. I actually rarely log into this forum, but once I read about this on FB, immediately logged in here for more info. On the same note, I don't expect this 5% weekend rebate to really last since it does not make economic sense to Maybank. From each transaction, they are only getting 3.25% from retailers. Based on statistical data, approximately 50% of card holders make the full payment every month. Only about 20% will make the minimum payment (this is where the bank will get interest from the cardholders). Assuming the 50% group who makes prompt payment squeezes this 5% weekend rebate to the max, with not much additional spending (average monthly bill is RM3k), Maybank will be just about neutral from serving this large group of card members. That's a lot of money to serve this group in terms of operations and marcom materials, not to mention all the financial cost that is involved (interest free period). Just saying, that sooner or later, this 5% weekend rebate will collapse unless the ecosystem can support it. Perhaps more card members that will default on the other side so that they can make more money? LOL Yeah, I think it will still be revised but just the matter of time and terms that will be applied later. QUOTE(vin_ann @ Jun 29 2015, 12:13 PM) How frequent you stalking at M2U web? Actually no. Only on Friday and today's morning. QUOTE(hitch80 @ Jun 29 2015, 12:20 PM) what if they are doing it the same as Ikhwan, 5% CB only for groceries and petrol(either 2 replaced by Dining), no 5x points, only difference, applicable for Saturday and Sunday Nobody knows what will happen... So just enjoy while you can.
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patrickthissen	Jun 29 2015, 01:01 PM Show posts by this member only \| Post #835
Casual Junior Member 381 posts Joined: Feb 2012	QUOTE(jay_y @ Jun 29 2015, 10:46 AM) I just called Maybank.. They said the 5% cashback (for American Express credit card) will still be available after 1st Aug 2015. Good job jay_y for calling up. Hopefully they keep their words
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SUSPLOUFFLE	Jun 29 2015, 01:03 PM Show posts by this member only \| Post #836
Casual Junior Member 442 posts Joined: Oct 2012	» Click to show Spoiler - click again to hide... « QUOTE(alexwsk @ Jun 18 2015, 03:05 PM) CANCELLED???: No more 5% weekend rebate starting from 1 Aug 2015 Section A: Latest Developments in 2015 1. 01/06/2015 - Winners for I love 100% cashback campaign - Click Here 2. 11-14/06/2015 - Treatsfair (Last chance for 250 TP = RM1 redemption) - Click Here 3. 01/04/2015 - GST of RM50/RM100 for some no longer apply to Maybankard 2 Cards 4. 15/05/2015 Retail Protection for platinum card will no longer be available after 15 May 2015 5. 01/05/2015 - TP inflation starting 1 May 2015, 400TP=RM1. Also Enrich redemption inflation Click here 6. 28/02/2015 Golf Privilege - Complimentary golf at selected golf courses around Malaysia. (Please note that the Golf privileges will no longer be applicable for platinum cards after 28/2/2015) Archived Developments » Click to show Spoiler - click again to hide... « 7. The MBB 2 AMEX is now accepted at Petronas Pump Stations Proud to say that Gen-X was the first to report it here at LYN. 8. Tokio Marine Insurance accepts AMEX. 9. KDU, USCI Education, Manipal International U and University Tun Abdul Razak accepts AMEX. 10. Maybank2U can pay TNB, Telekom bills using Amex. 11. 31/10/13* - MBB 2 AMEX now has MSOS SafeKey, do call customer service to register if your online transaction is being rejected Section B: Now the Bad News 1. Effective 1 August 2013, Maybank Credit Card TreatsPoints will have a 3 years expiration period. TreatsPoints earned in a particular month are valid until the end of third (3rd) year of the calendar month. Please find below a sample table depicting the points cumulated and the applicable expiry date: http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal 2. Effective 1st January 2013 - All transactions relating to government, insurance and education will only earn 2X TP with the Maybankard 2 American Express This means our assessments bills in 2013 will only earn us 2X Treats Points with the Maybankard 2 AMEX But if we plan properly, we still can earn 5% cash back on weekends Section C: Previous Threads Click here to read Maybankard 2 Cards V1 Thread. Click here to read Maybankard 2 Cards V2 Thread. Click here to read Maybankard 2 Cards V3 Thread. Click here to read Maybankard 2 Cards V4 Thread. Click here to read Maybankard 2 Cards V5 Thread. Click here to read Maybankard 2 Cards V6 Thread. Click here to read Maybankard 2 Cards V7 Thread. Click here to read Maybankard 2 Cards V8 Thread. Click here to read Maybankard 2 Cards V9 Thread. Click here to read Maybankard 2 Cards V10 Thread. Click here to read Maybankard 2 Cards V11 Thread. Click here to read Maybankard 2 Cards V12 Thread. Click here to read Maybankard 2 Cards V13 Thread. Click here to go to Maybank's website. Click here to go to American Express Website. Section D: Application related Requirements Gold: Minimum annual income:RM30,000 Platinum: Minimum annual income:RM60,000 Benefits 1. The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in one sign up one statement. 2. Lifetime Fee Waiver (no annual fee without any conditions) with complimentary supplementary cards. 3. Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance (must pay minimum payment: 5% of total outstanding or RM25, whichever is higher every month on or before due date). 4. 5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card (except all transactions relating to government, insurance and education entitled to 2x) and 1x TreatsPoint on Maybankard 2 Mastercard/Visa Card in Malaysia or anywhere else in the world. 5. 