Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??
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 Jun 20 2013, 09:40 PM
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Senior Member
1,264 posts Joined: Aug 2009 
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QUOTE(DoomCognition @ Jun 20 2013, 09:31 PM) Any idea where I can apply for this and get a free gift as well? If I apply directly from the branch, I won't be getting anything though... No free gift even if you apply elsewhere. |
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Jun 20 2013, 11:19 PM
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Junior Member
114 posts Joined: Jan 2013
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QUOTE(DoomCognition @ Jun 20 2013, 09:31 PM) Any idea where I can apply for this and get a free gift as well? If I apply directly from the branch, I won't be getting anything though... Chance to Win Samsung Galaxy S4 ...One of the most popular lifestyle gadgets, the sleek Samsung Galaxy S4, could be yours when you apply for the OCBC Titanium MasterCard from 17 June to 16 July 2013. Hurry! This fantastic giveaway lasts for only one month and there will be a total of 12 Samsung Galaxy S4 units to be won. Apply now and be one of the 3 weekly winners, who will be selected from approved and activated applications! http://www.ocbc.com.my/personal-banking/Pr...gn=ocbc_S4Promo Hell ... if only they come out with this one before I apply - at least can hope to get it  |
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Jun 20 2013, 11:51 PM
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Senior Member
1,205 posts Joined: May 2007 
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So I think they sent my pin to my office. Shiet. Anyone knows if I can apply from branch an get directly?
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Jun 21 2013, 08:15 AM
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Junior Member
8 posts Joined: May 2013
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QUOTE(someone_stupid @ Jun 20 2013, 11:51 PM) So I think they sent my pin to my office. Shiet. Anyone knows if I can apply from branch an get directly? you can go to any OCBC to request for the pin immediately on the spot you will get it. |
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Jun 21 2013, 09:56 AM
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Junior Member
496 posts Joined: Dec 2006 From: Ipoh 
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QUOTE(aNGeLs @ Jun 17 2013, 02:12 AM) Just received my card today. I must say OCBC is very generous with their CL. My first OCBC Ti application (via online) was rejected (suspected due to >3CCs) and been told to reapply after 3 months. But I tried my luck to reapply via agent (roadshows) just after 2 weeks and it was accepted. mind to tell me what is your annual income? As im holding 2 cards also and I applied for this card before and i got rejected. I want to try again after few months  Sadly, the agent got my name wrong on the card. May I know if I request for a new card, will I get charged for this? Havent activate the card as I've called the agent and she said to help check and get back to me by tue/wed. |
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Jun 21 2013, 12:08 PM
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Senior Member
4,342 posts Joined: Apr 2010 From: The place that i call home :p 
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QUOTE(wyen @ Jun 21 2013, 09:56 AM) mind to tell me what is your annual income? As im holding 2 cards also and I applied for this card before and i got rejected. I want to try again after few months no issues one, i got 3 CC when i apply for OCBC titanium .... approved at first time ... |
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Jun 21 2013, 12:23 PM
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Senior Member
4,228 posts Joined: Dec 2008 From: Klang
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I got a call from OCBC, they offered me the cash loan, rm7600 with 5.9% interest anually. 1 time charge of 1% to the amount, will be charged to my account on the 1st month.
Can convert into monthly installments, 1-3 yrs. Good deal? |
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Jun 21 2013, 01:44 PM
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Senior Member
1,151 posts Joined: Mar 2013
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if i apply the credit card with BE form and kwsp statement, can i get it? i throw all my salary statement alr.
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Jun 21 2013, 03:28 PM
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Senior Member
1,264 posts Joined: Aug 2009
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QUOTE(jkngo2003 @ Jun 21 2013, 01:44 PM) if i apply the credit card with BE form and kwsp statement, can i get it? i throw all my salary statement alr. When I applied mine, they took only my EPF statements. Should work for you too. |
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Jun 21 2013, 03:43 PM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(solsekuin44 @ Jun 21 2013, 12:23 PM) I got a call from OCBC, they offered me the cash loan, rm7600 with 5.9% interest anually. 1 time charge of 1% to the amount, will be charged to my account on the 1st month. I can offer you 5% Can convert into monthly installments, 1-3 yrs. Good deal? .....if have house or FD, use them to get loan will be cheaper. Ask them if 3 years, what is the monthly installment. Let say, it is 700, 700x 36 installments - 7600 = interest paid to Ocbc. From that you can calculate what is the effective interest ocbc charge... |
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Jun 21 2013, 07:16 PM
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Senior Member
1,264 posts Joined: Aug 2009
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QUOTE(-Matrix- @ Jun 20 2013, 11:19 PM) Chance to Win Samsung Galaxy S4 ... Damned, I applied through the branch cuz I thought there's no other promotion! I called up the agent and asked about this because he did not tell me about this on-going promo when I signed up (apparently online promo and in-house are completely different), so the sales agent say he will try to work it out for me (try to slot my entry in). If this doesn't turn out the way it should be, I'm going to file an official complaint.One of the most popular lifestyle gadgets, the sleek Samsung Galaxy S4, could be yours when you apply for the OCBC Titanium MasterCard from 17 June to 16 July 2013. Hurry! This fantastic giveaway lasts for only one month and there will be a total of 12 Samsung Galaxy S4 units to be won. Apply now and be one of the 3 weekly winners, who will be selected from approved and activated applications! http://www.ocbc.com.my/personal-banking/Pr...gn=ocbc_S4Promo Hell ... if only they come out with this one before I apply - at least can hope to get it |
