Today my smallest swipe of around RM30 at Watsons received an SMS alert. Another transaction of rm80 at a restaurant also received. My current threshold is the min rm250.

thats weird, I call CS asking about the SMS alert, and they mention they have fraud department monitoring the transaction and they will send alert in:
1. any online transaction any amount
2. any transaction over RM250 (where minimum set on online banking)
3. retail transaction swipe which is not in our spending habit (eg first time swipe in that merchant)

but they cant give me any reason why i didnt received the alert for my swipe as i only hold the card not more than a month.

They just keepsaying they unable to set alert to RM1.

Guys, does supplementary card holder has separate max rm50 cb?

Today I swiped for RM4.90 but didn't receive SMS alert. This is the smallest transaction so far. 

Swiped another RM27.29 non-OTP online transaction and received alert too.

1. yes, never missed on this
2. happens many time whereas transaction >rm250.. sometime more than hundred k.. yet no SMS alert or email.. i think the bank send SMS random on this , they will contact u if they feel suspicious .. seldom...
3. yes .. if u did not receive any sms alert.. no.2 apply in this case

I didn't received sms alert for non online transaction with amount lower than 250.
The behavior seems random. Or maybe new customer they will not send if below the value set
Seems so random. I think i will just need to monitor the available balance in the day after the swipe.
Feel not safe especially when merchant swipe twice and did not void it properly. We will not know that if no sms alert

I have not receive any new card yet with PIN..
hmm..

I have not receive any new card yet with PIN..
hmm..

Ermm but it was stated there exclude petrol and insurance payment.

Therefore is insurance payment eligible for cashback?

anyone experience OTP issue? no otp received .. hmm... ?

Happened today? As I know SCB having downtime for system upgrade during weekend..

anyone experience OTP issue? no otp received .. hmm... ?

me too but last week

then they ask me to change the phone number since my mobile service provider is xox

because they only accept maxis, celcom, digi and u mobile

xox, tune talk, friendi, tron...etc all can't be used for scb online banking to receive the otp

according to the cs offer

don't know true or not
because previously i did receive the otp with xox phone number

me too but last week

then they ask me to change the phone number since my mobile service provider is xox

because they only accept maxis, celcom, digi and u mobile

xox, tune talk, friendi, tron...etc all can't be used for scb online banking to receive the otp

according to the cs offer

don't know true or not
because previously i did receive the otp with xox phone number

I will reply here instead.

Let me give you a clear picture:

To maximize cashback of so-called 5%, you would need to fulfill RM1500 of retail spending to get RM50 per month. SCB suggested that you can spend RM1000 on retail transactions, and RM500 on petrol and insurance. This way, you spent RM1500 for all types of transactions and got RM50 back, so indirectly you also get 3.33% cashback for insurance too.