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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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Haloperidol
post Dec 30 2022, 04:22 PM

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with RM 100 cap but need to spend 2.5k at least , Effective cashback will be 4% for RHB Shell Visa , not bad ngl.

Most probably people will dump
RM 2050 for Ewallet = RM 50 rebate (5% max reached)
RM 450 for Shell refuel = Rm 50 rebate (12% max cap reached)

If you cant reach Rm 450 for petrol, then u lost out a lot thou.
Haloperidol
post Jul 31 2023, 08:57 PM

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Officially joined the RHB Shell Visa game.
Haloperidol
post Aug 1 2023, 05:12 PM

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QUOTE(LostAndFound @ Aug 1 2023, 03:33 PM)
Good deal, but unlike affin (which is statement balance) RHB is smarter, must be spend. Cash installment amount is excluded.
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But Affin capped at RM 50 max, while RHB gives 100 , almost doubled from the quota (if u include shell)

Wonder RHB-FPX can give 0.2% as rebate ?

Haloperidol
post Nov 19 2023, 12:11 PM

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QUOTE(beLIEve @ Nov 15 2023, 12:51 AM)
Winners already tipped to do $300-400. If you do ~$200, you have to time it perfectly AND I don't know if RHB keep track down to fractions of a second or not. If they track only every second, then highest value wins.
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yabe, no wonder i didn't get any winner pot.
i only do 200 usually at 01sec
Haloperidol
post Feb 22 2024, 09:49 PM

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Sorry for giving dumb question.

RHB Visa Signature.
I read the TnC of cashback.

Online = Transaction mode M,D,S,U
IBK transaction are eligible for earn cashback

Question (1) : Do that include e-wallet topup ?
Question (2) : IBK means FPX ? or what's the meaning of IBK transaction.



Haloperidol
post Feb 27 2024, 09:27 PM

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QUOTE(ClarenceT @ Feb 27 2024, 08:14 PM)
(1) Yes if online and not government-related transactions and not Jompay/FPX.
TNG (saved card) is not online so no Online CB.

(2) Jompay/FPX no longer considered for Online CB but can be filler to monthly spending.
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I don't understand why TnG (Saved Card) is not online ?
If i reload manually from RHB Visa Signature to Lazada E-wallet / Boost / TnG E-wallet should considered online right ?

(2) My question is what is IBK transaction lol.
Haloperidol
post Apr 20 2024, 10:35 AM

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QUOTE(cybpsych @ Apr 19 2024, 04:47 PM)
thanks for sharing this.... clearer now

since this is RHB Shell card...

1) statement total spend was 2400, which put you in tier 2 @ 2% cb for Online category

2) eligible transactions was 2200, which put your cb = 44 = 2200 * 2%

3) as expected, tng pin purchase from rhb portal does not give you cb (you didnt get 0.4 cb under Others category??), but good enough as filler spend  thumbup.gif
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Base on the statement, you *still don't know that the TnG PIN Purchase* is eligible for filler spend or not.

Without TnG , eligible is 2200 * 2 % with spending of 2200
With the TnG PIN 200 , eligible still 2200 * 2% with spending of 2400

that case study need to buy TnG PIN > 300 , then spending > 2500, if they upgrade the cashback to 50 , then you know TnG PIN purchase is eligible / count as filler.

Haloperidol
post Apr 20 2024, 12:51 PM

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this makes me very wonder, how much TnG gives as commission by selling their PIN...

Haloperidol
post Apr 21 2024, 08:38 AM

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QUOTE(ghost00 @ Apr 20 2024, 02:14 PM)
I see, I think it's ok to me because can pay utilities all those things.

I just want to make the bill 2.5k just to get CB for ewallet and petrol

1000 for ewallet top up in boost

other spendings are petrol and some dining
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So is it confirm that it counts as filler spending ?

Haloperidol
post Apr 21 2024, 09:53 PM

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i applied RHB-Shell Visa islamic via RP.
They called me and tell me i'm not eligible for the sign up bonus as i'm already existing customer.
I just say yeah, nvm, i need the card anyway.

