Just got my card approved.

Just wanted to know if retail purchases is equal to 'general' purchases?
Or is there any specific set of MCC for retail categories?

As long as not petrol or insurance payment, then you will get rebate.

Thanks.

My friend call CS to ask this too, was told that is counted from registration date.. But whether CS info is reliable or not is really another consideration..

May i know normally scb first come first serve mean?

Is the first one swipe rm500 or the first one swipe wif dining after it fullfil the rm 500 or......

Or like hlb card, swipe three times in weekday, and first come first serve in weekend dining?


Thanz

This post has been edited by jkngo2003: Jun 3 2016, 06:39 PM

The first to swipe in dining after fulfilled the min RM500.

Not similar to HLB promo, you might want to read the T&C first. https://www.sc.com/global/av/my-dining-cash...paign-final.pdf

Then is it mean that the dining can only swipe after u fulfilled 500 spending?

Yes.

Mind to quote the tnc? I read through cant find it.. Not sure is it I overlook..

Ok, now I get what you mean. The T&C quoted:


This means the minimum spend of RM500 can be also allocated for dining category, so to enjoy 18.88% cashback you just need to spend RM500 to RM529.66 for dining, which is better than I thought.

This is my understanding too, nearly sidetrack by your post2035.

But if you are going to maximize RM1500 spending per month, then it wont be much different.

curious to ask.. just start using SCB cash back from May only.. will wait till end June and see..

"If customer is entitled to rewards under more than one promotion or campaign run concurrently by the Bank, the Bank reserves the right to determine which reward the customer is entitled to." - Run Up Your Rewards 2016 campaign

Does this mean that I need to choose wisely whether I want to be considered exclusively on the above, or the dining 18.88% cashback campaign?

Just swipe rm26 using SCB at Kinokuniya and no sms alert
Also use the pin pay but dunno why after pin it still need to have signature.
I swipe on popular using pin but no signature required

Should be the merchant not clear on the procedure.. That's y asked u to sign..

I think terminal also different. When i used in popular, printed receipt from terminal mentioned "pin verified, no signature required", and the reciept do not have any area to sign.

When using at Kinokuniya, the receipt printed have the signature box so merchant ask me to sign.

Today swiped 26, 100 and 139. no sms alert to me.
so i think my minimum was the RM250 which set in website.
this is not convenient

actually is it all bank in malaysia should be allow to set sms threshold to RM1?
is there a BNM rule for this? can we make a complain for this?

Today my smallest swipe of around RM30 at Watsons received an SMS alert. Another transaction of rm80 at a restaurant also received. My current threshold is the min rm250.

thats weird, I call CS asking about the SMS alert, and they mention they have fraud department monitoring the transaction and they will send alert in:
1. any online transaction any amount
2. any transaction over RM250 (where minimum set on online banking)
3. retail transaction swipe which is not in our spending habit (eg first time swipe in that merchant)

but they cant give me any reason why i didnt received the alert for my swipe as i only hold the card not more than a month.

They just keepsaying they unable to set alert to RM1.