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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI
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zstan
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 Jun 15 2023, 05:05 PM
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QUOTE(BuKeYi @ Jun 14 2023, 03:53 PM) Not existing customer, new to alliance bank. But if need to wait more than 2 weeks, then don't mentioned 2-5days in the app. lol Other banks at most also take 1week to verify/approval. This only virtual cc also taken that long? i just applied for VI yesterday today the CS called me for more info. |
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zstan
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Jun 28 2023, 10:38 AM
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finally got my VI  guess the best way to use this is e wallet reloads up to RM3000 only and maybe dining if the restaurant doesnt allow Amex |
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zstan
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Sep 1 2023, 04:20 PM
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QUOTE(fruitie @ Sep 1 2023, 02:56 PM) The tips for spending on e-wallets transactions with the VI is still RM 3k max per month, right? for x8 points yes. |
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zstan
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Sep 1 2023, 05:29 PM
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QUOTE(fruitie @ Sep 1 2023, 05:18 PM) Nice. Better than nothing.  can always buy touch n go pin from Lazada for x 8 points as well |
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zstan
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Sep 6 2023, 11:53 AM
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QUOTE(memorylane @ Sep 6 2023, 09:55 AM) hi, which items you guys normally redeem for accumulated points? which items worth the most? Enrich miles |
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zstan
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Sep 6 2023, 11:31 PM
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QUOTE(Seth Ho @ Sep 6 2023, 11:28 PM) This is thread for VISA Infinite only or VISA Signature too. I already have M2C thinking of getting either one of the card any suggestion? depends if you are playing air miles or cash back |
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zstan
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Sep 7 2023, 12:37 AM
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QUOTE(Seth Ho @ Sep 7 2023, 12:18 AM) If i play airmiles it will be stacking with my Maybank Amex, so i would need to give up one of it It won't be stacking as you will only be using VISA infinite for e wallet top ups only (only for up to RM 3000 spending) or when AMEX not available. |
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zstan
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Nov 23 2023, 09:39 AM
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For VI users do you get 5x points when you pay for dining using wave? or need to use pin baru can get the 5x points
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zstan
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Nov 26 2023, 04:39 PM
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QUOTE(PoisonSoul @ Nov 24 2023, 07:09 PM) Never try pin. All wave for me. Staffs now know to let u wave even over RM250. So far, my waves all for dining gotten 5x oh nice. can fully swap over to this card after AMEX reserve dies off in December. |
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zstan
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Jan 2 2024, 09:59 AM
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anybody tried using Alliance VI overseas? any extra surcharges?
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zstan
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Jan 2 2024, 10:39 AM
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QUOTE(47100 @ Jan 2 2024, 10:10 AM) many times, as I can see in the statement is just conversion based on bank rate. but you can choose to pay in MYR or the local currency when oversea on the terminal when you pay. ok thanks. cause CIMB macam got explicitly state extra 1% in statement |
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zstan
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Jan 2 2024, 04:53 PM
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QUOTE(47100 @ Jan 2 2024, 04:16 PM) hmm..I cant really tell, maybe the forex conversion already included that 1% in the statement, so is somehow "hidden" unless you breakdown the conversion rate. hope other member here can comment. if you choose to pay in MYR when in oversea, the terminal will show the final MYR amount + the surcharge, very transparent. for maybank when i went Australia, the conversion rate was maybe 3.01 on that day and then for my cc the rate was 3.02. so it's not even 1%. |
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zstan
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Jan 11 2024, 03:33 PM
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QUOTE(felicious @ Jan 11 2024, 03:06 PM) Did you manage to find out if you can get 8x TP for these? online purchase only for e-commerce. stated clearly in their product sheet |
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zstan
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Jan 12 2024, 03:44 PM
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QUOTE(dimgai @ Jan 11 2024, 03:50 PM) paid (a) AIA (manually, non auto debit) (b) GE (manually, non auto debit) © Oyen (pet's insurance, manually, non auto debit) all entitle x8 QUOTE(dimgai @ Jan 11 2024, 04:12 PM) AIA website GE econnect Oyen main website hmmm quite inconsistent on their points definition |
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zstan
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Jan 17 2024, 04:39 PM
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QUOTE(guanteik @ Jan 17 2024, 01:54 PM) hmm. then this is classified under e-commerce payment? does this work for grab now pay later payments as well? interesting tactic  This post has been edited by zstan: Jan 17 2024, 04:41 PM |
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zstan
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Jan 17 2024, 05:27 PM
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QUOTE(guanteik @ Jan 17 2024, 05:22 PM) Well using pay with CC direct won't get any Grab Points. Not sure about PayLater though, I've never used it. Plus, how much can we spend on pay with CC direct? Not much least for me.... i'm referring to TBP not grab points.well if travelling often with grab car or grab food can spend a lot as well |
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zstan
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Jan 22 2024, 12:41 AM
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Just tried to pay for a laptop via lenovo website. let's see if it registers as 8X points or just 1x  This post has been edited by zstan: Jan 22 2024, 12:41 AM |
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zstan
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Jan 22 2024, 11:29 AM
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QUOTE(TheLegend27 @ Jan 22 2024, 09:11 AM) QUOTE(xiaomoon @ Jan 22 2024, 09:18 AM) should be x8, i tried dell website is x8 good to know. then this is indeed special feature for ABVI. |
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zstan
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Feb 7 2024, 12:30 PM
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QUOTE(dimgai @ Feb 7 2024, 09:00 AM) Lols sad  as long as the government don't raise interest rates then all the goodies will be cut. sigh. |
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zstan
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Feb 14 2024, 09:54 AM
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they burn too much cash already since they didn't really enforce their online purchase to just e-commerce
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