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month. Meaning TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun) to get the 5% cash back. Additional Benefits with Platinum Card. 6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance. Who can apply? * Principal cardholders: those between 21 to 65 years old * Supplementary cardholders: at least 18 years old Required Documents - Please include the following with your application form: * Copy of NRIC (both sides) or Passport, including that of supplementary applicant's * Latest BE form with official tax receipt * Latest 3 months' salary slips * Latest 3 months' savings account activity/current account statements If you are self-employed: * Copies of Business Registration * Latest 3 months' Bank Statements If you are an expatriate: * Letter from employer confirming duration of employment contract in Malaysia. Note: You must be a Maybank account holder. Click here to download Maybankard 2 Cards Application Form. Ways to apply for the Maybankard 2 Cards: 1. Go to branch and fill in application form and submit it there. 2. Download application form and fax to 03-2283 6245. 3. By email to maybankardsales@maybank.com.my (better you call MBB Customer Service to confirm address) 4. Call Maybank or American Express Customer Service if you are a current Maybank credit card holder. But the simplest and fastest method to get the Maybankard 2 Cards is by visiting a Maybankard Centre at 1U, The Gardens or KLCC where your application will be process within few hours (depends on situation). Click here to read Gen-X article on it. Please note, it is Maybankard Centre and NOT Maybank Branch. If you need further clarifications (e.g. what documents to bring along) on the 1 hour approval at 1U Card Centre, you may contact them at number below. Contact Info contributed by Human Nature. Maybankard Centre at 1 Utama Lot G-341B, New Wing, 1 Utama Shopping Center, Petaling Jaya, Selangor 03-7728 5451 You can check your Maybankard 2 Cards transactions online with Maybank2U.com If you do not have a Current or Savings Account with Maybank but you want a Maybank2U online account to check your Maybankard 2 Cards transactions, you need to go to a Maybank branch to get it done. Better that you inform the officer that you want the Maybankard 2 Visa or MasterCard as the main account and add your Maybankard 2 Amex to it. However if you want your Maybankard 2 Amex to be the main card for the account, when you first log in to register username add 0 to the 15 digits of your Amex card. Maybank2U for Maybank Credit Cards - You Don't Need To Have A Maybank Current or Savings Account. However, if you are new to credit cards, I strongly recommend that you DO NOT opt for the paperless option (i.e. receive our monthly statements online) until you familiarize yourself with Statement Balance, Outstanding Balance, Minimum Payment and Payment Due Date. Section E: Other Related Threads in this Forum 1. Places to use your Amex v3 (thread) Simple PDF version 2. American Express® Cards v3 (thread) 3. Click here to Pumping Petrol with your CC (thread) 4. Click here to SMS Alert - You're Not In Control (thread) 5. Click here to Reload TnG with Credit/Charge Cards v2 (thread) 6. Click here to Suspicious Telephone Call (thread). Recommended that you read Post#1 and #11 at the very least. Do Not release any info relating to your credit cards (i.e. expiry date and CCV number) even if the person knows your name and card number. 7. Want to know if the Maybankard 2 American Express Treats Points are good for converting to Enrich Miles? Click here and read this thread. Section F: Other Related Links 1. Click here to see brief comparison between Maybankard 2 American Express vs. HSBC Visa Signature. 2. Effective cash back rate with credit cards 3. Those who are interested in converting your Treats Points to Enrich Mile. Gen-X did a comparison between Maybankard 2 Amex and Maybakard Visa Infinite.Click here to read Gen-X article New Toshiba i5 4GB ATI Radeon for RM999 with Maybankard On The Spot Redemption and Enrich Miles Redemption 4. Online Hotel Booking with Credit Cards by Gen-X where is the source of "No more 5% weekend rebate starting from 1 Aug 2015" This post has been edited by tarvalslain87: Jun 29 2015, 01:10 PM
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janson_kaniaz	Jun 29 2015, 01:05 PM Show posts by this member only \| Post #837
... Senior Member 6,955 posts Joined: Apr 2008	QUOTE(PLOUFFLE @ Jun 29 2015, 01:03 PM) where is the source of "No more 5% weekend rebate starting from 1 Aug 2015" why quote the whole thing? read a few pages back la.
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jay_y	Jun 29 2015, 01:05 PM Show posts by this member only \| Post #838
Getting Started Junior Member 80 posts Joined: Feb 2012	QUOTE(jay_y @ Jun 29 2015, 10:46 AM) I just called Maybank.. They said the 5% cashback (for American Express credit card) will still be available after 1st Aug 2015. Hi EVERYONE... I have to retraced back my statement. A minute ago, Maybank representative called me and CONFIRMED that 5% rebate on AMEX will only be applicable for DINING expenses only STARTING 1ST AUGUST 2015. Conclusion: Will cancel the card since it does not offer petrol rebates anymore.
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fruitie	Jun 29 2015, 01:06 PM Show posts by this member only \| Post #839
Rise and Shine Staff 72,807 posts Joined: Sep 2005 From: KUL	QUOTE(jay_y @ Jun 29 2015, 01:05 PM) Hi EVERYONE... I have to retraced back my statement. A minute ago, Maybank representative called me and CONFIRMED that 5% rebate on AMEX will only be applicable for DINING expenses only STARTING 1ST AUGUST 2015. Conclusion: Will cancel the card since it does not offer petrol rebates anymore. Wow, they even made an effort to call you back. This shows how serious they are.
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janson_kaniaz	Jun 29 2015, 01:08 PM Show posts by this member only \| Post #840
... Senior Member 6,955 posts Joined: Apr 2008	QUOTE(jay_y @ Jun 29 2015, 01:05 PM) Hi EVERYONE... I have to retraced back my statement. A minute ago, Maybank representative called me and CONFIRMED that 5% rebate on AMEX will only be applicable for DINING expenses only STARTING 1ST AUGUST 2015. Conclusion: Will cancel the card since it does not offer petrol rebates anymore. i think for now, it's better to just wait and see. CS may not be aware of their current management plan, so whatever they tell us may not be the latest news.
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