QUOTE(Gabriel03 @ Jul 2 2025, 09:46 PM)
Anyone managed to successfully get an approval for credit limit increase without applying for a higher tier card?
I have tried going to the bank on 2 separate occassions to increase my credit limit but it was unsuccessful. This is despite the fact that my salary has increased significantly and all other banks that I hold credit card including MBB has approved an increase in credit limit.
Can anyone share a contact in RHB who can help to handle the credit limit increment request without the need of going to the bank?
Yes, I have tried twice now, even emailed the form. Always rejected. And this is despite RHB being my primary bank with salary crediting, ample CASA balance, housing loan, insurance and credit card. My credit limit is a pittance as it is based on my pay many, many years ago.
The funny thing is, a bank that I have zero relationship with other than credit card - HLB, has allowed me to increase CL without much fuss. From RM8k around 4 years ago, my limit is now around RM60k. I have increased my limit at least 5 times in that period of time, and each time it was approved. My new card with MBB was approved with RM30k+ limit, as was my HSBC card.
So yeah, RHB is living in the past. I will likely be stuck with the low limit until they can get the application process online.
This post has been edited by contestchris: Jul 3 2025, 02:01 PM