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Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here

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kelvinlzy
post May 7 2014, 04:58 PM

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QUOTE(ronnie @ May 6 2014, 12:41 AM)
Always call AFTER GST is charged
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Does this apply to other banks as well? Like HLB & UOB? sign0006.gif

This post has been edited by kelvinlzy: May 7 2014, 04:59 PM
kelvinlzy
post Jun 4 2014, 11:53 PM

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For the Cashback Gold MasterCard, minimum retail spending for cashback = RM1500; to maximize cashback, minimum spending exclude petrol and insurance = RM1000..Means to get the RM50 cashback you need to spend the remaining RM500 which will earn you 0% cashback? What a joke shakehead.gif

This post has been edited by kelvinlzy: Jun 4 2014, 11:56 PM
kelvinlzy
post Jan 6 2015, 01:37 PM

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QUOTE(kuai_chai @ Jan 5 2015, 02:31 AM)
imo, if ur monthly spending can be divided into other categories for eg, petrol/dining/groceries, maybe there are other card better for these categories.
for me, this card is only useful for other purchases, such as online payment/parking/etc..
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Can use credit card to pay for parking? Or you mean reload TnGo using CC and pay with it? brows.gif
kelvinlzy
post Jan 21 2015, 12:11 PM

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QUOTE(kuai_chai @ Jan 21 2015, 11:42 AM)
btw.. UOB and CITIBANK allow direct purchases from CC thru their website..
so i think some banks do allow it.. biggrin.gif
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Agreed. UOB online website even allow you to top up a minimum of RM5 rclxms.gif
kelvinlzy
post Jan 21 2015, 12:11 PM

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Double post

This post has been edited by kelvinlzy: Jan 21 2015, 12:11 PM
kelvinlzy
post Jul 25 2015, 01:12 PM

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Anyone got their rebate for June 2015? According to SC website, the cashback will not be credited automatically but need to redeem free cash and gifts from 28 June 2015 onwards?

https://www.sc.com/my/campaign/project-virtue/
kelvinlzy
post Feb 27 2016, 09:57 PM

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QUOTE(winnie619 @ Feb 24 2016, 12:24 AM)
I think monthly installment is not entitle for the cash back.

I just got my cash back for RM25 only.
The total spending for Jan'16 is RM16xx, if excluding RM2xx for instalment, it is just RM13xx, which mean, I could not get the full RM50 cash back.

Sigh.
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QUOTE(sj0217 @ Feb 24 2016, 06:43 AM)
Not sure on SC Card, but other cards are entitled for cash back like UOB, CIMB

I tot all banks of credit card should be entitled ?  hmm.gif
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Correct me if I am wrong, but banks will not give rebate for subsequent months' installment, it will be given on-shot when you do the installment. Lets say you swipe RM1000 in Feb and do installment, that RM1000 will be given rebate for Feb and no rebate afterwards as it is not a retail spending anymore. Most cash back cards, if not all, have this T&C. If not you will get double rebate tongue.gif
kelvinlzy
post Mar 23 2016, 06:45 PM

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QUOTE(asiatrader98 @ Mar 23 2016, 03:37 PM)
https://www.sc.com/my/credit-cards/goldcard/gold-card.html

just want to confirm

is it easy to waive the annual fee RM185.5?

and what is the max cash back cap per month?

RM50 or RM85 if I spend RM500+RM800+RM1500=RM2800?

Thank you
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Max is RM50 only.
kelvinlzy
post Mar 23 2016, 10:13 PM

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QUOTE(winnie619 @ Mar 23 2016, 09:52 PM)
I did not call the CS at all..
Just got their letter inform me reduce my credit limit..
bruce.gif  ranting.gif  vmad.gif
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Is it because you rarely utilize the full credit limit and they have reduced it to your usual monthly spending amount?
kelvinlzy
post Apr 2 2016, 03:05 PM

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QUOTE(sj0217 @ Mar 31 2016, 11:03 PM)
Power bank and lunch box

Will be free one luggage bag once approved with one swipe within 45 days
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I applied at 1U for Cashback Gold just now. Freebies is 1 thermos.
kelvinlzy
post Apr 2 2016, 09:15 PM

