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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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dimgai
post Oct 8 2023, 02:10 PM

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Just wanna clarified again, spent RM2500 on 2 separate islamic/conventional credit card entitle RM100+100 cash back monthly right?

2 RHB bankers said yes, another one said no.
dimgai
post Oct 8 2023, 02:45 PM

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QUOTE(beLIEve @ Oct 8 2023, 02:34 PM)
I think if shared credit limit then you only get $100. If separate credit limit, then you get $100 for each card. There were people who got shared credit limit and no one knows why, despite Conventional and Islamic being separate entity
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right. fair enough if that is a share limit. Just that having conventional visa sharing with lslamic visa is kinda weird. probably banker's error. thanks for the tips!
dimgai
post Sep 26 2024, 10:49 AM

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RHB highlights

dimgai
post Nov 14 2024, 10:15 AM

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QUOTE(stevenlee @ Nov 14 2024, 10:02 AM)
yeah correct as it base on my current salary.
yet i did not know got such offer, else i will just swap to premium account and unlock more credit limits since i hv huge money in FD saving.
My personal banker ask me to switch the FD name so i can unlock more reward.. now feel like wasted... biggrin.gif
ya, new card holder as i found out their card dont hv annual fee while other bank do hv for high tier card.
i know we can call in to waive it, but why we need to do the call in when other bank can just waive it.
back to the cash excess, so no hidden charges right? i just want to be sure on it
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check your inbox.
dimgai
post Jul 4 2025, 04:34 PM

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I've updated a google sheet with the details. you can check the adjusted cashback using the table.

Enchanced RHB shell visa (starting 28 July 2025)

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save a copy if you want
dimgai
post Jul 13 2025, 02:15 PM

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Asterisk number explanation:
1. Use CIMB Petronas VI and refill petrol at Shell station
2. Use PBB Visa Signature for dining or online transaction but keep all transaction under RM100 per swipe.


Best CashBack Card post August 2025 here we go! devil.gif devil.gif devil.gif
dimgai
post Jul 13 2025, 03:33 PM

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QUOTE(sjz @ Jul 13 2025, 03:09 PM)
what is the point of this pic??
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probably means that if you spend correctly, you will be rewarded with great amount of cash back.

vice versa
dimgai
post Jul 20 2025, 07:46 PM

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QUOTE(beLIEve @ Jul 20 2025, 07:37 PM)
dimgai the maybank2me cards divide by 3k? Usually people dont spend on unrelated and no cashback categories.
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very true. I am very puzzled as well

i input my numbers into my own googlesheet calculator, it updates all 200+ cards and just list down all cards without considering 1 more important step: "max CB and proceed to next card" which i dont know how to do that.

please let me know whats the command/functions i can add into my googlesheet to enhance it. thanks
dimgai
post Jul 28 2025, 01:14 PM

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https://www.rhbgroup.com/-/media/Files/othe...H20250728-1.pdf
dimgai
post Jul 28 2025, 01:25 PM

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Loyaltyplus points introduction:

announced on 25 sept 2024 - effective on 17 Oct 2025
delay announcement made on 15 oct 2024 (until further notice)
announcement made again on 17 Mar 2025 - effective on 9 Apr 2025
==================
Shell Visa card

announce on 4 July 2025 for major nerf - effective on 28 July 2025
delay announcement made on 28 July 2025 (until further notice)
announcement make in.... 3-6 months again?
dimgai
post Jul 28 2025, 01:58 PM

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QUOTE(Gabriel03 @ Jul 28 2025, 01:56 PM)
how did you find this link? I look at the RHB official website and cannot find the link to this announcement
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https://www.rhbgroup.com/others/highlights/...news-room=true#
dimgai
post Jul 28 2025, 02:07 PM

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thank you all the warriors who canceled their cards.

with your contributions to the society, we manage to gain back our happiness, for probably couple of months. but still, thank you and salute thee
dimgai
post Jul 28 2025, 03:07 PM

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QUOTE(DM3 @ Jul 28 2025, 02:29 PM)
Seriously so many cancelled? But can't fr those with BT mostly
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I myself just brought forward all my remaining 9 months cashxcess and clear it. so i suppose factors like BT/CX/cancellations of cards are all important ingredients for this Uturn.



dimgai
post Jul 30 2025, 06:19 PM

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QUOTE(kslim888 @ Jul 30 2025, 04:55 PM)
Just to reply the question myself in case anyone find it useful. I contacted RHB CS to clear off the BT (They called it pre-term, or pre-termination). Then RHB CS will help you raise the request, and the remaining BT amount will be charged to the card, which you can pay it. Need 1 to 5 business day process

28/7 = Contacted RHB CS to do pre-term
29/7 = Charged to the credit card
30/7 = The transaction showed in online banking
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same as cashxcess:

contact RHB CS to clear all remaining cashxcess
reflected on my account 2 days later and i can pay it off premature. [something like cashxcess 03 for this month and another cashxcess 12 for the same month]


no penalty is charged as writen in the TnC


btw, is kslim the kslim using labubu as profile picture in FB group?
dimgai
post Aug 26 2025, 11:23 PM

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oh, someone posted. teehee. deleted
effective on 8 Sept 2025.

This post has been edited by dimgai: Aug 26 2025, 11:24 PM

 

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