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Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here
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MGM
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Jun 14 2016, 10:23 AM
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QUOTE(sendohz @ Jun 14 2016, 09:27 AM) I see. Thanks for clarification. But i better play the safe way of excluding insurance payment and opt for other options. Might try VOX CC and pay at aia website just to test it. Thanks alot. There are many ways/CCs to earn CB for petrol & insurance, if u can't meet rm1500, 500 or 833 will also earn u 2 or 3 % CB. I will only use this card if I can't get CB from all other cards.
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sendohz
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Jun 14 2016, 10:33 AM
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QUOTE(MGM @ Jun 14 2016, 10:23 AM) There are many ways/CCs to earn CB for petrol & insurance, if u can't meet rm1500, 500 or 833 will also earn u 2 or 3 % CB. I will only use this card if I can't get CB from all other cards. Ya. If meeting 500 and minus the insurance it will give me approximately 1.xx% CB. Therefore i prefer to stay with watami, and use Posonline to get estimated 2.xx% CB hope the posonline concern will be resolved soon.
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asiatrader98
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Jun 14 2016, 12:30 PM
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QUOTE(sendohz @ Jun 14 2016, 10:33 AM) Ya. If meeting 500 and minus the insurance it will give me approximately 1.xx% CB. Therefore i prefer to stay with watami, and use Posonline to get estimated 2.xx% CB hope the posonline concern will be resolved soon. watami? no more 3% lah
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asiatrader98
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Jun 14 2016, 12:31 PM
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QUOTE(MNet @ Jun 13 2016, 08:04 PM) u need to complain to XOX, they will configure something then u can receive the sms don't bother lah ady changed the phone number
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kelvinlzy
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Jun 14 2016, 01:48 PM
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QUOTE(asiatrader98 @ Jun 14 2016, 12:30 PM) He meant use Watami to pay insurance, then pay back using online cashback card through Posonline, which earn you roughly 2.xx%.
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everett27
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Jun 15 2016, 02:34 PM
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New Member
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Just got my worst credit card rate from SC. They selling AUD at RM3.3X where the market rate is below RM3.10, that is around 10% higher than market rate. And the customer told me they cannot do anything about it, that is the rate of the bank.
So beware if you going to swipe your card for oversea transaction.
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HenryJay
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Jun 15 2016, 03:00 PM
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Getting Started

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Hi all,
May I ask if you got rejected before for applied credit card, is it within 3 months, if you apply again, your application will be rejected automatically?
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kelvinlzy
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Jun 15 2016, 05:28 PM
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QUOTE(HenryJay @ Jun 15 2016, 03:00 PM) Hi all, May I ask if you got rejected before for applied credit card, is it within 3 months, if you apply again, your application will be rejected automatically? Unless you have proof of income increment or settlement of other loan, it will be rejected most of the time.
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bee993
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Jun 15 2016, 07:10 PM
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on my card 07/20
does it mean my annual fee will be charged this month or next month?
need to stop some DDA and c success waive or not.
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aromachong
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Jun 15 2016, 07:20 PM
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Look at all my stars!!
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notice scb quietly remove travel insurance for worldmiles.. hmm... going to cancel it after got the luggage
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rdevil33
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Jun 15 2016, 08:29 PM
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Received smart tag + RM50 tng card. Suprised it come with 9v battery. Thanks SCB and Ringgit plus.
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onlinepaycheck
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Jun 15 2016, 08:44 PM
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QUOTE(aromachong @ Jun 15 2016, 07:20 PM) notice scb quietly remove travel insurance for worldmiles.. hmm... going to cancel it after got the luggage No wonder this week I looked at the site before I book my air tickets I had a weird feeling why this travel card doesn't list travel insurance as one of its perks....
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ckweng
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Jun 15 2016, 08:44 PM
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QUOTE(rdevil33 @ Jun 15 2016, 08:29 PM) Received smart tag + RM50 tng card. Suprised it come with 9v battery. Thanks SCB and Ringgit plus. That's fast! When did you sign up? I remember first seeing the campaign in end-Apr. I signed up and received my cards in end-May and currently waiting for the Expedia voucher. The PriceSolutions staff told me that I need to wait for 60 days after activating my cards to receive my gift. Did RinggitPlus call/email to inform you on the fulfillment of the free gift? This post has been edited by ckweng: Jun 15 2016, 08:48 PM
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aromachong
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Jun 15 2016, 08:48 PM
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Look at all my stars!!
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QUOTE(onlinepaycheck @ Jun 15 2016, 08:44 PM) No wonder this week I looked at the site before I book my air tickets I had a weird feeling why this travel card doesn't list travel insurance as one of its perks.... Yeap haha.. just want luggage bags ... after that will terminate
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onlinepaycheck
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Jun 15 2016, 09:37 PM
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QUOTE(aromachong @ Jun 15 2016, 08:48 PM) Yeap haha.. just want luggage bags ... after that will terminate Me also waiting for bags.. My friend has had his SC WorldMiles AF waived for the past 2 years....
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aromachong
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Jun 15 2016, 09:47 PM
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Look at all my stars!!
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QUOTE(onlinepaycheck @ Jun 15 2016, 09:37 PM) Me also waiting for bags.. My friend has had his SC WorldMiles AF waived for the past 2 years.... yeah i know sc is good in waiving af.. hav no prob for af.. prob is they are removing travel insurance which i used most silently without any announcement
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wca
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Jun 15 2016, 11:33 PM
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Getting Started

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QUOTE(rdevil33 @ Jun 15 2016, 08:29 PM) Received smart tag + RM50 tng card. Suprised it come with 9v battery. Thanks SCB and Ringgit plus. how long after your first swipe?
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rdevil33
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Jun 16 2016, 09:47 AM
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QUOTE(ckweng @ Jun 15 2016, 08:44 PM) That's fast! When did you sign up? I remember first seeing the campaign in end-Apr. I signed up and received my cards in end-May and currently waiting for the Expedia voucher. The PriceSolutions staff told me that I need to wait for 60 days after activating my cards to receive my gift. Did RinggitPlus call/email to inform you on the fulfillment of the free gift? About 1 month after card activation on mid May. Ringgit plus send me email to claim for the free gift. QUOTE(wca @ Jun 15 2016, 11:33 PM) how long after your first swipe?  2weeks after 1st swipe on 01Jun. Didn't expect so fast. This post has been edited by rdevil33: Jun 16 2016, 09:50 AM
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mamamia
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Jun 16 2016, 10:00 AM
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QUOTE(rdevil33 @ Jun 16 2016, 09:47 AM) About 1 month after card activation on mid May. Ringgit plus send me email to claim for the free gift. 2weeks after 1st swipe on 01Jun. Didn't expect so fast. They will send u the redemption code or they just email u to tell u that they will sending the free gift? My card approved early May, my first swipe is on 18 May, but sil no news on the smart tag n touch n go Update: Just check junk mail, receive the redemption code from ringgitplus on 13 June 16.. Thanks for ur notification, else I won't check my mail.. This post has been edited by mamamia: Jun 16 2016, 10:17 AM
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rdevil33
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Jun 16 2016, 10:26 AM
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QUOTE(mamamia @ Jun 16 2016, 10:00 AM) They will send u the redemption code or they just email u to tell u that they will sending the free gift? My card approved early May, my first swipe is on 18 May, but sil no news on the smart tag n touch n go The email contains the redemption code to claim for the free gift. They will send a PIN to your mobile number to type into claim page. After that, they will email the courier tracking number. For your case, better u call RP / SCB to check your gift.
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