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QUOTE(sj0217 @ Apr 2 2016, 03:27 PM)
Oh? No power bank and lunch box ?
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QUOTE(ronnie @ Apr 2 2016, 06:48 PM)
Lower the freebies on weekends ?
The SCB website can't apply online using both IE/Firefox ... strange
Does this work : https://online.forms.standardchartered.com/...Cardtype=MY_CGM
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SA said that was previous promotion..sad.gif
kelvinlzy
post Apr 10 2016, 11:55 AM

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QUOTE(red_scorpion @ Apr 10 2016, 11:45 AM)
Just apply this world miles card in IT fair mid valley.
Salesman told me free luggage after approved.. But I saw some body comment here free rm50 also? Try to find this rm50 campaign but couldn't found it via their website
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Here: https://www.sc.com/my/campaign/credit-card-offer/
kelvinlzy
post Apr 11 2016, 09:17 AM

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QUOTE(PikachuPikachu @ Apr 10 2016, 11:43 PM)
Hey guys. do I get 5% (effective 3.33%) cash back if i pay RM1500 to ptptn using the cashback gold mastercard? is governmental agencies included in the "retail purchases"?
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QUOTE(aromachong @ Apr 11 2016, 09:13 AM)
only for retail transactions.

you can make 1000 (retail transactions) and 500(gov/non-retail transactions) to get Rm50 cb
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CashBack is calculated based on all transactions except insurance and transactions made at petrol station/kiosk.
So you will get rebate for PTPTN transaction.
kelvinlzy
post Apr 11 2016, 10:12 AM

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QUOTE(aromachong @ Apr 11 2016, 09:30 AM)
the trick is swipe 1000 for retail transactions and 500 for non retail transactions to activate 50 cb

but i saw my friend pay ptptn with her cc, no cb for the retail transactions for swiping 1000+ amount. i'd assume ptptn is non retail transactions.
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Whether it is retail or not, you can swipe RM500 for PTPTN and the rest swipe for retail. To me, I will add in insurance but not petrol because got other better cards for petrol. Cant wait to get the card in this few weeks to replace Watami.
kelvinlzy
post Apr 11 2016, 10:19 AM

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QUOTE(aromachong @ Apr 11 2016, 10:15 AM)
That is what i suggest from my previous post.
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That is for others to try out for unconfirmed transactions like PTPTN. Since I dont have PTPTN, I will probably spend all on retail and a little on insurance.
kelvinlzy
post Apr 12 2016, 01:52 PM

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Received this SMS from 62003:

RM0.00 Your Temporary Password for Standard Chartered Online Banking is XXXXX and is valid until 17 Apr 2016. Do not share your password with anyone and if you have not performed this transaction, please contact the bank.

I did not apply for any temporary password and I just applied last week. Does this mean my card is approved?
kelvinlzy
post Apr 12 2016, 02:27 PM

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QUOTE(aromachong @ Apr 12 2016, 02:23 PM)
What card did you apply?

Yes , it's approved if you receive the SMS above mentioned. You can call CS to double confirm.

temp password is used to register for online banking
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SCB Cashback Gold. Alright will call CS to check. Thanks.
kelvinlzy
post Apr 12 2016, 04:03 PM

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QUOTE(asiatrader98 @ Apr 12 2016, 03:13 PM)
1 week to approve?  by using online?
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I applied through agent as I provided additional supporting documents to increase my chances of approval. No choice but to sacrifice the 50 bucks.

This post has been edited by kelvinlzy: Apr 12 2016, 04:03 PM
kelvinlzy
post Apr 12 2016, 04:33 PM

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QUOTE(red_scorpion @ Apr 12 2016, 04:28 PM)
yea, next few days your card will be in your doorstep..
SCB is like that, they sent you SMS for temp password before you got your card, i guess they auto sent out once they send out your card..your card take 2 days to deliver, but sms take 2 sec =X
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Alright. This card will be used to replace Watami thumbup.gif

BTW saw the sign up promo from RP: https://ringgitplus.com/en/credit-card/Stan...MasterCard.html

Complimentary RM50 T&G card and Smartag when activate card, seems like the promo from SCB is much worth it.
kelvinlzy
post Apr 12 2016, 08:48 PM

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Update: Just called CS to get temporarily ID and able to log in the online banking. They havent done the embossing of the card yet. Actually it is pretty easy to reach CS, just call the toll-free no. 1800-88-2588, press 0 to speak to CS, key in CC/IC number and you will be connected to a human almost immediately thumbup.gif
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