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Jun 21 2013, 08:14 PM
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Junior Member
15 posts Joined: May 2007 From: Seoul, Malaysia
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QUOTE(wyen @ Jun 21 2013, 09:56 AM) mind to tell me what is your annual income? as im holding 2 cards also and I applied for this card before and i got rejected. I want to try again after few months QUOTE(cwhong @ Jun 21 2013, 12:08 PM) no issues one, i got 3 CC when i apply for OCBC titanium .... approved at first time ... Same here. 3CC at the time I applied for OCBC Ti. Only <36K cannot have more than 2 banks' CC so I think thats not the reason.Perhaps you may want to try and reapply now because I dont wait that long.  |
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Jun 21 2013, 08:36 PM
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Junior Member
114 posts Joined: Jan 2013
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QUOTE(pinksapphire @ Jun 21 2013, 07:16 PM) Damned, I applied through the branch cuz I thought there's no other promotion! I called up the agent and asked about this because he did not tell me about this on-going promo when I signed up (apparently online promo and in-house are completely different), so the sales agent say he will try to work it out for me (try to slot my entry in). If this doesn't turn out the way it should be, I'm going to file an official complaint. hmm, me abit skeptical that the sales fella would actually do that ... if he /she said cannot, then you may stop him/her from processing and would lose commission ... if i'm too obsess with the samsung, i would directly tell him to stop processing and apply via online ... but that's me being cruel  |
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Jun 21 2013, 08:46 PM
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Senior Member
1,264 posts Joined: Aug 2009
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QUOTE(-Matrix- @ Jun 21 2013, 08:36 PM) hmm, me abit skeptical that the sales fella would actually do that ... if he /she said cannot, then you may stop him/her from processing and would lose commission ... if i'm too obsess with the samsung, i would directly tell him to stop processing and apply via online ... but that's me being cruel Yeah, I understand that part too. I'm not so heartless, that's why I gave him a chance by letting him get back to me by next week on the status (he needs to escalate this cuz my application is supposedly sent in already  ). This is my 'give him the benefit of the doubt' timeline. If he screws me over on this, I'm gonna report his name up or something. |
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Jun 23 2013, 03:16 PM
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Senior Member
2,532 posts Joined: Feb 2009
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There's a roadshow in subang parade now for ocbc cc.
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Jun 23 2013, 04:33 PM
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Senior Member
589 posts Joined: Oct 2010
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QUOTE(fruitie @ May 19 2013, 04:03 PM) If you have the time, go to their branch. It's not fair by determine ocbc sales team at mall cannot be trusted because of commission, branch sales team will also receive commission. Again, it's depend how sincere of the sales staff you met when you applying the card. No offence I don't have the time and the branch is not near to me, so I went for online. Malls one, sometimes cannot be trusted one because they were there just to get commissions. |
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Jun 23 2013, 04:37 PM
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Senior Member
589 posts Joined: Oct 2010
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QUOTE(kuai_chai @ May 19 2013, 03:20 PM) i found that those online applications will get rejected most of the times. That's the difference between your document was submitted face-to-face, with a chop of "original sighted" and submit via fax or email, with a chop of "not original sighted" on your document. This could made a big difference on your application get approve or reject.i have been rejected 1 time for using online application. then someone advised me to apply at the branch instead of going online, those telesales may not submit your forms accordingly. after they rejected my application, 1 month later i went to the branch, this time they approved my application. since then, i never trust those telesales anymore. |
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Jun 25 2013, 02:40 PM
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Senior Member
1,756 posts Joined: Jul 2006 From: PJ
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My statement is on the 12th when is my due date ya? July 1st or 2nd?
Don't know why my online account never states the due date this time (maybe because i have the 20% dining rebate offsetting the min amount to pay). Thanks a bunch. |
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Jun 25 2013, 05:09 PM
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Senior Member
6,483 posts Joined: Apr 2012
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QUOTE(shortleg88 @ Jun 25 2013, 02:40 PM) My statement is on the 12th when is my due date ya? July 1st or 2nd? Will be on 2nd July since Month of June only got 30 days.Don't know why my online account never states the due date this time (maybe because i have the 20% dining rebate offsetting the min amount to pay). Thanks a bunch. |
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Jun 25 2013, 05:15 PM
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Senior Member
6,483 posts Joined: Apr 2012
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Just received a called from OCBC bank, initially I have doubt on this call because the officer starting to speak about mandarin to me at first point as I have never speak mandarin to them before.
After all, just realized that he is promoting the cash advance RM4600 with interest 4.99% and also ask whether need BT or not  |
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