is for 10 months only right?

Why is that so?

I thought most government servants have a very secure nature of work, so should be easier to get approval

This post has been edited by HJebat: Jun 19 2013, 11:55 PM

Finally...after reading so many good reviews on this card, I've done it! I just applied for the card today, lol...it's something that I normally wouldn't do if there's no cashbacks or any great offers Hopefully the good rebates will make it worthwhile.

Btw, just so you know...the GST (swipe three times in 45 days, I think) and annual fees are basically waived as what I was told. So, no charge to get this card as it is. Just no free gifts, haha...

I think the government servant part is true as my application was recently rejected. I've fulfilled the income requirement and i have a perfect record, never paid for anything late ever! And i have other credit cards, mbb2, standard chartered, uob one card etc.

Hi guys,

Anyone try purchase ticket in ticketcharge by using OCBC before? 5% or 1%?

Ticket is not in the 5% categories...
So 1% only.

Thanks Fruitie! Wah, didn't realised you are active in this thread too. Thought only in Maxis BB section

Hi, all...just wondering, umm...I saw on the listing that online payment for TNB is classified as 5%. How does it really work? I log in to OCBC Online, select payment to TNB, and then I should have an option to use my CC to pay? Is that how the 5% will then be tied to the payment?
Because I tried online payment using my savings account money, so, I don't know how it works with CC. Thanks ya!

You need to select the Credit Card tab (the one with your credit card number) after selecting Bill Payment.

Ah, thank you!

I was just looking at dining under 5%, there's very limited places in Penang that qualifies. Maybe they should expand it to hotel restaurants too.
I'm now starting to assess to see what I can start paying using this CC once I get it so that my RM50 cap will be fulfilled, hehe...

I think Utilities itself will take up a huge chunk, and plus petrol. Is there a max cap for what you can get under a certain category?
If none, then it's a lot easier to manage this card =)

Limited restaurant qualifies? Thus far any restaurant that I went falls into dining category la, unless the owner didn't apply for correct merchant for their restaurant.

Even those chinese style restaurant also I'm getting the rebate

I was referring to the ones with 5%. The rest should be 1%, yes?

if you're ok to spend some minutes checking before dining, perhaps you wanna copy and paste (into your smartphone) the list of places that enable you 5% from the first page of this thread ... then flash yr smartphone and check if they do giveaway 5% ...

it just happened to me - "haagen dazs" does not give you 5% even though you dine at their restaurant because their merchant code does not fall into the category ... but if this it's too troublesome, then don't bother because you're still get 1%, worst case

At a quick glance, seems like most places with 5% are those that I don't patronise, hehe...so it's makes it very easy for me to know what my options are, haha

perhaps most of the members here are not penang-lang so the places from penang are limited in the list ... so you can help to update people here after you try spending in penang

it would be nice if char kuey teow and assam laksa stalls in penang accept credit card

The way Ocbc set up on on-line payment is tricky. The default payment is saving account not your credit card. After clicking bill payment you have to select payment by cc. A couple of times I was in a hurry and ended up payment by saving account which means zero rebate. Since then I only keep a very small amount in saving account, just in case I accidentally paid by saving account, the system will reject it because of insufficient fund.

Thanks a lot for the reminder. I'm still quite new to online banking, payment, etc, and in the phase of being familiarised with it.

If your TNB bill is substantial, MBB2Amex gives you better perks at 5% CB plus 5x treat points. CB cap at RM50/mth whereas TP is unlimited. Each point is worth approx 0.5 sen if converted to shopping vouchers.

Thanks for this info! Very helpful =)

Any idea where I can apply for this and get a free gift as well? If I apply directly from the branch, I won't be getting anything though...