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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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ClarenceT
post Jul 14 2016, 04:14 PM

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The game is not First-Come-First-Served. The Cashback is not guaranteed.
ClarenceT
post Jul 14 2016, 04:38 PM

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tie then only with highest spent will get the cashback. Debit card also included in this game!
ClarenceT
post Jul 14 2016, 05:23 PM

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"In the event that there is a tie on the last RM50/RM100 cash back funding, the Cardmember with the highest accumulated total card spend in the campaign month will be entitled for the cash back. "
Only 2000 and 1000 cardmembers (Credit + Debit) play 3x and 8x will get Cashback.
ClarenceT
post Oct 19 2016, 11:47 AM

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QUOTE(ckweng @ Oct 18 2016, 07:31 PM)
I see thanks for confirming. I think i started late in July (20th onwards) so maybe the cashback quota was long gone by then. Keeping fingers crossed for Aug and Sep.  smile.gif
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Based on the terms and conditions, the winners should be chosen based on the highest amount spent during the month, and not on first-come-first-served basis!
ClarenceT
post Aug 26 2017, 03:13 PM

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QUOTE(spicediablo @ Aug 26 2017, 02:01 PM)
I recently have problems with them. Cashback derived from supplementary cards spending goes to my principal account instead of supplementary card. Is this the normal practice? Sounds unfair that supplementary spend and principal gets rewarded?
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Quite common, otherwise it is not principal-supplementary.
If supplementary don't pay the bill, principal is liable, is it fair to principal? same logic!


ClarenceT
post Dec 11 2017, 07:59 AM

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QUOTE(rarsgara @ Dec 11 2017, 06:29 AM)
For RHB Visa Signature, my airbnb transaction was categorized as oversea spend, even though airbnb can only use MYR currency and cant change to foreign currency.

AIRBNB * xxxx GB 3149.52 2% 62.99
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"GB" (Great Britian) is the reason. Expedia - "ES" (Spain), Shopee - "SG" (Singapore) etc.
If it is not "MY", it is treated as oversea transaction, regardless of the currency.

ClarenceT
post Mar 29 2018, 01:25 PM

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QUOTE(andrekua2 @ Mar 29 2018, 01:13 PM)
Anyone asked about the recent introduction of march acquisition? I wonder how it works... their website has link to tnc but when I clicked, just reload the same damn page... somemore has disclaimer on 25,000 activations... not really sure how this whole thing works.
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Right Bottom "TOGETHER WE PROGRESS". "FAQ", "Terms and Conditions".

This post has been edited by ClarenceT: Mar 29 2018, 01:28 PM
ClarenceT
post Apr 10 2018, 04:38 PM

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QUOTE(paogeh @ Apr 10 2018, 03:54 PM)
no one talking in RHB credit cards??

promotion ?
or
BT ???
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RM0.00 RHB: Get 2.99%p.a. Balance Transfer@6mths or 3.99%p.a. CashXcess@12mths to save interest. Reply BTCX to 66300 or call 0392068118 by 04/05/18. T&C apply.
ClarenceT
post Apr 10 2018, 04:48 PM

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QUOTE(paogeh @ Apr 10 2018, 04:39 PM)
RHB cards not attractive ?
how come so "cold" .....
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Depends on what you want to spend. The reward scheme is quite complicated. A lot of people give up.
ClarenceT
post Apr 10 2018, 05:39 PM

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QUOTE(paogeh @ Apr 10 2018, 05:35 PM)
HLB fortune need to spend RM108K within a year to get the max rebate ....
not easy for most .....

HLB fortune already in the market long time , still attractive  ?
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You are interested in online transactions only? Then go for OCBC Titanium, 1% for online.

