why so negative....just try oni ma

i also thot my meagre income kenot sustain...banker oso told me try first la...3 yrs time surely gaji got increase ma

I am going to sign SPA later too. Where you sign?

Hey congratz to you too I am going to Midvalley to sing my S&P , may I know who is your solicitor?

Hey congratz to you too I am going to Midvalley to sing my S&P , may I know who is your solicitor?

dunno is good thing or bad thing.... imaging after 3 yrs completed all can't get 90% loan for resell value...

Mine is in Jalan Tun Razak. Don't know later will jam or not. May I know which bank loan you took?

dunno is good thing or bad thing.... imaging after 3 yrs completed all can't get 90% loan for resell value...

No worry , this is my first home and I am going to stay in it for few years  no plan to sell it or refinance at the moment hehe

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Added on July 5, 2012, 11:15 am

HLB    did you ask your solicitor about the loan legal fees, got discount ah? I ask my solicitor and she say will quote me the price when I go there ><

i just thought want to offer my service as bouncer 
maybe you can think of using bankers cheque also.
Go to your current saving account bank and ask them for it.
last time i pay only 5 bucks for it

thanks for the tip 

wah, this's suck....
Call alliance bank not yet finalize...
call al rajhi bank don't even want pick up phone, sent sms also no replied
ocbc quota full don't want to issue reject letter
maybank said no DIBS....

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Added on July 5, 2012, 10:43 amupdated- al rajhi bank off the phone already
uob 80% loan don't want issue reject letter
OCBC also don't want issue reject letter
maybank said will try but maybe useless cos they're not panel
alliance said will try
ambank received reject letter

may i know who you deal w for Al-Rajhi? The manager Johnny is quite helpful.

3 years later after completion, bank will finance the buyer (subsale) based on the property value by then. The value by then will depends on the valuer, higher or lower I have no comment.

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Added on July 5, 2012, 11:20 am

Yup, same answer I've got from my solicitor too. Shouldn't be more than 7k gua. If not then kena sell underwear.

Bro.. oldsilver

i was laughing my ass out reading your comment about underwear.
I hope to get some discount.
The loan lawyers must be the same one with SPA lawyer to get the SPA right?

About after 3 years.. the MEX will be completed. 20km(20mins) to KLCC is not bad :-D
Go Cyberjaya 15 mins
Puchong IOI maybe 20 mins.
Putrajaya 20 mins

Disclaimer: The timings above are based on "NO TRAFFIC JAM" situations
Disclaimer for disclaimer: which part of KL got no jam except for cyberjaya/putrajaya

If you have any inquiry/ question/ further explanation regarding the package, do please contact me....
We are not selling RATE, but we selling BENEFIT to customer


W  W Sales!
Pushing the Limits!”
Thanks & Regards,

Hairul Nizam Bin Samsu Bahrin
Executive Direct Sales Mortgage
Home Financing

Direct Sales Department
Ground & First Floor, Lot A1.47 (A&B),
Pantai Junction, Plaza Pantai,
No.5, Jalan 4183A, Off Jalan Pantai Baru, 59200 Kuala Lumpur
Direct line : 019-2754163
Personal Line: 017-3860263
BBM pin :21B944CE
Fax 603 2282 0563
mailto:hairulnizam@alrajhibank.com.my
        : hairuln0@gmail.com

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MEX interchange in Seri Kembangan

http://www.bernama.com/bernama/v6/newsindex.php?id=677429

with all the signing we have to do....imma already confused 
can we sign the Loan Agreement and the SPA together?
any arrangement need be done?     

If u hv got the extension from the developer to sign S&P, then yes u can always sign S&P and loan together but u should make appointment with your lawyer first.

if u hv not got the extension, u should check with the developer if you are still entitled to the package or the deal is off. gd luck.