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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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sms2u
post Jan 8 2015, 10:42 AM

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QUOTE(mynewuser @ Jan 8 2015, 07:27 AM)
Anyone manage to get the tablet?
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Are u refer to gift from ringgit plus?

There are few ppl already got it. U can check previous posts.
sms2u
post Jan 12 2015, 11:10 AM

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QUOTE(wan7075 @ Jan 12 2015, 10:04 AM)
how long i need to wait for reapply hsbc card again if my previous application was rejected? thanks
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U can wait 6 month before repply again
sms2u
post Jan 31 2015, 11:43 AM

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QUOTE(LostAndFound @ Jan 29 2015, 04:09 PM)
Sorry for repeat question, but searching around there doesn't seem to be a limit T&C for the huawei tablet promo from ringgit plus. Anyone knows any different?

Also, if I apply for the card, swipe once (offset GST) then cut it after receive tablet no cost to me right?

Or I could spend the additional RM1500 to get 13% cash back and then cut? Because this card can't fight my Maybank2Kard.
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T&C is here https://media.ringgitplus.com/creatives/1f2...68_campaign.pdf

How can u get 13% cash back when spend RM1500?

This post has been edited by sms2u: Jan 31 2015, 11:44 AM
sms2u
post Feb 28 2015, 08:46 AM

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QUOTE(allophylus @ Feb 26 2015, 05:24 PM)
Hi, just wondering anyone here applied your HSBC credit card at one of the booth at Midvalley and got the wrong card delivered to you.  I explicitly asked for and saw the agent checked the checkbox of the card I wanted but still.. a lower grade card is delivered.  I have called to cancel the card.

shakehead.gif  shakehead.gif  shakehead.gif
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is ur monthly income meet min requirement of high grade credit crd which u want to apply? Did u owe any money to any bank or bad debt? U may try to ask for upgarde instead of cancel. It is depend on bank decision.
sms2u
post Apr 11 2015, 05:59 PM

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QUOTE(iwubpreve @ Apr 11 2015, 05:23 PM)
I write in to them to check if can reverse the 50 government service tax sweat.gif they charge mine on March sweat.gif it should be prorate I think but not charge a full calendar month I thought? hopefully they kind enough to waive it.
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I think it will no be prorated as the gov tax RM50 is pay to gov and not the bank
sms2u
post May 13 2015, 11:59 AM

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QUOTE(dhartini @ May 13 2015, 10:58 AM)
HSBC Amanah is CHEATER!!! Don't apply for this card.

1) I apply 3 months 0% BT. Suddenly this month, I was charge with Management Fee. Calling Customer Service, they say if we have BT, all retail transaction will automatic will be charge management charge...this is seriously cheating. No one telling me this IMPORTANT clause when I apply for the BT. I would use other cards if I know this clause.

2) Welcome bonus RM50...suddenly they say it first come first serve basis. I don't keep any hope anymore.

3) Cash back bonus RM200 for new credit cards. They did say that it is limited quantity, but blarghhh....why still using this to promote if you can roughly estimate that it is already fulfill long ago.

4) They say petrol transaction will get 3% cashback if spend less than RM2k...but I only get the normal 0.2% even though swipe at pump.

Will terminate this card soon.
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How the BT work for HSBC? U need to pay 5% as minimum for balance or u need to pay 1/3 of the amount every month for 3 months
I believe the management fee might be charged due to u did not make the amount for BT and retail.

U can share the retail tx with amount and the management fee charged here FOR DISCUSSION?
sms2u
post May 28 2015, 04:46 PM

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QUOTE(noien @ May 28 2015, 04:43 PM)
ya.existing customer.
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Existing customer? The gift no entiled for existing customer
sms2u
post Jun 19 2015, 11:15 AM

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Anyone have the phone no used by HSBC to customer for credit card application?
sms2u
post Jul 3 2015, 06:27 PM

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QUOTE(vankodoq @ Jul 3 2015, 05:46 PM)
Just sent the required documents for application of HSBC Visa Signature. Fingers crossed. smile.gif
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Do u have many CC? Is your DSR is high? If yes, most like the cc application will be rejected. HSBC very particular in this
sms2u
post Aug 24 2015, 12:22 PM

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QUOTE(winnie619 @ Aug 24 2015, 09:47 AM)
Received the card last friday.
The guy promises me a Plat, but i got the Gold card..
hmm
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It is up to bank decision and not the agent or bank staff promise
sms2u
post Mar 7 2016, 11:02 AM

