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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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FarEast92
post May 29 2025, 09:47 PM

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Does RHB mobile app send notification for every transaction like maybank?
new user here, need to setup anything?
Skeuomorphic
post Jun 1 2025, 12:30 AM

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Guys i wanna ask, if i pay the card a bit before the statement date to reduce the statement balance that i have to pay, will it affect the amount of cash back that i will receive? Is it okay as long as i keep it about 2.5k to get tier 3?
beLIEve
post Jun 1 2025, 12:52 AM

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QUOTE(Skeuomorphic @ Jun 1 2025, 12:30 AM)
Guys i wanna ask, if i pay the card a bit before the statement date to reduce the statement balance that i have to pay, will it affect the amount of cash back that i will receive? Is it okay as long as i keep it about 2.5k to get tier 3?
*
For RHB, Cashback is based on your qualified spending, not statement balance. I think only Affin use statement balance.

So, you can prepay RHB without affecting cashback
sjz
post Jun 1 2025, 08:53 AM

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QUOTE(beLIEve @ Jun 1 2025, 12:52 AM)
For RHB, Cashback is based on your qualified spending, not statement balance. I think only Affin use statement balance.

So, you can prepay RHB without affecting cashback
*
most bank including RHB using monthly spending.
only affin is the weird 1 using previous month statement balance. tongue.gif
ericlaiys
post Jun 1 2025, 10:11 AM

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QUOTE(Skeuomorphic @ Jun 1 2025, 12:30 AM)
Guys i wanna ask, if i pay the card a bit before the statement date to reduce the statement balance that i have to pay, will it affect the amount of cash back that i will receive? Is it okay as long as i keep it about 2.5k to get tier 3?
*
i always pay before statement date. no impact on cashback
BrightDays
post Jun 1 2025, 10:19 PM

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Anyone tried ShopBack + RHB Shell Visa CC ? How does the cashback of the combination work whn buying things online? Will i get cashback for online payment + shopback's cashback? or every transaction pass thru shopback is considered "online"?
asiatrader98
post Jun 3 2025, 12:12 PM

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hi mind to share if i am going to apply the RHB Shell Visa Credit Card, shall I apply with ringgitplus?imoney? comparehero? or others can get best sign-up offer?

Am I right ? The guaranteed shall be :
comparehero RM400 tng ewallet
imoney RM200 shopee voucher
ringgitplus RM400 tng ewallet?

confused.gif

This post has been edited by asiatrader98: Jun 3 2025, 12:17 PM
katowwe
post Jun 20 2025, 08:01 AM

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QUOTE(beLIEve @ Mar 25 2025, 11:09 AM)
whatsUp to 0129795600

provide phone number, date & time of missing pin, and amount
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Thank you for your information!
Matchy
post Jun 21 2025, 01:31 PM

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do autobilling like apple icloud and spotify consider as online for the shell visa cashback?
kenloh7
post Jun 23 2025, 10:42 AM

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Shell App doesn't get 12% via Shell Visa card, even though statement wrote the Shell station name.
winmxbb
post Jun 23 2025, 11:05 AM

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QUOTE(kenloh7 @ Jun 23 2025, 10:42 AM)
Shell App doesn't get 12% via Shell Visa card, even though statement wrote the Shell station name.
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Rhb issue.
Uob can
cybpsych
post Jun 23 2025, 11:53 AM

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QUOTE(kenloh7 @ Jun 23 2025, 10:42 AM)
Shell App doesn't get 12% via Shell Visa card, even though statement wrote the Shell station name.
*
already known. rhb shell card's T&C specifically mention "shell" name must be present
Lonelybird
post Jun 23 2025, 01:42 PM

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Today i noticed i kena charged annual fee for shell card. I called CS to waive it coz i have more than 24 transactions within a year. Why still charged me?

CS say will write report to waive it on my next statement and ask me to pay it first to avoid interest charge.

Is this normal?
cybpsych
post Jun 23 2025, 01:49 PM

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QUOTE(Lonelybird @ Jun 23 2025, 01:42 PM)
user posted image

Today i noticed i kena charged annual fee for shell card. I called CS to waive it coz i have more than 24 transactions within a year. Why still charged me?

CS say will write report to waive it on my next statement and ask me to pay it first to avoid interest charge.

Is this normal?
*
how long u've been holding this card?

how you track "1 year"?
xiaoxiaoshen
post Jun 23 2025, 02:39 PM

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QUOTE(xiaoxiaoshen @ May 24 2025, 09:31 AM)
Had read earlier, Cashxcess counted as filler,,,,,,,but i verified that is not, or maybe it had fix the loophole.
i using RHB shell CC. lost 1 month CB doh.gif
i took 2.5k cashxcess, it posted on statement date.
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confirmed everthing posted on the statement date will count for next cycle not transaction date.............same as UOB.

This post has been edited by xiaoxiaoshen: Jun 23 2025, 02:48 PM
leo_kiatez
post Jun 23 2025, 03:05 PM

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QUOTE(xiaoxiaoshen @ Jun 23 2025, 02:39 PM)
confirmed everthing posted on the statement date will count for next cycle not transaction date.............same as UOB.
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Is the RHB cc cashback quota based on Statement Cycle or Monthly Cycle?

This post has been edited by leo_kiatez: Jun 23 2025, 03:05 PM
Barricade
post Jun 23 2025, 03:18 PM

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QUOTE(Lonelybird @ Jun 23 2025, 01:42 PM)
user posted image

Today i noticed i kena charged annual fee for shell card. I called CS to waive it coz i have more than 24 transactions within a year. Why still charged me?

CS say will write report to waive it on my next statement and ask me to pay it first to avoid interest charge.

Is this normal?
*
Happened to me too. Called and screw them, I say waive should be automated and not for me to monitor if I met the spend requirement. What if I missed that, I will be paying AF for nothing!
cybpsych
post Jun 23 2025, 03:31 PM

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QUOTE(leo_kiatez @ Jun 23 2025, 03:05 PM)
Is the RHB cc cashback quota based on Statement Cycle or Monthly Cycle?
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statement cycle
leo_kiatez
post Jun 23 2025, 03:38 PM

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QUOTE(cybpsych @ Jun 23 2025, 03:31 PM)
statement cycle
*
Thank you. Everybody's RHB cc statement is the same date, 22th every mth? LOL..i see today everyone post the cb..

This post has been edited by leo_kiatez: Jun 23 2025, 03:38 PM
Lonelybird
post Jun 23 2025, 03:40 PM

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QUOTE(cybpsych @ Jun 23 2025, 01:49 PM)
how long u've been holding this card?

how you track "1 year"?
*
I got this card on June 2024.

I checked my last 12 months statement.

June 2024 to June 2025.

I hav more than 24 transactions.

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