Jun 19 2013, 11:13 PM
QUOTE(LifeX @ Jun 17 2013, 06:04 PM)
...In OCBC in order for you to have the application approve, goes to three steps.
1) Their requirement on your JOB. High Risk, High Pay ( High salary = anxiety to spend more, hence may lead to bad debts ), Government Servant ( Hard to get approved from an Overseas Chinese Bank ).
2) If you pass that, then comes to CCRIS, to check records.
3) CL part, I have a customer who is an OCBC Credit Card user with a PLATINUM CARD with CITI and Maybank with annual income of 100K, can get a Plat Card from OCBC for 5K.
Basically if you can get all this, you will be great. :-)
Why is that so?1) Their requirement on your JOB. High Risk, High Pay ( High salary = anxiety to spend more, hence may lead to bad debts ), Government Servant ( Hard to get approved from an Overseas Chinese Bank ).
2) If you pass that, then comes to CCRIS, to check records.
3) CL part, I have a customer who is an OCBC Credit Card user with a PLATINUM CARD with CITI and Maybank with annual income of 100K, can get a Plat Card from OCBC for 5K.
Basically if you can get all this, you will be great. :-)
I thought most government servants have a very secure nature of work, so should be easier to get approval
This post has been edited by HJebat: Jun 19 2013, 11:55 PM
Quote
, appealed - rejected 
, reappealed - rejected again! 
Those who were denied by OCBC before, don't give up! Best of luck!
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