QUOTE(-kytz- @ Jan 22 2017, 02:47 PM)
https://sp.hsbc.com.my/microsites/airasia16...n_Promotion.pdfFor the Air Asia 25k promo:
I thought I could spend RM1K on ANYTHING in 60 days to qualify for the promo which stated "Spend an accumulated total of RM1,000 on anything you want* within 60 days from the date of the welcome letter"
But then I read the terms and conditions which stated this condition:
Retail spend? What's retail spend?
Anyone can enlighten me? Already sent email to HSBC for clarifications as well
Retail Spending (Transaction) = Any Purchases of Goods or Services (including all the Billing, Insurance, Quit Rent, Assessment Fee...) (swipe) Charged to the Credit Card.
But,
NOT Including : ALL Cash Advances, Balance Transfer, Installment Payment Plan, other Credit Plan, Annual Fee & Charges.
"Retail Spending / Transactions" = Any Purchases of Goods or Service which is Charged to the Credit CardRetail Spending (Transactions)i) Local / Overseas Purchases
ii) Auto Debit / Recurring / Standing Instruction (SI)
iii) E-commerce / Internet / Online
iv) Mail Order / Telephone Order (MOTO)
NON-Retail Spending (Transactions)i) Flexi Payment Plan / Easy Payment Plan
ii) Balance Transfer (BT)
iii) Cash Advances / Dial For Cash (DFC)
iv) Credit Shield Plus / Card Protection Plan
v) Outstanding Balance / Finance Charge / Late Payment Charge
vi) Reversal on Transaction, Disputed / Fraudulent Transaction
vii) Card Replacement Fee / Annual Fee / GST, Other Fees & Charges