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> Zeva suites @ Seri Kembangan, by Trinity Group

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oldsilver
post Jun 19 2012, 03:59 PM

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QUOTE(aiyadude @ Jun 19 2012, 03:51 PM)
HLB offer me the same too smile.gif
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May I know if HLB only approve up to 30 years tenure only?
oldsilver
post Jun 20 2012, 02:58 PM

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QUOTE(investgal @ Jun 20 2012, 02:51 PM)
OCBC banker say can finance the loan agreement fees into the loan.. how about other banks?
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AM Bank also can. rclxms.gif
oldsilver
post Jun 20 2012, 03:31 PM

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QUOTE(alakazoom @ Jun 20 2012, 03:29 PM)
Does OCBC provide DIBS?
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Yes, they are.
oldsilver
post Jun 20 2012, 03:37 PM

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QUOTE(alakazoom @ Jun 20 2012, 03:33 PM)
Can PM me their contact?
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From page 37, OCBC Mr Tan 012 3313 557
oldsilver
post Jun 20 2012, 04:17 PM

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QUOTE(investgal @ Jun 20 2012, 04:12 PM)
do you know how much for loan agreement? we should pay to the panal legal firm which is at Jln Tun Razak?
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Rough calculation RM5000 +/- if you borrow RM340,000. blink.gif
Correct me if I'm wrong. blush.gif

This post has been edited by oldsilver: Jun 20 2012, 04:19 PM
oldsilver
post Jun 20 2012, 04:24 PM

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QUOTE(investgal @ Jun 20 2012, 04:19 PM)
any formula to calculate..?  brows.gif
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Based on rm340,000
First 150,000 -> 150,000 * 1% = 1,500
Next 850,000 -> 190,000 * 0.7% = 1,330
Total = 2,830 * 6% Tax = 3,000
Disbursement (Estimated) = 800
Stamp Duty = 340,000 * 0.5% = 1,700
Grand Total = 5,330

Again, correct me if I'm wrong. blush.gif
oldsilver
post Jun 20 2012, 05:37 PM

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QUOTE(neoescundo @ Jun 20 2012, 05:28 PM)
I got one general question.
For example, if you don't agree with the SPA terms & condition and buyers DO NOT want to sign it. Do you think the booking fees/downpayment can be refunded?
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Not really sure about this but the SA told me that you will need 2 reject letter from bank in order to withdraw the booking. BTW serviced apartment is under HDA protection and the SPA should follow schedule H which is drafted by the government to protect the buyer.
oldsilver
post Jun 21 2012, 10:41 AM

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QUOTE(investgal @ Jun 21 2012, 10:39 AM)
hmn... hope could get confirmation soonest.. if not then will be stuck here..
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Looks like you almost reach the shore. I am still in the middle of big ocean. cry.gif
oldsilver
post Jun 21 2012, 10:47 AM

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QUOTE(investgal @ Jun 21 2012, 10:43 AM)
no lor... same with you actually.. offer letter didnt get yet.. good practice if apply few banks and hv some comparisons..
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Applied 4 already. No response from them. Maybe under processing or too busy.
oldsilver
post Jun 21 2012, 11:33 AM

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QUOTE(stevenys @ Jun 21 2012, 11:23 AM)
Hi Bro

Can i pay the balance of 5% with credit card ?
The SA Ryan told me that the balance 5% cannot be paid by credit card. Either cheque, cash or bank in I think.
oldsilver
post Jun 21 2012, 11:43 AM

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QUOTE(nomeames77 @ Jun 21 2012, 11:36 AM)
My SA told me can but it must be paid at their office and not the lawyer's office.  You can call them at 03-8942 9009 to double check cus I plan to pay via bank draft at the lawyer's office cus I do not wanna go to 2 places (trinity and lawyer's office).
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Thanks for all the info. I will check again.
oldsilver
post Jun 22 2012, 03:43 PM

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QUOTE(jacob888 @ Jun 22 2012, 03:40 PM)
any facebook page for Zeva yet ?
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Can help to create?
oldsilver
post Jun 23 2012, 03:48 PM

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QUOTE(investgal @ Jun 23 2012, 12:38 PM)
the kitchen nice design, save spaces.. smile.gif

how's the sales today? they open studio block?
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Nope, not studio block. Just official launch for serviced apt.
oldsilver
post Jun 23 2012, 04:52 PM

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QUOTE(SKfolk @ Jun 23 2012, 04:47 PM)
i suppose all apartments had been sold out. studio units are not launched yet.
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Still got some bigger or number no so good units left.
oldsilver
post Jun 25 2012, 11:18 AM

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QUOTE(investgal @ Jun 25 2012, 10:38 AM)
if didnt sign S&P within 14 days then the RM5k will be forfeited.. and no DIBS, no air con..  blush.gif
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It can extend for another 7 days but you will need to notify them.
oldsilver
post Jun 25 2012, 11:32 AM

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QUOTE(paklim @ Jun 25 2012, 11:30 AM)
how to notify? by verbal or written?
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Call/meet face to face then write email.
oldsilver
post Jun 25 2012, 02:55 PM

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QUOTE(Zer07 @ Jun 25 2012, 02:42 PM)
I have booked a unit at Block B, paid deposit and submitted loan

So the next is to wait for the loan to be approved then sign S&P rite??

Other than that wat else I need to pay??
Loan agreement fees?
Legal fees??

I thought Legal fees is bared by developer??
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Developer only bare the fees on SPA side. All fees on loan agreement side will need to be paid by you. However you can finance them as well.
oldsilver
post Jun 25 2012, 03:21 PM

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QUOTE(Zer07 @ Jun 25 2012, 03:02 PM)
So it means I still need to pay about 2% of my loan amount rite??
But the loan officer said that I can negotiate with the lawyer on this, and the lawyer is from the developer as well

Does this mean that the lawyer handles charges 2 legal fees, 1 at the S&P side and another at the loan side??
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Loan legal fees is around rm5000++ based on rm340k loan amount. Some lawyer will give some discount.

QUOTE
Does this mean that the lawyer handles charges 2 legal fees, 1 at the S&P side and another at the loan side??
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Any taikor here to clarify this?

This post has been edited by oldsilver: Jun 25 2012, 03:23 PM
oldsilver
post Jun 26 2012, 02:35 PM

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QUOTE(happy_gal @ Jun 26 2012, 02:30 PM)
hey did anybody take al rajhi loans?.. they are also the end financier.. it seems like their offer is good o..cause the banker told me..

* -2.45%,
* max tenure
* The legal fee their bank will absorb and it is not factorered into the loan amount..
* no lock in period..
* the only term which i was told is the legal fee lock in is 5 yrs in the event i sell the property before 5 yrs, i jz need to pay the legal fee only.

i even asked him specifically what more hidden T&C which u didnt tell me.. he say no more.. if thats the case then i thnk its quite a good deal.. ??
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If not mistaken, Al-Rajhi doesn't use BLR. I've met their banker few months back, the BFR was 6.9% at that time.
oldsilver
post Jun 26 2012, 02:49 PM

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QUOTE(happy_gal @ Jun 26 2012, 02:45 PM)

btw what is BFR?...
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base finance rates (BFR). Saw a website said it is for Islamic loan.

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