my banker say the same thing. her name eunice

bro.. same thing for me.
If your bank loan approve, you don't worry about it.
You got to worry about the rate though. Hope we would hear from him soon

Did you apply other banks? At least you got options to compare later..
The way the discussions in the forum goes.. we don't have much options left:-
1) Ambank
2) HLB
3) UOB (only 80 percent DIBS)

Others has some issues in one way or another:-
4) Alliance (no DIBS)
5) Maybank (no DIBS)
6) OCBC (no more quota)
7) Al-Rajhi (longer processing time& there is different way of calculating interest and terms and conditions)

I got no idea about these 2:-

8) Bank of China
9) MBSB 

Hope it helps

Cheers

this is what the banker told me this morning.

est your repayment amt for this loan + your current commitment + 20% living cost (which is 20% fr Gross salary) / total net salary

if the percentage > 60%, then little hard to get.
if yours approved, likely you below 60% kut...

so far only ambank i heard this 20% living cost that they take into calculation. they said everyone will hv monthly expenses worrr...

You haven't get your LO ?

yeah.. just wait and wait..
ic.. arghh.. still nothing can do huhh..
waiting.. 

what mean prop vp'ed? i can't accept to lose the 10%.., hv to find some other way.. since this is not what i want / expected..

actually is because the first LO separating the properties into 2 - house and car park. i asked whether could revise the LO to merge the 2 portions into 1 hence i only need to manage 1 loan account..

after that, we are advised that we shall stick to 2 accounts. But banker has flow the case into the system, hence even now not going to merge 2 properties into 1, the first LO already not valid.. my god... now need wait for revised LO.. i jst worry end up the revised LO not approved..

If the 2 second LO not approved. I think you can use the 1st LO.

I already signed the LO with HLB with 2 separating portions , 1 for properties and 1 for car park.

the banker told me the first LO not valid anymore...

Wah...Very headache la like tat

now jst hope could get the 2nd LO faster...

the banker told me the first LO not valid anymore...

investgal.. i think you worry too much.
If your first loan approve.. sure second one approve.
Just a matter of technicality.
Put yourself working in the bank.. when you get the form.. you sure ask why this customer again?
The agent explain.. then you just sign approved.
The bank want your business

No worries. Be happy       

bear in mind, you have to have 2 rejection letters from the PANEL bank, if you get other bank rejection letter, u wont get refunded. I got this info from SA

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Added on July 4, 2012, 8:55 pminvestgal, no la, just wanna know only if i manage to secure the unit and keep for 3 years

bear in mind, you have to have 2 rejection letters from the PANEL bank, if you get other bank rejection letter, u wont get refunded. I got this info from SA

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Added on July 4, 2012, 8:55 pminvestgal, no la, just wanna know only if i manage to secure the unit and keep for 3 years

investgal.. i think you worry too much.
If your first loan approve.. sure second one approve.
Just a matter of technicality.
Put yourself working in the bank.. when you get the form.. you sure ask why this customer again?
The agent explain.. then you just sign approved.
The bank want your business

No worries. Be happy       

Yup, no need to worry so much. Try to call and chase, everyday if you can. I've also signed up for HLB loan.

Did anybody sign any lo with al Rajhi bank ?..

I've been waiting for quite sometime Liao for them. And my extension is till this sat nia.. I'm damn worried now

And the other packages r not good at all.. At worst I can only fallback on ambank which I really do not
Prefer lo..

How.. The lawyer start to chase me I called d al Rajhi person he say still haven't ... Haihya..

the lawyer also called me say make appointment sign loan agreement.. i say "LO not sign yet wor.."