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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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fly126
post Jan 4 2017, 10:10 PM

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QUOTE(ps007 @ Jan 4 2017, 09:42 PM)
When is HSBC going to update the T&C?
It is now 2017.
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https://sp.hsbc.com.my/microsites/mplat-int...17_TC_(002).pdf
ps007
post Jan 4 2017, 11:24 PM

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QUOTE(fly126 @ Jan 4 2017, 10:10 PM)
Opps, the hsbc page still somehow showing 2015/2016 T&C.
Thanks for the link.
Ok overall remain the same except the total cashback pool increased from 4.8M to 6M. Good!
sms2u
post Jan 4 2017, 11:40 PM

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anyone apply hsbc credit card via ringgit plus?

how long to wait for the gift from ringgit plus?

need to wait code from hsbc?
noien
post Jan 5 2017, 12:04 AM

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QUOTE(sms2u @ Jan 4 2017, 11:40 PM)
anyone apply hsbc credit card via ringgit plus?

how long to wait for the gift from ringgit plus?

need to wait code from hsbc?
*
Around 60days after activation can get the code. Best is email them to get the code faster. Gift depend on merchant.
fly126
post Jan 5 2017, 12:41 AM

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QUOTE(ps007 @ Jan 4 2017, 11:24 PM)
Opps, the hsbc page still somehow showing 2015/2016 T&C.
Thanks for the link.
Ok overall remain the same except the total cashback pool increased from 4.8M to 6M. Good!
*
Actually, you can find the T&C from HERE at the Bottom of the Page... nod.gif
sms2u
post Jan 5 2017, 12:42 AM

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QUOTE(fly126 @ Jan 4 2017, 10:10 PM)
QUOTE(ps007 @ Jan 4 2017, 11:24 PM)
Opps, the hsbc page still somehow showing 2015/2016 T&C.
Thanks for the link.
Ok overall remain the same except the total cashback pool increased from 4.8M to 6M. Good!
*
QUOTE(fly126 @ Jan 5 2017, 12:41 AM)
Actually, you can find the T&C from HERE at the Bottom of the Page... nod.gif
*
Changed to 2017.

Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X). 1HSBC Amanah Cash Back Programme 2017 Terms and Conditions apply. Valid until 31 December 2017. 8% Cash Back on Petrol and Groceries only for total monthly spend of RM2,000 and above; 0.2% Cash Back on all other local retail spend. Maximum Cash Back on Petrol and Groceries is capped at RM50 per month, per Eligible Cardholder. Participating Merchants nationwide: Petrol – Shell, Caltex and Petronas; Groceries – Giant, Tesco, AEON Big and Mydin. The terms used herein are as defined in the Programme Terms & Conditions.


https://sp.hsbc.com.my/microsites/mplat-int...17_TC_(002).pdf


idoblu
post Jan 5 2017, 06:37 PM

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Anyone here just recently got their new HSBC cards?
My friend got his a couple of months ago and it seems his account received a credit of Rm350. He doesn't know what's that about lol and think it's free money

He showed me his first statement. Doesn't look anything like a credit card statement.
CP88
post Jan 7 2017, 11:45 AM

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QUOTE(idoblu @ Jan 5 2017, 06:37 PM)
Anyone here just recently got their new HSBC cards?
My friend got his a couple of months ago and it seems his account received a credit of Rm350. He doesn't know what's that about lol and think it's free money

He showed me his first statement. Doesn't look anything like a credit card statement.
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Nice deal. Anyway, its free money tongue.gif
idoblu
post Jan 7 2017, 12:49 PM

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QUOTE(CP88 @ Jan 7 2017, 11:45 AM)
Nice deal. Anyway, its free money  tongue.gif
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free money? how does it work?
fense
post Jan 7 2017, 03:24 PM

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QUOTE(sj0217 @ Dec 30 2016, 04:06 PM)
Received a call from card retention dept.

CS asked for reason as usual, mentioned that HSBC has no AF will be charge, even it charged, you can call anytime for waiver.

Besides, CS offering RM50 rebate for transaction RM200 and above within 2 month, start from 1 Jan 2017 until end of Feb, cask back will be credit end of March.

After that, you can still decision to cancel if unsatisfying the service...  biggrin.gif
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They ar egood in talking and keep customer....I was one of them that withdraw cancel after talk to them... mega_shok.gif
sms2u
post Jan 7 2017, 03:33 PM

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wonder hsbc not allow customer apply second credit card after the fisrt credut card approved? i thought this only happen when ur application credit card rejected, then need to wait 6 months before reapply.

It seems hsbc disallow customer to apply more than 1 credit card in 6 months. meaning u request hsbc to submit credit card application, they will upfront stop u if they know u got a HSBC credit card within 3-6 months. they will ask u to wait 6 months.