ClarenceT
post Apr 10 2018, 06:01 PM

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QUOTE(paogeh @ Apr 10 2018, 05:53 PM)
cant seems to find OCBC credit card thread in lowyat .
the latest V5 was closed too ....

why no one talking ??
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OCBC Titanium was really a very good card with 5% cashback a few years ago. Now only 0.1% (but 1% for online) rebate.
It has been replaced by other cashback cards, PB VS, CIMB cash rebate, RHB, HLB, UOB etc.
But you are different, you are looking for another card for online beyond all the good cashback cards.
ClarenceT
post Apr 10 2018, 06:11 PM

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QUOTE(paogeh @ Apr 10 2018, 06:06 PM)
thanks Clarence ,

most of my ONLINE spending are in shopee,
basically , i have maxed all out my online spending credit cards .

And just yesterday , shopee start to ban one of my public bank cards ,
where i do RM500X2 weekly  to get RM50 cash back promo.
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Don't get addicted. All the banks will be slashing their rewards/rebates by 2021, when credit card fee drops from 1.1% to 0.48% only.
ClarenceT
post Apr 30 2018, 10:22 AM

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QUOTE(bernardyap @ Apr 30 2018, 09:58 AM)
I would like to find out, do RHB offer Annual fees waive for life without any condition, for VISA Signature and VISA Infinite?
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No AF for Visa Signature. IMO VS is better than VI unless you want the VI benefits.
ClarenceT
post May 24 2018, 08:29 AM

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23/05/2018 23/05/2018 CB USAGE WK 1 - 4

The cash back for the first 4 weeks had been credited.
ClarenceT
post May 24 2018, 08:49 AM

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QUOTE(wjchay @ May 24 2018, 08:42 AM)
Yes! Thanks for the heads up. I checked and got mine too.

23/05/2018  23/05/2018 
CB USAGE WK 1 - 4  90.00
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Can get max 9 weeks only, not all 14 weeks!

ClarenceT
post May 24 2018, 10:19 AM

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QUOTE(DM3 @ May 24 2018, 09:54 AM)
start frm which date?
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Week Cash Back Weekly Capping Units of Cash
Back Cash Back (RM)
1 24 Mar 2018 - 30 Mar 2018 1,267 38,000
2 31 Mar 2018 - 6 Apr 2018 1,000 30,000
3 7 Apr 2018 - 13 Apr 2018 1,000 30,000
4 14 Apr 2018 - 20 Apr 2018 1,000 30,000
ClarenceT
post May 25 2018, 12:01 PM

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QUOTE(kop2299 @ May 25 2018, 11:22 AM)
The eligible transaction start from 00:00 each saturday local time?
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https://www.rhbgroup.com/crd_usage/files/Cr...ampaign_TNC.pdf

Not exactly every Saturday-Friday.
Can get up to 9 weeks only, not every week.
Limited to RHB credit cards only. Exclude Debit cards for this game.
ClarenceT
post May 25 2018, 12:18 PM

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QUOTE(kop2299 @ May 25 2018, 12:04 PM)
Tks for the info. When is the best time to do transaction? midnight or 10am onwards? jompay via rhb now qualify for the contest?
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All the while RHB games are "lucky draws" and usually include debit cards, so I didn't really participate.
But this one it is first-come-first-served basis. The terms and conditions are not clearly stated and a bit misleading.
So I am sorry I cannot advise you if Jompay, Government, Insurance transactions are included and the best time to play the game.
But based on the activities in lowyat forum, RHB credit card users shall be less than Public Bank's, so I expect you should get the cashback if you complete RM300 (total) retail transactions on the first day of every week.
Only first 4 weeks CB had been released, I can only tell you my payments to Lazada were eligible for CB.

ClarenceT
post Jun 1 2018, 12:33 PM

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QUOTE(sendohz @ Jun 1 2018, 12:04 PM)
Hi do u know if top up lazada ewallet considered online transaction for this card?
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For this game, I will not try Lazada ewallet and BigPay.
I have something else to spend. I give up PBB 2x game, only 5% return.

This post has been edited by ClarenceT: Jun 1 2018, 12:34 PM
ClarenceT
post Jun 8 2018, 07:38 AM

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Cash Back for Week 5 - 8 had been released.

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