Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??
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 Apr 1 2013, 10:06 AM
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#1
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Junior Member
114 posts Joined: Jan 2013 
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QUOTE(vincentxiang @ Mar 28 2013, 04:39 PM) http://www.ocbc.com.my/personal-banking/Ca..._all_promotions Just wanna get opinions from experts - is this a good deal, or merely chicken-feed & should wait for a better promotional deal? Now applying new ocbc credit card have RM80 rebate, you may refer the link for detail if interested    Cheers ... |
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Apr 21 2013, 02:50 PM
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#2
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Junior Member
114 posts Joined: Jan 2013
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woohoo ... received my ocbc titanium card ... the card looks nicer than photo on their website ...
have activated and asked for pin-number in order to open internet banking account so that can pay utilities bills ... with this new card, now having headache which other cards to cancel ... can't keep too many ... cheers ... |
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Apr 21 2013, 05:56 PM
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#3
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Junior Member
114 posts Joined: Jan 2013
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QUOTE(David83 @ Apr 21 2013, 04:03 PM) Which design you get? The curvy? Or the new dark blue? the new dark blue ...  |
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Apr 23 2013, 10:20 PM
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#4
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Junior Member
114 posts Joined: Jan 2013
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QUOTE(crusher @ Apr 23 2013, 11:46 AM) guys, apply through bank or agent is better? It will be my first CC me kiasi so applied via walk-in into their bank ... feel more secure and sure i'm submitting my docs to the bank itself ... exactly 1-week after submission, someone from the bank called to do some questionaires ... 10-days (according to letter date) after submission, approval letter was sent ... 2-weeks (according to letter date) after submission, card was sent ... cheers ...  |
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Jun 16 2013, 11:53 AM
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#5
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Junior Member
114 posts Joined: Jan 2013
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hello all,
it seems having ice-cream at "haagen dazs" klcc is not considered dining hence not entitled to 5% cashback rebate ... anyone encountered similar transaction to confirm this? i'm seeking clarification from ocbc and hope to hear what they've got to say on this ... if it's not dining, then what should be the category then? cheers ... |
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Jun 16 2013, 12:05 PM
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#6
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114 posts Joined: Jan 2013
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QUOTE(KTCY @ Jun 16 2013, 12:01 PM) noted - thanx ... still, wanna argue with ocbc, though i don't think it'll produce any positive outcome  |
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Jun 16 2013, 04:55 PM
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#7
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Junior Member
114 posts Joined: Jan 2013
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QUOTE(ronnie @ Jun 16 2013, 12:27 PM) If you followed my post previously, I already reported Haagen-Dazs MCC is under Food Kiosk/store which OCBC does not consider Dining rebate. couldn't remember all the shops ... happened that my sister wanna try the ice-cream after shopping so i thought it should fall under dining since it's, well, sells ice-cream which is not electrical appliance I rather use Maybankard 2 AMEX at Haagen-Dazs ...when you mentioned rather use maybank 2 amex - you're referring to this card giving away 5% cash rebate? or because of 5x points? cheers ... |
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Jun 16 2013, 08:12 PM
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#8
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Junior Member
114 posts Joined: Jan 2013
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QUOTE(fruitie @ Jun 16 2013, 07:20 PM) Both - 5xTP and 5% rebate (if weekends). thanx fruitie ... so, in this case, ocbc is giving out only 1% while maybank gives away 5%? i thought due to the same mcc code, all banks should treat it the same way? or because maybank's special week-end plan where you can enjoy 5% cashback even though you're making down payment for a car or a house, as long as the transaction is made on weekend?5xTP is better than 1% rebate. I think I saw the calculation before.  if that's true, then i've to seriously consider getting this maybank 2 amex as 1st card to use during weekend while ocbc as backup up, though i really hate the maybank logo ...  |
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Jun 17 2013, 08:37 PM
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#9
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Junior Member
114 posts Joined: Jan 2013
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QUOTE(someone_stupid @ Jun 17 2013, 05:47 PM) I called on saturday to check the status of the application and to my surprise the csr said that i can pick it up on tuesday or wed so today at lunch, a blocked number called to' say my card is ready for collection! wooo got my card d. now just need to get my rebate congrats ... welcome to the titanium club - the only such club in malaysia, i think ...  |
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Jun 18 2013, 11:25 PM
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#10
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Junior Member
114 posts Joined: Jan 2013
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QUOTE(ronnie @ Jun 18 2013, 03:09 PM) More Cash back Credit cards was created thanks to Najib's Govt Service Tax.... how about citibank cashback ronnie? disqualified from your calculation? To achieve maximum rebate per month per card OCBC Titanium MasterCard : RM1000 spend Maybankard 2 AMEX : RM1000 spend HLB WISE Visa : RM1000 spend AEON WATAMI Visa : RM1666.67 spend [Quarterly Rebate 3%] Total : RM4666.67 to earn RM250 cash back per month Average Cash-Back : 5.36% |