It seems no happen to other bank, we can always apply and wait for bank to process and decide to approve or reject.
Nymphetamine666
post Jan 8 2017, 04:12 AM

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Anyone know how the Cash Installment Plan works? It is part of the cdt card facility
laymank
post Jan 8 2017, 12:39 PM

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new promo - hsbc.com.my/bs
wjtai
post Jan 13 2017, 10:06 AM

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QUOTE(fly126 @ Jan 3 2017, 11:35 AM)
1x Swipe Regardless Amount to get RM300 Lazada E-Voucher.
https://sp.hsbc.com.my/microsites/lazadacb/..._Lazada_tnc.pdf
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I am facing the same issue..
Initially I was known that need to spend RM 1k for RM300 Lazada voucher..
Then in the middle of applying this CC,
the CS told me that either one time spending is enough for RM300 lazada eligiblity.

Then yesterday I call CS again,
asked whether I am in the list of getting this voucher,
she told me need to spend RM 1k pula within 60 days (the initial promotion)..
(btw, the link from fly is invalid?)

Now..in confusion...

This post has been edited by wjtai: Jan 13 2017, 10:09 AM
wjtai
post Jan 13 2017, 10:14 AM

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QUOTE(sj0217 @ Dec 30 2016, 04:06 PM)
Received a call from card retention dept.

CS asked for reason as usual, mentioned that HSBC has no AF will be charge, even it charged, you can call anytime for waiver.

Besides, CS offering RM50 rebate for transaction RM200 and above within 2 month, start from 1 Jan 2017 until end of Feb, cask back will be credit end of March.

After that, you can still decision to cancel if unsatisfying the service...  biggrin.gif
*
Nice...just for card cancellation right for RM 50 rebate?


sj0217
post Jan 13 2017, 11:13 AM

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QUOTE(wjtai @ Jan 13 2017, 10:14 AM)
Nice...just for card cancellation right for RM 50 rebate?
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The RM50 rebate is offer during requesting to cancel the card
Nymphetamine666
post Jan 13 2017, 12:03 PM

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QUOTE(wjtai @ Jan 13 2017, 10:06 AM)
I am facing the same issue..
Initially I was known that need to spend RM 1k for RM300 Lazada voucher..
Then in the middle of applying this CC,
the CS told me that either one time spending is enough for RM300 lazada eligiblity.

Then yesterday I call CS again,
asked whether I am in the list of getting this voucher,
she told me need to spend RM 1k pula within 60 days (the initial promotion)..
(btw, the link from fly is invalid?)

Now..in confusion...
*
+1.end up i check on TnC. Yes, u need to swipe 1k to get that voucher. The voucher will be email to ur registered email address and u can retrieve the unique code there. They'll email u within 4~8 weeks. After ur 1st swipe.

They also say, not only swipe, u still eligible to get the voucher if u do balance transfer/CIP or any of their product in getting that they offering.

On the voucher plak. Need to buy something more than 300 in single receipt. Say u but something cost about 200. Then the 100 are burn.


Nymphetamine666
post Jan 13 2017, 12:06 PM

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Need ur guys opinion, their Cash installment Plan. Is it good? Any bad side of it? Interest are relatively cheap, 4.88% p.a. for 12 24 36 or 60 months of repayment.

If take 60months, but do early settlement, then no need to pay intrest for the remaining months left. As if u only pay thr principle only.
sms2u
post Jan 13 2017, 12:22 PM

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QUOTE(Nymphetamine666 @ Jan 13 2017, 12:06 PM)
Need ur guys opinion, their Cash installment Plan. Is it good? Any bad side of it? Interest are relatively cheap, 4.88% p.a. for 12 24 36 or 60 months of repayment.

If take 60months, but do early settlement, then no need to pay intrest for the remaining months left. As if u only pay thr principle only.
*
4.88% will be around 9%-10% effective rate.

U can consider to do BT instead of cash advance if u want to settle the amount in other card.

Some bank offer 2.XX% or 3.XX% for cash advance. but cannot remmember which bank.
wjtai
post Jan 13 2017, 12:51 PM

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QUOTE(Nymphetamine666 @ Jan 13 2017, 12:03 PM)
+1.end up i check on TnC. Yes, u need to swipe 1k to get that voucher. The voucher will be email to ur registered email address and u can retrieve the unique code there. They'll email u within 4~8 weeks. After ur 1st swipe.

They also say, not only swipe, u still eligible to get the voucher if u do balance transfer/CIP or any of their product in getting that they offering.

On the voucher plak. Need to buy something more than 300 in single receipt. Say u but something cost about 200. Then the 100 are burn.
*
Can I buy more than 1 things in 1 receipt?
Then this 1 receipt better to ngam ngam RM 300 right?

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