not sure if this was asked before...so if i already have an exisiting hsbc card, i can still apply for another hsbc card under RinggitPlus to be eligible for the free gift?

Alright so can't swipe at pubs, got it.

Btw, what will happen if I cancel after 1-2 months instead of a year?  Since there's not much benefits I'm getting from this CC anyways. But I mean I can still keep this card for some groceries purchases from time to time, just that it wouldn't be much use to me other than that and adding bulk to my wallet wherever I go. 

Wanna 2 know how much is HSBC Amanah annual fee? I received my bill today, its RM250 including GST! It's suppose to be that high?

errm, this offer also for existing card. i think it is too late to apply now and it will take time to get the card to spend.
It will be rather good for existing card.

there is T&C
2The maximum Cash Back that a primary Eligible Cardholder can receive is RM25 Cash Back per Participating Week, capped at RM150 throughout the Promotion Period

also will be end by 30 april 2016.

refer to more detail https://sp.hsbc.com.my/microsites/bigstart2...onventional.pdf

HSBC CS is famous for long waiting time. Sometimes, when we call at wrong hour, might need to wait for 30+ mins. that is the main drawback for HSBC. Everyone know that. They themself also know that.

RANT!!!!! DONT GET HSBC CARDS!!!!

1. Long CS wait time till give up!

2. U will get average 2 times Marketing ppl calls a month offering u to get personal loans n so on! They wont stop to harass u!!!!! Despite repeatedly rejected it!

3. told HSBC to block marketing calls but fallen to deaf ears!

4. Wrote them letters to terminate but couldnt find their address (for registered mail)

5. Email slow poke reply till i received penalty due to interest charged!

SO GOD DAMN PISS WIF HSBC. WILL GET THEM GTFO NOW!

thanks 4 listening.

3.

One thing I dont like oversea bank is their CS not 24 hours..

Wanted to call see whether they receive my application or not also have to wait office hour..

From apply until email received about 2 weeks time ??

I have applies too, CS confirmed that submitted on 11 March.

Called last Friday to check under process, asked me call back if no news after 2 weeks time 

Received approval email too on same date.

Receive called from bank just now, card is ready to be collected. Took 2 days to be delivery

Just confirm one thing, how about example below ?

BT RM2k with 0% for 6 months. Month 1, when statement come, if I straight away bank in RM2k, what would happen on my next statement ? Is it reducing balance until the end of BT ??

I have purchased something with Cash Installment Plan. During my second month installment it appeared something like "cash installment management fee" which cost about RM10.

May I know what is this and is this normal that I'm being charged with this management fee? Because I've never been informed by any HSBC staff regarding this fee.

Hello Everybody, i'm desperate seeking for help.
I feel very confuse that I probably get cheated by HSBC.
I'm not sure i'm posting at the correct thread and apologize if i didn't.

My scenario
I swipe my HSBC AMANAH Visa card on Feb-16 for amt RM5k when I fail to apply personnal loan as all bank rejected me. This is my 1st credit card.
I swipe cash via my fren(mechant) who is kind enough to cash back (after take a certain%). I'm sure everyone know this trick for business turnover.
I call the CS up and request them to convert it into 12 mths 0% installment plan.
Payment method via auto debit from HSBC Saving account.
So, been paying 416.66 (12mths).

From time to time, i check the billing seems legit.
I feel something wrong with the amt during Oct-15, (seems the amt keep increase) and i seek my fren advice. He said it seems some sort of admin fee and i believe him as is small amt.

After that I went to SG to work, I only went back to hometown on Mar-16.
After open CC statement, I found out that I own HSBC another RM3.7K+.

I call the customer service up and check. He told me that my installment plan was fully paid on Feb-16. However, I only pay the minimal amount. The RM3k is the interest charges and stuff.

I was so depress and confuse right now. I desperate seeking advice what is my available option at this moment.

I thank in advance if anyone could advise me what to do.

as someone who just received and activated my HSBC card, i'd advise those who want to apply to stay away from this bank. Bloody lot of t&c that keeps changing from month to month. And i just found out that i might not even be eligable for the sign up cashback bonus their credit card agent was promoting. Apparently there's a fine print stating that only first 1000 ppl will get the RM 400 cashback for charging RM 3,000 to the card.

Also now apparently transaction for Utilities does not earn reward points...

can go fly kite la this card...