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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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fly126
post Feb 9 2017, 08:31 PM

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QUOTE(-kytz- @ Feb 9 2017, 05:32 PM)
Amanah power cc first year annual fee waived right?
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Waived by 12X Swipes p.a, Me having this CC since 2011 Never Paid a single cent of Annual Fees nod.gif
lowyat101
post Feb 10 2017, 03:15 PM

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Has anyone already received the cashback from this promo?

https://sp.hsbc.com.my/bst?WABFormEntryComm...YH_PWS_MAIN_BST

I've not received anything since the beginning, so not too sure if my spendings are qualified or not. Mostly online purchase, paying bills, and pumping petrol

Thanks
cybpsych
post Feb 10 2017, 03:23 PM

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QUOTE(lowyat101 @ Feb 10 2017, 03:15 PM)
Has anyone already received the cashback from this promo?

https://sp.hsbc.com.my/bst?WABFormEntryComm...YH_PWS_MAIN_BST

I've not received anything since the beginning, so not too sure if my spendings are qualified or not. Mostly online purchase, paying bills, and pumping petrol

Thanks
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read from t&c ?

// 19. The Cash Back will be credited into the primary Eligible Cardholder’s Participating HSBC Bank/HSBC Amanah Credit Card/-i account with the highest spend activity(ies) within eight (8) to twelve (12) weeks from the end of the Promotion Period. The Eligible Cardholder will receive notification of the Cash Back, if any, through the respective Participating HSBC Bank/HSBC Amanah Credit Card/-i’s monthly credit card statement that follows after the date of the crediting of the Cash Back. //
lowyat101
post Feb 10 2017, 03:32 PM

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QUOTE(cybpsych @ Feb 10 2017, 03:23 PM)
read from t&c ?

// 19. The Cash Back will be credited into the primary Eligible Cardholder’s Participating HSBC Bank/HSBC Amanah Credit Card/-i account with the highest spend activity(ies) within eight (8) to twelve (12) weeks from the end of the Promotion Period. The Eligible Cardholder will receive notification of the Cash Back, if any, through the respective Participating HSBC Bank/HSBC Amanah Credit Card/-i’s monthly credit card statement that follows after the date of the crediting of the Cash Back. //
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Yes but since it's already 8 weeks now since the Week 1 promo, so just asking if anyone already receive it biggrin.gif

In case my spending pattern doesn't qualify, then I can still change it for the remaining weeks sweat.gif sweat.gif

cybpsych
post Feb 10 2017, 03:35 PM

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QUOTE(lowyat101 @ Feb 10 2017, 03:32 PM)
Yes but since it's already 8 weeks now since the Week 1 promo, so just asking if anyone already receive it  biggrin.gif

In case my spending pattern doesn't qualify, then I can still change it for the remaining weeks  sweat.gif  sweat.gif
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8-12 weeks after end of promo period, not end of participating week
lowyat101
post Feb 10 2017, 04:24 PM

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QUOTE(cybpsych @ Feb 10 2017, 03:35 PM)
8-12 weeks after end of promo period, not end of participating week
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I see. OK thanks thumbsup.gif

zaoldyeck
post Feb 10 2017, 06:06 PM

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Just received new HSBC card under the signup promo Big 2017. Was hoping to do BT 4888 so can get 488 cashback, but the cl given is just 4k which a lot less than my basic salary. Wtf so petty clever this bank, most other bank already given me more than 10k cl
justanovice
post Feb 10 2017, 06:14 PM

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QUOTE(zaoldyeck @ Feb 10 2017, 06:06 PM)
Just received new HSBC card under the signup promo Big 2017. Was hoping to do BT 4888 so can get 488 cashback, but the cl given is just 4k which a lot less than my basic salary. Wtf so petty clever this bank, most other bank already given me more than 10k cl
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Interesting case for discussion
Could it be you have lots of cards which total credit limit is very high now?
Or you have other loan facilities?
Becoz as banks approve and assign credit limit, they may refer to ccris report to see your overall exposure and credit assigned by all other banks (loans, cards, ptptn etc)
Nymphetamine666
post Feb 10 2017, 06:38 PM

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QUOTE(zaoldyeck @ Feb 10 2017, 06:06 PM)
Just received new HSBC card under the signup promo Big 2017. Was hoping to do BT 4888 so can get 488 cashback, but the cl given is just 4k which a lot less than my basic salary. Wtf so petty clever this bank, most other bank already given me more than 10k cl
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If cannot BT, better take their cash installment plan. Got 0% interest for 12months
zaoldyeck
post Feb 10 2017, 10:30 PM

