Hi, everyone.

I'm thinking of getting CC from OCBC seeing how good it seems from the reviews that I've been reading.
Three questions, hope you can enlighten me:

1) If one is a Premier customer with the bank, is it better/easier to get a CC from them? If yes, will they waive any charges/fees that normally would incur through normal application?
2) Is there any promotions that one will miss out by getting it as part of Premier customer instead of applying through normal application?
3) Anything else that I should take note of?

Thanks!

Lol, I like how you put in the 3rd answer...thanks for that recommendation. Somehow I don't get good aura with HL, so I tend to stay away from that bank.
Appreciate your response!

Finally...after reading so many good reviews on this card, I've done it! I just applied for the card today, lol...it's something that I normally wouldn't do if there's no cashbacks or any great offers Hopefully the good rebates will make it worthwhile.

Btw, just so you know...the GST (swipe three times in 45 days, I think) and annual fees are basically waived as what I was told. So, no charge to get this card as it is. Just no free gifts, haha...

Hi, all...just wondering, umm...I saw on the listing that online payment for TNB is classified as 5%. How does it really work? I log in to OCBC Online, select payment to TNB, and then I should have an option to use my CC to pay? Is that how the 5% will then be tied to the payment?
Because I tried online payment using my savings account money, so, I don't know how it works with CC. Thanks ya!

Ah, thank you!

I was just looking at dining under 5%, there's very limited places in Penang that qualifies. Maybe they should expand it to hotel restaurants too.
I'm now starting to assess to see what I can start paying using this CC once I get it so that my RM50 cap will be fulfilled, hehe...

I think Utilities itself will take up a huge chunk, and plus petrol. Is there a max cap for what you can get under a certain category?
If none, then it's a lot easier to manage this card =)

I was referring to the ones with 5%. The rest should be 1%, yes?

At a quick glance, seems like most places with 5% are those that I don't patronise, hehe...so it's makes it very easy for me to know what my options are, haha

Thanks a lot for the reminder. I'm still quite new to online banking, payment, etc, and in the phase of being familiarised with it.

Thanks for this info! Very helpful =)

No free gift even if you apply elsewhere.

When I applied mine, they took only my EPF statements. Should work for you too.

Damned, I applied through the branch cuz I thought there's no other promotion! I called up the agent and asked about this because he did not tell me about this on-going promo when I signed up (apparently online promo and in-house are completely different), so the sales agent say he will try to work it out for me (try to slot my entry in). If this doesn't turn out the way it should be, I'm going to file an official complaint.

Yeah, I understand that part too. I'm not so heartless, that's why I gave him a chance by letting him get back to me by next week on the status (he needs to escalate this cuz my application is supposedly sent in already ). This is my 'give him the benefit of the doubt' timeline. If he screws me over on this, I'm gonna report his name up or something.

Exactly why I didn't want to even bother checking after I did the transaction, lol...RM30, but wait till so long to get it. By the time we get there, it'll be forgotten (for me). So I'm just gonna assume they won't screw it up since it's just a small amount

Applying online really makes me go insane. Just waiting for their call of confirmation takes such a long time! I don't know if calling up their hotline will help but if I still don't hear from them, looks like it's the only way to go =[

Too bad mine's already submitted, otherwise I wouldn't mine to do it through him. But is Eddy's considered as online application, just curious?

I noticed Direct Sales is a lot faster than online application for OCBC and the number of documents required is lesser as well. I wonder why.

If anyone's going to be applying for this card and wants it fast, take my advice and don't apply online. Until today, I still haven't received the confirmation call on my application status...it's been like, 3 weeks now? I feel like strangling myself for canceling my initial application with the branch (which took only days!!) and changed it to online submission just because of the stupid Samsung S4 draw. The nightmarish wait is giving me unnecessary headache and I hate it. Imagine if I really could get the card, it'd be months before I get it versus 1-2 weeks max through branch.

Yeah, I did. We've been corresponding through email and she was responsive, but too bad it didn't help to expedite anything much.
Perhaps it depends on your luck, sigh.

You didn't follow up with them on the status between 1st and today?
So you don't know if your application is approved or not, yes?