Fast forward 5 months later, they congratulate me on sign up bonus and send me RM 300 TnG PIN.
Noice.

This post has been edited by Haloperidol: Apr 21 2024, 09:53 PM
Haloperidol
post Apr 22 2024, 05:24 AM

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QUOTE(gempakstarz @ Apr 21 2024, 10:10 PM)
lul noice..thats mean u got 2 rhb card now?
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RHB Shell + RHB Shell-islamic

Let's just say ... i managed to find a shell that allow me to spend thousands per visit. (Just sadly, the station don't allow Amex to be used)
(In fact, it's around MYR 3000 to MYR 4000 per month)

So , time to find another card as RHB now can use the online topup portal as filler.
I'm looking at MBB Visa Signature with 5% CB (Petrol / Grocery) , cap at 88 per month LOL (Used to 2k filler for both card -> now can transfer to MBB VS for extra 88 per month)

This post has been edited by Haloperidol: Apr 22 2024, 05:25 AM
Haloperidol
post May 20 2024, 05:56 PM

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RHB Shell-visa is the most generous card over Msia.
I don't think any other card offer MYR 100 cashback for MYR 2500 spending... with 24x swipe annual fee waiver


This post has been edited by Haloperidol: May 20 2024, 05:56 PM
Haloperidol
post May 21 2024, 04:10 PM

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QUOTE(ClarenceT @ May 21 2024, 06:56 AM)
RM417 Shell
RM1000 E-wallet / Utilities / Online
RM1083 Jompay / Government-related transactions (normally 0% CB for other credit cards) eg Cukai Pintu, Cukai Tanah, Passport, JPJ etc
*
Smart people know what to buy for the RM 1083 recently.

Haloperidol
post Jun 10 2024, 09:34 PM

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OnePay seems to be backed by Boost ...
which is also a strong arm of RHB ...
I sent them a message ... would ask / inquiry about what service do they offer hahaha...


Haloperidol
post Jun 11 2024, 09:12 PM

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QUOTE(Lonelybird @ Jun 10 2024, 05:10 PM)
Get a RM250 Shopee e-voucher and RM25 cashback when you activate and spend with your RHB Credit Cards/-i.
Exclusive online flash deal for June! Stand to get an additional RM100 cashback when you apply for RHB Credit Cards/-i onlinea.

Campaign Period: 1 January – 30 June 2024
Anyone got the RM250 e-voucher?

How they gonna send us the e-voucher? by email?
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Apply via RP to get RM 400 instead
also a chance to get RM 1000

Haloperidol
post Jun 16 2024, 09:02 AM

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- solved

This post has been edited by Haloperidol: Jun 16 2024, 10:52 AM
Haloperidol
post Jun 23 2024, 09:27 PM

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QUOTE(kembayang @ Jun 20 2024, 06:11 PM)
Are you still having the same issue up till today?

I am getting message:

Oops!
Reference FE
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Use Desktop / Computer to login.
Haloperidol
post Aug 9 2024, 02:01 PM

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QUOTE(canjeth @ Aug 3 2024, 07:22 PM)
27/7 - called to request SST rebate, asked to spend any amount within 1 week so topped up ShopeePay RM1
1/8 - RM25 credited
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RHB damn nice.
I call for SST rebate, ask me to spend 3 retail transaction within 2 weeks.
Reflected next day.

Haloperidol
post Sep 26 2024, 04:45 PM

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For the topup PIN issue , please do whatsapp
zero one two, nine seven nin five six zero zero

For the Mobility One service.
I had a response from them which is SMS issue


Haloperidol
post Jan 3 2025, 05:05 PM

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QUOTE(Duckies @ Jan 3 2025, 01:11 PM)
Eh? But MBPJ and DBKL macam is not covered in Shopee and TNG...
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Pos Online, can pay DBKL , charge RM 0.50

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