guys, apply through bank or agent is better? It will be my first CC
This post has been edited by crusher: Apr 23 2013, 11:46 AM
Credit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
|
 Apr 23 2013, 11:46 AM
Return to original view | Post
#1
|
 
Senior Member
1,345 posts Joined: Jun 2006  
|
|
Quote|
|
|
|
|
Apr 23 2013, 01:47 PM
Return to original view | Post
#2
|
|
Senior Member
1,345 posts Joined: Jun 2006
|
QUOTE(fly126 @ Apr 23 2013, 12:25 PM) Thru Agent... they can follow up your case if you need to Appeal or at less you know which Agent to refer to... their online application where the telemarkertier agent call you? Myself also apply thru Agent but kena tendang by OCBC now sedang APPEAL for the card (needs 2 weeks - 1 month to know the Appeal's Status)  All My Credit Card Apps. went thru Agent or Pass by Hand to the Bank, I never Apply CC Online...   |
|
|
Apr 23 2013, 02:33 PM
Return to original view | Post
#3
|
|
Senior Member
1,345 posts Joined: Jun 2006
|
QUOTE(cempedaklife @ Apr 23 2013, 02:32 PM) yes...it's not as good as scb in this case... what is scb? subcribe? after u "register ur interest" online, someone will call u and ask u to fax/email them the forms and other supporting doc... I did once earlier of this month, there is a guy called me and sent me the doc but I accidently deleted it cos it appeared in Junk mail. |
|
|
Apr 23 2013, 02:46 PM
Return to original view | Post
#4
|
|
Senior Member
1,345 posts Joined: Jun 2006
|
QUOTE(cempedaklife @ Apr 23 2013, 02:41 PM) standard chartered bank... for scb, all is online system, submit doc online, fill in form online, by the time they first sms u, already said approved  but it seem like OCBC bank CC more tempting than others. |
|
|
May 16 2013, 10:01 AM
Return to original view | Post
#5
|
|
Senior Member
1,345 posts Joined: Jun 2006
|
when did you apply?
|
|
|
Jun 7 2013, 10:55 PM
Return to original view | Post
#6
|
|
Senior Member
1,345 posts Joined: Jun 2006
|
Hi guys, I just got my card. I wonder what is "finance charges". 15% pa in interest charge on the 13 month for card members who make prompt payment for 12 consecutive months means? Is it mean after a year using the card I will be charge 15% of interest rate of total spending? Lol
|
|
|
|
|
|
Jun 7 2013, 11:09 PM
Return to original view | Post
#7
|
|
Senior Member
1,345 posts Joined: Jun 2006
|
QUOTE(gsc @ Jun 7 2013, 11:07 PM) If you pay all before or on due date, zero finance charge.. If I pay every month on time no charges will be implement?If statement balance RM2000 and pay only RM 100 on due date, balance RM1900 will be subjected to 15% pa finance charge.. This post has been edited by crusher: Jun 7 2013, 11:14 PM |
|
|
Jun 20 2013, 11:39 AM
Return to original view | Post
#8
|
|
Senior Member
1,345 posts Joined: Jun 2006
|
Hi guys,
Anyone try purchase ticket in ticketcharge by using OCBC before? 5% or 1%? |
|
|
Jun 20 2013, 01:13 PM
Return to original view | Post
#9
|
|
Senior Member
1,345 posts Joined: Jun 2006
|
QUOTE(fruitie @ Jun 20 2013, 11:58 AM) Ticket is not in the 5% categories... Thanks Fruitie! Wah, didn't realised you are active in this thread too. Thought only in Maxis BB section So 1% only.  |
|
Topic ClosedOptions
|
| Change to: |  0.0402sec
 0.32
 7 queries
 GZIP Disabled
Time is now: 6th December 2025 - 06:27 AM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.