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Credit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??

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kuai_chai
post Jun 17 2013, 12:37 AM

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anyone know where can i reload touch n go with credit card?
Human Nature
post Jun 17 2013, 12:42 AM

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QUOTE(kuai_chai @ Jun 17 2013, 12:37 AM)
anyone know where can i reload touch n go with credit card?
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https://forum.lowyat.net/topic/1803385
fruitie
post Jun 17 2013, 12:42 AM

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QUOTE(kuai_chai @ Jun 17 2013, 12:37 AM)
anyone know where can i reload touch n go with credit card?
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I reload mine at TnG Hub in KL Sentral, 1% rebate only.
gsc
post Jun 17 2013, 01:19 AM

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QUOTE(David83 @ Jun 16 2013, 10:44 PM)
The 2% comes in smart cash thing right?
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Yes

aNGeLs
post Jun 17 2013, 02:12 AM

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Just received my card today. I must say OCBC is very generous with their CL. My first OCBC Ti application (via online) was rejected (suspected due to >3CCs) and been told to reapply after 3 months. But I tried my luck to reapply via agent (roadshows) just after 2 weeks and it was accepted. biggrin.gif

Sadly, the agent got my name wrong on the card. May I know if I request for a new card, will I get charged for this? Havent activate the card as I've called the agent and she said to help check and get back to me by tue/wed.
SUSw19
post Jun 17 2013, 03:04 AM

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Info!

Just pay bil in KLCC Maxis in early of June 2013, surprise me its fall into 1% cash back!
TSronnie
post Jun 17 2013, 09:15 AM

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QUOTE(w19 @ Jun 17 2013, 03:04 AM)
Info!

Just pay bil in KLCC Maxis in early of June 2013, surprise me its fall into 1% cash back!
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Most probably, it went to MCC Code of "Phone Sales". Similar to my case with Bill Payment at Maxis The Gardens
Do call OCBC to enquire the MCC code.

Not receommended to pay at Maxis Center using OCBC Titanium as they have alot of CC terminals (which is not under OCBC Telco MCC 4814)

This post has been edited by ronnie: Jun 17 2013, 09:16 AM
sj0217
post Jun 17 2013, 10:35 AM

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QUOTE(David83 @ Jun 16 2013, 10:44 PM)
The 2% comes in smart cash thing right?
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ya, there has come with 2% smart cash and dont know how much % for member card (BHP card), total will be 5%+2%+y = 7%+y

sorry for out of topic here, but just sharing to David83 smile.gif
jwwc
post Jun 17 2013, 10:56 AM

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QUOTE(sj0217 @ Jun 17 2013, 10:35 AM)
ya, there has come with 2% smart cash and dont know how much % for member card (BHP card), total will be 5%+2%+y = 7%+y

sorry for out of topic here, but just sharing to David83  smile.gif
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Sorry another out of topic post - be reminded that you need to swipe inside the BHP station (at the counter), not at the pump in order to earn 2% SMART$
TSronnie
post Jun 17 2013, 11:00 AM

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QUOTE(jwwc @ Jun 17 2013, 10:56 AM)
Sorry another out of topic post - be reminded that you need to swipe inside the BHP station (at the counter), not at the pump in order to earn 2% SMART$
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I did get the SmartCa$h via BHP Petrol when swipe at the pump.... to redeem your SmartCa$h you need to swipe in the store
sj0217
post Jun 17 2013, 11:23 AM

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QUOTE(jwwc @ Jun 17 2013, 10:56 AM)
Sorry another out of topic post - be reminded that you need to swipe inside the BHP station (at the counter), not at the pump in order to earn 2% SMART$
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huh? shocking.gif really? no wonder cannot see the smart cash on receipt when pump outside, only saw one time the smart cash on receipt when take it from the counter... sad.gif

I think we should move this topic to UOB thread
sj0217
post Jun 17 2013, 11:27 AM

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QUOTE(ronnie @ Jun 16 2013, 10:52 AM)
FYI, My last month spend was RM999.96 and I received full RM50 rebate (5%) for that month. Basically OCBc uses round-up mechanism to our advantage.
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ya, I have just did calcalation on the cash back, the 5% cash back for amount that I spend was RM399.97, after calcalation for 5%, cash back amount should be RM19.99, but I received RM20.