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QUOTE(justanovice @ Feb 10 2017, 06:14 PM)
Interesting case for discussion
Could it be you have lots of cards which total credit limit is very high now?
Or you have other loan facilities?
Becoz as banks approve and assign credit limit, they may refer to ccris report to see your overall exposure and credit assigned by all other banks (loans, cards, ptptn etc)
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Yeah could be cause of high cl on others card plus the outstanding BT in them. I play around with BT n applied for HSBC for BT also. But seems now no point activate it

QUOTE(Nymphetamine666 @ Feb 10 2017, 06:38 PM)
If cannot BT, better take their cash installment plan. Got 0% interest for 12months
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The CIP is 2.88% for 12 months
Nymphetamine666
post Feb 11 2017, 03:39 AM

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QUOTE(zaoldyeck @ Feb 10 2017, 10:30 PM)
Yeah could be cause of high cl on others card plus the outstanding BT in them. I play around with BT n applied for HSBC for BT also. But seems now no point activate it
The CIP is 2.88% for 12 months
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Oh ya. Forgot about that. If u apply ur cdt card together with CIP, then only u'll get 2.88%. If got cdt liao then decided to apply, then it'll be 4.88%.
-kytz-
post Feb 16 2017, 03:59 PM

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Just realized HSBC is offering 30k Air Asia BIG points instead of 25K now, I straight away sent the credit card department team leaders and she told me I can get 30K points instead of 25K. (When I participated in the promo previously, they were only offering 25K points)
ExCrIpT
post Feb 16 2017, 04:53 PM

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QUOTE(fly126 @ Feb 9 2017, 08:31 PM)
Waived by 12X Swipes p.a, Me having this CC since 2011 Never Paid a single cent of Annual Fees nod.gif
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automatically waived or gotta call?
fly126
post Feb 16 2017, 09:19 PM

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QUOTE(ExCrIpT @ Feb 16 2017, 04:53 PM)
automatically waived or gotta call?
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Auto Waived & they will SMS you nod.gif
Fuyukaze
post Feb 19 2017, 03:38 PM

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Hi guys,

Newbie here...is it true that if my application has been rejected, I have to wait for another 6 months to re-apply CC from HSBC? I tried to apply HSBC Visa Platinum at Midvalley last week and one of the representatives told me I can always try to re-apply again if my application was rejected and do not have to wait for 6 months.
sms2u
post Feb 19 2017, 06:45 PM

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QUOTE(Fuyukaze @ Feb 19 2017, 03:38 PM)
Hi guys,

Newbie here...is it true that if my application has been rejected, I have to wait for another 6 months to re-apply CC from HSBC? I tried to apply HSBC Visa Platinum at Midvalley last week and one of the representatives told me I can always try to re-apply again if my application was rejected and do not have to wait for 6 months.
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yes u can reapply whenever u want.
But hsbc will check and can reject your credit card application unfront once they know you just apply recently.
MGM
post Feb 21 2017, 02:08 PM

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Finally got the CB for GET5 promo which ended on 30Nov-2016:

17 Feb 2017  17 Feb 2017  HSBC Get5 Promotion - C  60.00  Cr

One thing I hate abt HSBC CB is I dont know CB from which week?

This post has been edited by MGM: Feb 21 2017, 02:09 PM


Attached File(s)
Attached File  Get5_Promo_TnC_HBMS_160901_161130.pdf ( 330.23k ) Number of downloads: 20
cwkhor
post Feb 21 2017, 09:16 PM

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QUOTE(CP88 @ Feb 7 2017, 07:45 PM)
Too good to be true. Did you got a black and white?
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t&c here LZD RM500
justanovice
post Feb 21 2017, 09:27 PM

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QUOTE(cwkhor @ Feb 21 2017, 09:16 PM)
t&c here LZD RM500
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Good stuff! It's all about timing and luck on what we get during signup
siaowei111
post Feb 21 2017, 09:29 PM

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QUOTE(justanovice @ Feb 21 2017, 09:27 PM)
Good stuff! It's all about timing and luck on what we get during signup
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am i right even i cancel my HSBC card now and reapply after 6 months, i will not entitle for the voucher right?

Holder(s) of invalid or cancelled HSBC Bank/HSBC Amanah Credit Cards/-i and/or whose accounts are delinquent within HSBC Bank and HSBC Amanah’s definition at any time during the Promotion Period; and/or



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