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QUOTE(laymank @ Mar 7 2016, 10:07 AM)
The latest new applicant offer is quite interesting, with sign up offer (with condition) and also the swipe more feature.
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errm, this offer also for existing card. i think it is too late to apply now and it will take time to get the card to spend.
It will be rather good for existing card.
sms2u
post Mar 7 2016, 11:24 AM

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QUOTE(laymank @ Mar 7 2016, 11:07 AM)
this is an ongoing feature - so there is no deadline to participate as I was told.
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there is T&C
2The maximum Cash Back that a primary Eligible Cardholder can receive is RM25 Cash Back per Participating Week, capped at RM150 throughout the Promotion Period

also will be end by 30 april 2016.

refer to more detail https://sp.hsbc.com.my/microsites/bigstart2...onventional.pdf
sms2u
post Mar 15 2016, 10:40 AM

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QUOTE(onlinepaycheck @ Mar 14 2016, 05:21 PM)
What are the steps you took?
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most of the cc application form have option to chosse no contact by the marketing . but whether it work or not i have no idea.
sms2u
post Apr 6 2016, 02:55 PM

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QUOTE(Flyhigh520 @ Apr 5 2016, 02:24 PM)
Hello Everybody, i'm desperate seeking for help.
I feel very confuse that I probably get cheated by HSBC.
I'm not sure i'm posting at the correct thread and apologize if i didn't.

My scenario
I swipe my HSBC AMANAH Visa card on Feb-16 for amt RM5k when I fail to apply personnal loan as all bank rejected me. This is my 1st credit card.
I swipe cash via my fren(mechant) who is kind enough to cash back (after take a certain%). I'm sure everyone know this trick for business turnover.
I call the CS up and request them to convert it into 12 mths 0% installment plan.
Payment method via auto debit from HSBC Saving account.
So, been paying 416.66 (12mths).

From time to time, i check the billing seems legit.
I feel something wrong with the amt during Oct-15, (seems the amt keep increase) and i seek my fren advice. He said it seems some sort of admin fee and i believe him as is small amt.

After that I went to SG to work, I only went back to hometown on Mar-16.
After open CC statement, I found out that I own HSBC another RM3.7K+.

I call the customer service up and check. He told me that my installment plan was fully paid on Feb-16. However, I only pay the minimal amount. The RM3k is the interest charges and stuff.

I was so depress and confuse right now. I desperate seeking advice what is my available option at this moment.

I thank in advance if anyone could advise me what to do.
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How much u pay monthly? total u paid how much?
sms2u
post May 22 2016, 02:12 PM

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QUOTE(iamkid @ May 22 2016, 12:52 PM)
signed up becoz of this. increased cash back

[attachmentid=6693749]
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pls aware there is quota. will it be too late u only got the card now?
sms2u
post May 22 2016, 09:22 PM

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QUOTE(andrewtho @ May 22 2016, 08:42 PM)
I think if the card is not activated, should be fine right?
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no activate? u no want to use the card?
sms2u
post May 23 2016, 10:31 AM

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QUOTE(andrewtho @ May 22 2016, 11:02 PM)
It depends.

Not sure if this card is worth keeping after reading all the discussions here. The only thing that attracts me is the 7% cash back for petrol and groceries. The others RM50 etc are subjected to t&c  sad.gif
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7% also have t&c.

This post has been edited by sms2u: May 23 2016, 10:32 AM
sms2u
post Sep 5 2016, 10:29 AM

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QUOTE(btan @ Aug 30 2016, 02:59 PM)
my cashback everyday rm2++... useless
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every day or every month?

If every day got Rm2 and 1 month have Rm60, considered good

sms2u
post Oct 5 2016, 11:49 AM

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QUOTE(ikanbilis @ Oct 5 2016, 12:01 AM)
Nabe dun know have to wait how long for my 11st voucher? Email Ringgitplus but no reply.
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when u have credit card approved? u can refer to t&c and should able to find how many weeks to receive the voucher.

Sorry too bad i do not have the T&C, u should keep a copy of T&C when apply the cc.
sms2u
post Oct 5 2016, 02:25 PM

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QUOTE(ikanbilis @ Oct 5 2016, 11:54 AM)
I have the tnc. It says within 28days after HSBC notify Ringgitplus of the approval.
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then it is really depend on HSBC

we do not when HSBC will notify ringgitplus

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