They are processed it to be round up figure. rclxms.gif thumbup.gif
jwwc
post Jun 17 2013, 02:04 PM

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QUOTE(ronnie @ Jun 17 2013, 11:00 AM)
I did get the SmartCa$h via BHP Petrol when swipe at the pump.... to redeem your SmartCa$h you need to swipe in the store
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You only get 1% when you swipe at pump. 2% if you swipe from inside.
TSronnie
post Jun 17 2013, 02:23 PM

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QUOTE(jwwc @ Jun 17 2013, 02:04 PM)
You only get 1% when you swipe at pump. 2% if you swipe from inside.
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In March 2012, it was 2% even at the pump

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notok
post Jun 17 2013, 03:05 PM

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i am getting 2% at the pump also
KTCY
post Jun 17 2013, 04:32 PM

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someone_stupid
post Jun 17 2013, 05:47 PM

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I called on saturday to check the status of the application and to my surprise the csr said that i can pick it up on tuesday or wed so today at lunch, a blocked number called to' say my card is ready for collection! wooo got my card d. now just need to get my rebate
LifeX
post Jun 17 2013, 06:04 PM

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QUOTE(aNGeLs @ Jun 17 2013, 02:12 AM)
Just received my card today. I must say OCBC is very generous with their CL. My first OCBC Ti application (via online) was rejected (suspected due to >3CCs) and been told to reapply after 3 months. But I tried my luck to reapply via agent (roadshows) just after 2 weeks and it was accepted. biggrin.gif

Sadly, the agent got my name wrong on the card. May I know if I request for a new card, will I get charged for this? Havent activate the card as I've called the agent and she said to help check and get back to me by tue/wed.
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I just explain to you on why is this happening.

When you do it online, your documents are given thru mail / fax, and the sales agent will do a chop saying that its not original sighted, meaning that it MAY or MAY NOT be original ( changing numbers on payslip ).

However they still need to do a CCRIS check, to see how many cards you have ( only 2 if pay less then 3K ), bad debts, AKPK, and lastly to see whether you HAVE a CCRIS record.

In OCBC in order for you to have the application approve, goes to three steps.

1) Their requirement on your JOB. High Risk, High Pay ( High salary = anxiety to spend more, hence may lead to bad debts ), Government Servant ( Hard to get approved from an Overseas Chinese Bank ).
2) If you pass that, then comes to CCRIS, to check records.
3) CL part, I have a customer who is an OCBC Credit Card user with a PLATINUM CARD with CITI and Maybank with annual income of 100K, can get a Plat Card from OCBC for 5K.

Basically if you can get all this, you will be great. :-)
-Matrix-
post Jun 17 2013, 08:37 PM

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QUOTE(someone_stupid @ Jun 17 2013, 05:47 PM)
I called on saturday to check the status of the application and to my surprise the csr said that i can pick it up on tuesday or wed so today at lunch, a blocked number called to' say my card is ready for collection! wooo got my card d. now just need to get my rebate
*
congrats ... welcome to the titanium club - the only such club in malaysia, i think ... brows.gif
pinksapphire
post Jun 17 2013, 10:50 PM

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Hi, everyone.

I'm thinking of getting CC from OCBC seeing how good it seems from the reviews that I've been reading.
Three questions, hope you can enlighten me:

1) If one is a Premier customer with the bank, is it better/easier to get a CC from them? If yes, will they waive any charges/fees that normally would incur through normal application?
2) Is there any promotions that one will miss out by getting it as part of Premier customer instead of applying through normal application?
3) Anything else that I should take note of?

Thanks!

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