Since you are going to collect the card, just get it done in the branch lor

Thanks
I did top up tdy 12.01am. shall check tmr.
everyday entitle 1x per account holder?

They used to have 0% bt and cash instalment plan for new customer but I read from bt thread someone mentioned it so I also called up and ask

Does RHB allows credit service tax waiver  ?

for the RHB BT, CS got call to confirm anything?

Is paying spaylater entitle for cashback?

Morning RHB Card Holders,

I receive call this morning for card excess benefit.
I able to get cash from my card without any fee.
No interest rate charges, no penalty upon early settlement or no processing fees as well.
It sound like too good to be trust.
So I end up asking RM24k transfer to my saving account and I plan to move the cash to curreny account which running around 4.5% ~ 5% per annum and setting auto transfer every month to my CC to pay the RM24K.

Anyone get this offer before? It is real where no charges at all?
If i can, why not asking hundreds K and keep in my current account right?

yeah correct as it base on my current salary.
yet i did not know got such offer, else i will just swap to premium account and unlock more credit limits since i hv huge money in FD saving.
My personal banker ask me to switch the FD name so i can unlock more reward.. now feel like wasted...
ya, new card holder as i found out their card dont hv annual fee while other bank do hv for high tier card.
i know we can call in to waive it, but why we need to do the call in when other bank can just waive it.
back to the cash excess, so no hidden charges right? i just want to be sure on it

No additional charges from RHB side for using this. The pin will arrive in your SMS. When reloading the pin to TNG TNG will ask whether you want to pay 1% to them or not.

But beware, I've been doing this regularly, every once in a while the pin won't show up. Then you have to report to them, they will send you back and forth to show proof until you get back your pin.

You can decide if that's worth it, or better to just pay the 1% charge.

Game over!
Save me time to get another RHB Shell Visa-i
Before the revision, this card ranked 2nd among my cards; after this, it will drop to the last. Sigh.

By the way, if I make a balance transfer with this card, will the monthly instalment be counted as others? Which is included in the cashback spending pool?

there's revision to the eligible spend now, BT is not considered as filler anymore.

new TnC clearly mentioned excluded now, so really not useful card anymore

The following transactions are expressly excluded from Monthly Total Eligible Spend calculation and no Cash Back will be granted:
3.6.1 CashXcess;
3.6.2 Balance Transfer;
3.6.3 Dial-An-Instalment, Balance Conversion or Auto Balance Conversion instalments;
3.6.4 Cash Advance;
3.6.5 Instalment plans (for example Smart Instalment Payment Plan);
3.6.6 Quasi Cash (for example gambling / betting, cryptocurrencies);
3.6.7 Annual Card Membership fees, Interest, Late payment charges, Card Service Tax (CST) and/or any
applicable taxes imposed from time to time;
Existing TnC just said no cashback, but new tnc said excluded as eligible spend

The following transactions are expressly excluded and no Cash Back will be granted for such using the Card:
3.4.1 Petrol transactions for brands other than Shell.
3.4.2 Balance Transfer, Cash Advance transactions;
3.4.3 Quasi Cash transactions (Example: Betting, Gaming transactions);
3.4.4 Annual Card Membership fees, Interest, Late payment charges, Card Service Tax (CST)
and/or any applicable taxes imposed from time to time.
3.4.5 Payment to charity/Social service organisations under MCC 8398.
3.4.6 Any government related payments under designated MCC as below:-

shell visa cc
last statement b4 revised
spent 1429.7 (4089.91 with cash excess installement as filler)
no cb

saw red book others also same no cb

For rhb shell visa, if i topup 2.5k in ewallet before 28 i would still be getting the full rm50 cb for the next statement right?