COLA = cost of living allowance?
As long as the RM2500 is your gross income, you can apply.

Just to add, I think Harvey Norman do allow installment plan with AMEX. Anyway, MBB 2 cards comes with Visa or MC so no problems getting 0% installment plans with many merchants.

yeah COLA is that kk thanks for those info ppl, real appreciated hopefully later i am able to sign up

Well, my brother get a note with celcom package and swipe with visa platinum. Then call to MBB and ask convert to installment but they said they can't do that and don't provide that.

I remember few years ago ( > 5 yrs) my brother use card swipe to buy a digital camera but need to call and ask for 0%EPP.

As long as your payslip stated RM2.5k and epf statement same as epf deduction on your payslip then can apply liaw. I tried few times to apply last year by MBB branch in my area and total fail.

Then last week I straight call MBB call center and they appoint 1 agent for my application. That agent very nice and help me with the application and I success within 2 days. Just received my card 3 days ago. My payslip is printed version and she said hard to apply unless using carbonize payslip. Then she ask me for epf statement and offer letter.

0% EPP depends on merchant and not the bank. It's a collaboration between the merchant and the bank.

On the way, if you want to convert a swipe to installment plan, MBB got it and it's called EPP+, there's some charges on involved. Details: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Others bank 0% EPP also depends on merchant?

Of course. The merchant must have the terminal the collaborated bank. For instance, if you want to buy an item using EPP with MBB CC, the merchant must have a supporting terminal from MBB in order to convert your swipe to EPP.

EPP happens during the point of sale and not after the swipe.

i wanna ask, if like i swipe 1 transaction for 1k, when is the due date i need to pay for that swipe if i don wan to have any interest incur on that transaction? If exceed, how they count the interest? website say 8.88%pa tho.. but if i pay within like, next month after due date, how much they gonna charge me?

due date check on your statement
keep in mind 8.88 pa is only applicable for 1st time
if not mistekan 2nd time is around 13.8%

I learned something today, all the while I though MBB 2 AMEX Interest Rate for Outstanding Balance is 8.88%

well i not so sure
on how they moving on to the tier...
last tine u sign up they did mention got 3 tier but forgotten how they would charging base on the tier interest
correct me if i'm wrong regarding the interest tier

Inside the product disclosure sheet got write, refer to MBB website for details:
http://www.maybank2u.com.my/WebBank/AMEX2Cards_PDS090412.pdf

Hi people,

been using more than a year, can i know is there anyway to increase my credit limit via emailing them my source of income? i dont want to fax in or normal snail mail them.

Thanks

Yes you can email them.
Call the hotline and tell them u want to increase the limit.
Once done, then ask them for email.

Scan ur payslip and cross it out so that only MBB can use it to increase ur limit.

Then should be done.

Ah ha, time really flies. Just checked my M2U and I'm being charged with GST for my VISA. First anniversary. Gonna call Maybank CS later to redeem my 10k TP to offset against it. One year has gone, I'm still loving this card.

Same here, I thought it's 8.88%? Got me confused for a bit there...

On the product disclosure, it doesn't say anything about 'first time'? I think he got confused with 'Tier':

Read the full T&C here.

MOD Notes : Watch the language!

This post has been edited by hye: Apr 21 2012, 03:43 PM

its always 8.88pa if you at least paid minimum before due date.

i got an old transaction from last year which got about 0.8% per month.

Is this card can be apply using existing card? Because i don't have income statement

i believe this is no longer possible.