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Maybankard 2 Gold And Platinum Cards V4, Amex with Visa or MasterCard
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ben3003
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Apr 20 2012, 12:08 AM
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is it easy to get the maybank 2 gold card for a fresh grad with no loan or watsoever? my gross salary is around 2.2k per month after epf and sosco those, not yet count allowance.. need the car for petrol those so can start collect points.
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ben3003
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Apr 20 2012, 12:23 AM
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QUOTE(fruitie @ Apr 20 2012, 12:12 AM) I think you meant nett salary.  Well, if you have RM 2.5k gross (add fixed allowances - if any) every month, you can apply for this card.  oh ya nett sorry  my 2.5k is not yet deduct epf.. deduct edi don have >< but my allowance abit hard to calculate.. cos my company release cash advance for me for my outstation allowance, and i outstation for 3months from early jan to early april, so pay slip inside i think they wont say so specific how much allowance they give and how much cash advance they give and they deduct tis tat and in the end i got this much actually right? cos my jan to april pay slip never say anything about the cash advance, but i only submit my allowance claim form when i back from outstation la.. does those allowance will be considered when i show them my approved expense claim form or something like tat? They will normally interview you one right? sorry noob abit on all this cos fresh grad >< This post has been edited by ben3003: Apr 20 2012, 12:23 AM
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ben3003
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Apr 20 2012, 12:31 AM
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oh kk thanks  dunno ma, maybe tomorrow i go prepare my epf statement, 3 month payslip and documents and go submit at maybank branch  summore need the card if suddenly company ask me go outstation but they did not give me cash advance, no credit card how i gonna book my accomodation and transportation at a sudden, tho i really need to control myself in using it to buy things i don need
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ben3003
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Apr 20 2012, 07:30 AM
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QUOTE(MYstombox @ Apr 20 2012, 06:46 AM) What i meant was the amex not shown on senQ EPP. Only other visa/mc cards from maybank. @ben3003 use your offer letter to backup your salary claim. By right, our labour act requires employers to itemise deductions inside a payslip. You can show them the expense claim form and show them which amount it corresponds to on your payslip. My company's claims and pay are separate, so it's less of an issue. oh kk.. so if offer letter put rm2500 include COLA, is normally not an issue right?
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ben3003
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Apr 20 2012, 08:34 AM
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QUOTE(MYstombox @ Apr 20 2012, 08:22 AM) COLA = cost of living allowance? As long as the RM2500 is your gross income, you can apply. yeah COLA is that  kk thanks for those info ppl, real appreciated  hopefully later i am able to sign up
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ben3003
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Apr 20 2012, 09:58 AM
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i wanna ask, if like i swipe 1 transaction for 1k, when is the due date i need to pay for that swipe if i don wan to have any interest incur on that transaction? If exceed, how they count the interest? website say 8.88%pa tho.. but if i pay within like, next month after due date, how much they gonna charge me?
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ben3003
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Apr 26 2012, 02:15 PM
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any way to check my application status? i've applied but i think the branch only send out my application few days ago.. normally need wait how long? i am from sarawak btw..
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ben3003
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Apr 26 2012, 03:11 PM
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then u live in kl area?
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ben3003
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Apr 26 2012, 08:12 PM
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oh kk thanks
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ben3003
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May 2 2012, 10:11 AM
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maybank just updated my mbb2u with my amex and visa card number but i havent receive my card yet This post has been edited by ben3003: May 2 2012, 10:11 AM
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ben3003
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May 2 2012, 02:24 PM
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can i use my amex for dell online purchase? will i get rebate and treatpoints if i buy it on saturday?
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ben3003
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May 2 2012, 02:58 PM
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QUOTE(beyond86 @ May 2 2012, 02:51 PM) can purchase online, but only will get point, u can't able to buy on saturday....due to they process your order on weekday Added on May 2, 2012, 2:52 pmMBB master/visa is d lowest conversion among other banks, 0.5% ohh... so i will get 5x treat point but no rebate lo.. aiks.. but got point better than no lol.. btw, is it rm1 equal to 1 treatpoint? then if amex means rm1 got 5 treat points? This post has been edited by ben3003: May 2 2012, 03:20 PM
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ben3003
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May 2 2012, 06:37 PM
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QUOTE(fruitie @ May 2 2012, 03:27 PM) Yes, 5xTP for AmEx.  I got more than 10k TP thanks to my Dell laptop purchase.  that's awesome  i should keep using my AmEx but sadly speaking alot of places in Miri doesnt accept AmEx
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ben3003
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May 3 2012, 08:36 PM
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how u pay ur bill use AMEX? link to paypal 1st?
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ben3003
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May 4 2012, 12:48 PM
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oh ok... Pay-by-Phone it is then  if auto debit u cannot get 5% rebate at weekend right?
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ben3003
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May 5 2012, 07:59 AM
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QUOTE(fruitie @ May 4 2012, 07:48 PM) Yes, I feel that MasterCard has more promotions compared to VISA.  Er, though I asked them to change to VISA for me, yet they still sent me the MasterCard, so they had to resend again but sent to my hometown rather than office...  I told them gazillion times to get all my cards sent to office yet they didn't follow my instruction. So that's it, 2 weeks of ding dong for MasterCard and VISA issue. aww then i should i chosen mastercard in the first place >< how to change?
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ben3003
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May 9 2012, 01:59 PM
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Just got the card, it is a Visa >< and i ask can i change to mastercard, the ppl say why want to change, same only. I say i heard that mastercard promotion is better, he say no la, same only because same bank normally promotion same.. he say AmEx gives better promotions lol.. I wanna ask, if i purchase US digital online game, to be precise Guild Wars 2, thru linking the card to my paypal, if i do the transaction on saturday, i will be entitiled to 5% rebate? 5x treatpoints is everyday right?
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ben3003
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May 9 2012, 02:20 PM
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combined 4k i think, u can see it at the letter that is stick with the card when u 1st open
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ben3003
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May 9 2012, 03:26 PM
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QUOTE(unknowmaster @ May 9 2012, 02:25 PM) Yes u are entitle for 5% cashback and 5x points.. its the same as going oversea to perform your transaction. However bare in mind that the Amex admin charges are higher then visa/master. Thus, transaction perform oversea/online during the weekend doesn't give u as much discount as u expected BUT u get points  ! oh.. then how much will they charge? if i direct use AmEx option instead of paypal, is it the same thing?
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ben3003
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May 9 2012, 03:36 PM
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lolz.. then how to check the conversion rate for paypal or follow maybank one? I cant understand, if i direct choose the option of AmEx, maybank wont allow? Must link with paypal only can use AmEx? i just linked my amex with paypal, but i wan verify it say "We were unable to verify this credit card. Please check if the information you entered is correct. If the problem persists, please try to enter a different credit card." So i need to wait 2-3 days to verify the card?
Added on May 9, 2012, 4:40 pmand i just received sms that paypal charge my amex card usd1? sorry i very blur now >< but there is no statement and there is no option for me to click to enter paypal code, but my visa card got the enter code option, but no sms or statement that it charged my card rm10 for verification..
This post has been edited by ben3003: May 9 2012, 04:40 PM
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