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Credit Cards Maybankard 2 Gold & Platinum Cards V14, #PrayForM2Amex #ripM2Amex

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herc
post Jun 22 2015, 03:44 PM

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QUOTE(maskedchan @ Jun 22 2015, 03:42 PM)
if your friend from USA, then it will be the oppposite..
we will envy them back since their card provide more better sign-up benefit than us..
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especially on the AAdvantage sign up bonus? LOL

Like many other says, know ur spending pattern, plan with it and squeeze the max benefit from ur cards cool2.gif
herc
post Jun 29 2015, 08:56 AM

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QUOTE(red_scorpion @ Jun 28 2015, 11:57 PM)
even you qualified for 100kpa, but these few years bank negara strict rule caused the bank measure your credit card application according to normal loan application.
If debt ratio to net income is >65~75%, chance to get reject is very high...  rclxub.gif  rclxub.gif  rclxub.gif

So for high commitment ppl, please clear some of the outstanding loan. Oh yea, outstanding amount from balance transfer is consider as commitment as well <-- according to banker
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my debt ratio to income > 90% tongue.gif

it's the other way round for me, no problem to apply any credit card, then when applying loan, I need to bring all credit card past 6 months statement for the manager to submit HQ to get my loan approved.

p/s: I have 11 cc from 7 banks
herc
post Jun 29 2015, 11:27 AM

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QUOTE(michaelho @ Jun 29 2015, 10:37 AM)
You should consider HLB Essential (unlimited 1% cash rebate on everything except petrol) instead of OCBC Titanium. OCBC Titanium is not worth carrying at all, just my 2 cents
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Actually for u all to consider HLB Essential, why not HLB Fortune? After hitting max CB from MBB2Amex, this should could be the next card if your balance spending is high (>2000).

This post has been edited by herc: Jun 29 2015, 11:32 AM
herc
post Jun 29 2015, 04:52 PM

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QUOTE(fruitie @ Jun 29 2015, 04:38 PM)
blush.gif I'm cheapskate, don't want to pledge FD. tongue.gif
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a lot of us actually pledge for MBB2Premier if u do follow biggrin.gif
herc
post Jul 1 2015, 01:24 PM

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QUOTE(vin_ann @ Jul 1 2015, 11:54 AM)
Payment must be made with Maybank Visa Paywave Credit Card for the Complimentary Popcorn set. Big issue, not everyone have MBB Petronas Visa PayWave card.  laugh.gif
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Visa Signature has PayWave feature too
herc
post Jul 2 2015, 03:30 PM

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QUOTE(noien @ Jul 2 2015, 02:51 PM)
MBB is changing those step by step.
point -> AMEX 5% -> wat's next?haha
btw, VS qualification is too high for me. i can use UOB one to replace ikhwan for petrol but groceries. hmm
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And the most dramatic PPL access for VS & VI from unlimited -> 12x -> 5x per year in few days.
herc
post Jul 22 2015, 11:52 AM

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QUOTE(kelvinlzy @ Jul 21 2015, 11:09 PM)
Wanna ask a question regarding the maximum number of times you can pay bills to the same payee through M2U. I paid 2 SADA bills last Thursday and until today it still wont allow me to pay the 3rd bill. The message error is "Unsuccessful - You have reached the maximum number of transactions allowed to this payee corporation." Do I need to wait until this Thursday to try again?
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2 bills max within 7 days. * Do take note pay SADA bills on Amex only earn 2X treatpoints (government) and no 5% cash back due to your spending is not on weekend smile.gif
herc
post Jul 22 2015, 04:00 PM

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QUOTE(plurbuddyskuppy @ Jul 22 2015, 03:58 PM)
how long it take to approve the increase limit credit card. i have send the application on last Monday. smile.gif

last time when I apply this card, my annual income below 40k, so it limit to RM5k only, currently, my annual income double than previous, Im trying to increase the limit because will going overseas for few weeks. any one know, how it will take for approval?

my back payment is good. never miss.
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u can call CS for temporary credit limit increase, just tell them ur going oversea, temp increase will take immediate effect for certain period.

permanent CL increase however, took longer time to approve, at least 2 weeks for my past experience.
herc
post Aug 3 2015, 09:09 AM

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QUOTE(StupidGuyPlayComp @ Aug 3 2015, 09:03 AM)
5% Weekend cash back² when spend on Maybank2 American Express Card.
²A cap of RM50 per customer (Principal Cardmember) per month
Click here for Weekend cashback Terms and Conditions.

Note: Effective from 1 August 2015, we will introduce the 5% Weekend Dining Cashback. For full Terms and Conditions on the new Cashback proposition, please click here.


Above is the latest tnc stated in maybank website, so now got Amex weekend 5% cash back or not?

thx
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Yes, 5% cash back on dining only.
herc
post Aug 4 2015, 01:35 PM

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QUOTE(Invendetta1 @ Aug 4 2015, 01:17 PM)
Hahah..yerp..saw the points finally came in this morning in my maybank2u.my dissapoinment was premature after my fren make noise his mbb 2 cards now useless because no longer have 5xpoints,5‰ rebate. I guess he also misunderstood only 5‰ rebate is no longer exist.He cancelled his card redy.hahah.
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Treatpoints always came in on the next day after the transaction is shown in m2u.

ie: swiped on Sun, seen in m2u on Mon, tp in on Tue
herc
post Aug 4 2015, 03:59 PM

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QUOTE(torres09 @ Aug 4 2015, 03:46 PM)
If I am converting to Enrich, is there difference redeem by call or go to card center?
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no different
herc
post Aug 18 2015, 11:34 AM

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QUOTE(fruitie @ Aug 17 2015, 05:56 PM)
Why not any L’Occitane? cry.gif
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anything u wanna buy? i will be flying on Thu tongue.gif

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