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Jun 20 2013, 04:53 PM
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#11
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114 posts Joined: Jan 2013
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QUOTE(pinksapphire @ Jun 20 2013, 04:23 PM) Ah, thank you! if you're ok to spend some minutes checking before dining, perhaps you wanna copy and paste (into your smartphone) the list of places that enable you 5% from the first page of this thread ... then flash yr smartphone and check if they do giveaway 5% ...I was just looking at dining under 5%, there's very limited places in Penang that qualifies. Maybe they should expand it to hotel restaurants too. I'm now starting to assess to see what I can start paying using this CC once I get it so that my RM50 cap will be fulfilled, hehe... I think Utilities itself will take up a huge chunk, and plus petrol. Is there a max cap for what you can get under a certain category? If none, then it's a lot easier to manage this card =) it just happened to me - "haagen dazs" does not give you 5% even though you dine at their restaurant because their merchant code does not fall into the category ... but if this it's too troublesome, then don't bother because you're still get 1%, worst case |
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Jun 20 2013, 05:12 PM
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#12
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Junior Member
114 posts Joined: Jan 2013
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QUOTE(pinksapphire @ Jun 20 2013, 05:00 PM) At a quick glance, seems like most places with 5% are those that I don't patronise, hehe...so it's makes it very easy for me to know what my options are, haha perhaps most of the members here are not penang-lang so the places from penang are limited in the list ... so you can help to update people here after you try spending in penang it would be nice if char kuey teow and assam laksa stalls in penang accept credit card  |
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Jun 20 2013, 11:19 PM
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#13
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Junior Member
114 posts Joined: Jan 2013
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QUOTE(DoomCognition @ Jun 20 2013, 09:31 PM) Any idea where I can apply for this and get a free gift as well? If I apply directly from the branch, I won't be getting anything though... Chance to Win Samsung Galaxy S4 ...One of the most popular lifestyle gadgets, the sleek Samsung Galaxy S4, could be yours when you apply for the OCBC Titanium MasterCard from 17 June to 16 July 2013. Hurry! This fantastic giveaway lasts for only one month and there will be a total of 12 Samsung Galaxy S4 units to be won. Apply now and be one of the 3 weekly winners, who will be selected from approved and activated applications! http://www.ocbc.com.my/personal-banking/Pr...gn=ocbc_S4Promo Hell ... if only they come out with this one before I apply - at least can hope to get it  |
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Jun 21 2013, 08:36 PM
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#14
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Junior Member
114 posts Joined: Jan 2013
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QUOTE(pinksapphire @ Jun 21 2013, 07:16 PM) Damned, I applied through the branch cuz I thought there's no other promotion! I called up the agent and asked about this because he did not tell me about this on-going promo when I signed up (apparently online promo and in-house are completely different), so the sales agent say he will try to work it out for me (try to slot my entry in). If this doesn't turn out the way it should be, I'm going to file an official complaint. hmm, me abit skeptical that the sales fella would actually do that ... if he /she said cannot, then you may stop him/her from processing and would lose commission ... if i'm too obsess with the samsung, i would directly tell him to stop processing and apply via online ... but that's me being cruel  |
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Jun 28 2013, 11:49 AM
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#15
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Junior Member
114 posts Joined: Jan 2013
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QUOTE(KTCY @ Jun 28 2013, 08:21 AM) anyone received their RM 30 rebate for June for first time user to pay bills via online ? regarding the remaining RM30 cashback - you will get it after 8 - 10 weeks after the promotion ends ... meaning since this RM80 (RM50 + RM30) promotion only ends end-june this year, expect to get it somewhere in SEPT-2013 ...  |
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Jun 28 2013, 08:45 PM
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#16
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114 posts Joined: Jan 2013
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QUOTE(pinksapphire @ Jun 28 2013, 04:37 PM) Exactly why I didn't want to even bother checking after I did the transaction, lol...RM30, but wait till so long to get it. By the time we get there, it'll be forgotten (for me). So I'm just gonna assume they won't screw it up since it's just a small amount precisely ... actually i've forgotten to include the following - the RM30 is not "guaranteed" but based on first come first serve ...  but i suppose they must have thought their titanium is such a privilege that nobody would complain even if they don't get the RM30 rebate ... |
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Jun 28 2013, 08:51 PM
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#17
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114 posts Joined: Jan 2013
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QUOTE(jkngo2003 @ Jun 28 2013, 01:46 PM) Q1: May i know is that all shop or supermarket which under MCC 5411 will get 5 percent rebate? Q3 - pls note that not all restaurant / dining which you thought so are indeed in the 5% dining category ... example - klcc haagen dazs is NOT even though it's a place where you eat / dine their delicious ice-cream ... Q2: Is that all the restaurant which under MCC5811-5814 can bet 5 percent rebate? Q3: the rebate is based on the chosen groecry/ restaurant under certain MCC OR all the grocery/ restaurant under certain MCC like the WISE CARD? to be sure, copy / paste those 5% dining places (from page 1 of this thread) into your smart-phone and check before you step-in ... |
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