Oops sorry, Shell CB only RM30 not RM50. Picture not clear.

should be 2100? shell 600(5%) 30cb, groc 500(2%) cb10, ewallet 500(2%) cb10, utilities 500(2%) cb10

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This post has been edited by ClarenceT: Jul 4 2025, 02:55 PM

With new TNC, optimumly I should just spend 1k on shell n get rm30.

Eh where did you get this ya? I didn't receive any email.

Oops I saw rm30 too.

Personally I feel 5% petrol cash back is too low to make in impact. Groceries 5% also, there are comparable card out there like maybank Amex and cimb Petronas VI. E Wallet capped at rm10, technically that’s the only “real” cash back you are getting. Utilities 5% is also negligible if you know how to use PAM machine.

Oversea spending is out of question, very small chance you are utilizing it.

Most probably will cut my wife’s card, and for my own to monitor because they are waiving sst

Don't forget to swipe 24x /year to get AF (RM195) waiver.

Also CC->Spaylater won't last long. Enjoy it while it lasts.

This post has been edited by ClarenceT: Jul 4 2025, 02:07 PM

Oh no, gone are the days CC with good CB.
There's even each category min. spend to get the CB.

1 by 1 bank CC being nerfed.

This post has been edited by Kr0ll3R: Jul 4 2025, 03:23 PM

E wallet cap reload at rm10 =/
Cannot offset the e wallet reload fee d

This post has been edited by chong6998: Jul 4 2025, 03:35 PM

min spend 250 to get RM10, effective rate is only 4% for groceries n Utilities... min spend for ewallet 500 with cb capped RM10, effective rate 2%

Nerfed hard.

Now if you do minimum 1000, shell 3% = 30
that's what all it takes

If you try hard to go 2000, had to go through
shell 600 = 5% = CB 30
ewallet = 500 = 2% = CB 10
utility 500 = 2% = CB 10
find your own 401 spending

Last time 2500 get 100 , now 2001 get 50 with further restriction

(but utility/grocery had better access via PAM/ other CC that offer higher grocery CB)

=============
They knew ppl apply for Shell-Visa is not the kind that goes Oversea lah, that's why to deter ppl .

Oversea people i know dun look at CB at all, they all play Miles game.

This post has been edited by Haloperidol: Jul 4 2025, 04:22 PM

I've updated a google sheet with the details. you can check the adjusted cashback using the table.

Enchanced RHB shell visa (starting 28 July 2025)





save a copy if you want

Game over!
Save me time to get another RHB Shell Visa-i
Before the revision, this card ranked 2nd among my cards; after this, it will drop to the last. Sigh.

By the way, if I make a balance transfer with this card, will the monthly instalment be counted as others? Which is included in the cashback spending pool?

This post has been edited by xuanchew: Jul 4 2025, 05:24 PM

My statement date is 19th of the month. If I swipe 2000 to e-wallet and 500 on shell on 21st July, will I get max RM100 CB for the last time in August?

This post has been edited by Barricade: Jul 4 2025, 05:24 PM

yes, balance transfer installement has been considered as a filler for now. Not sure what happens after the revision

Hopefully, they keep this.
Because I just make a BT, monthly RM1,500. Means I just need to spend a RM1,500 to get about RM40-50 cb.
That still worth to keep the card.

same like PBB, it's a gamble

not sure how they define the "effective date".... segregation by txn or statement/cb cutoff

for me, after getting June's cb this month, can safely chopchop the shell cards. less things to worry/manage. also simplified the card spending.

there's revision to the eligible spend now, BT is not considered as filler anymore.

I'm thinking the same if they do not have so many attractive BT campaign, sure I chop all.

ANNOUNCEMENT: Enhanced Benefits for the RHB Shell Visa Credit Card/-i

Thanks to williamyl for his post earlier

FAQ | Updated Conventional T&C | Updated Islamic T&C | Example Calculation





This post has been edited by cybpsych: Jul 4 2025, 06:16 PM