Hi all sifu, since this is Q&A on credit card thread, I would like to ask something regarding credit card repayment.

Let's say I've owe credit card for an amount of 3K, and I plan to make a repayment for a 500 per month, can bank allow me to do that? I am a customer of Maybank BTW. Is there any suitable plan for me to repay the credit used, in an interest free way? Thanks

Hi all sifu, since this is Q&A on credit card thread, I would like to ask something regarding credit card repayment.

Let's say I've owe credit card for an amount of 3K, and I plan to make a repayment for a 500 per month, can bank allow me to do that? I am a customer of Maybank BTW. Is there any suitable plan for me to repay the credit used, in an interest free way? Thanks

of course. especially if you have transactions. even if you did not use it, if you paid for last month's bill. there will a transaction (payment) on the statement

Is there any CC that is linked to a cheque facility? I know CIMB has that right now and OCBC used to offer that at one point of time. How about other CCs? Anyone can share together with any fee that may be involved?

lets say  credit card holder has about 40k debt and passed away without paying that amount.

what happens after that? will the bank target the family members of the deceased? or is there any kind of insurance that could waive the whole debt?

Would like to ask if CC is accepted over the counter for passport renewal. Thanks

The bank will claim the dues from the estate that is under the deceased name. This can include but not limited to EPF, bank, estate, etc.
There is such insurance but it need to be subscribed before the cardholder is deceased and not every bank offers it.

Interesting as the last 7-10 days many people come in here (CC section) with question that can lead to build cc debts without realizing the consequences if the whole thing spirals out of control. In most cases, they have the perceived notion that they know what they are doing.

Myself being brushed off one too many times by 'kids' who are cc novice but think highly of themselves.

Would like to ask if CC is accepted over the counter for passport renewal. Thanks

add: not possible, well they should 

thanks for the reply. in anyway, could obligation to pay debt extend to family members?

You may want to look into Citibank Ready Credit and I think SCB also has same type of account. Check thier website for interest rates.

Yes, they do have. But they required you to open a separate current account. Hence, it is not linked to the CC. If I want to open a separate current account, I would have opened it at my convenient bank already. Just that when I wanted to open one, coincidentally I was approached by a CIMB agent during their roadshow and was informed of this facility that they offer.

Would like to ask if CC is accepted over the counter for passport renewal. Thanks

add: not possible, well they should 

Wanted to do it at Melaka but Hye pointed out, they dont accept CC. Went to check out their online system as suggested by alexwsk, they do accept visa/mc but dont want to take risk as the payment will be forfeited if there is an error or problem    Cash all the way I guess. Thanks guys

haha, dun worry too much
i just renewed mine 2 weeks ago, after submitted can collect after 2 hours

haha, dun worry too much
i just renewed mine 2 weeks ago, after submitted can collect after 2 hours

The Main Immigration office in Pusat Bandar Damansara (Blok I) accepts CC... not sure AMEX accepted or not

Just bought the new IPAD together with iphone 4s and the usual accessories from epicentre e@curve. Wanted to buy the IPAD from Harvey Norman but they ran out of stock.

And I got a story to tell.
I paid with my M2AMEX card.
After signing, I noticed that the staff was pretty slow in packing the items and all. She was looking at the screen and talked about something with her colleague. Another staff joined at the counter.

Suddenly the cashier suka suka say something along the lines of "sorry actually there is a surcharge for credit card.. 2.5%.. this bill can void and redo again". To cut a long story short I threw a fit since they were insisting that I should pay the surcharge (with a new bill); I told them there is no bloody sign that says there will be a surcharge for whatever credit card, plus the cashier or even her colleague did not mention ANYTHING about it before I swiped and signed. I even told them I will report to Tribunal Tuntutan Pengguna Malaysia (I am still going to report them) because my case is rock solid. Even asked the staff to call their boss. The staff made me wait for a good 10 mins talking to the boss on the phone in their store room.
Since this is a long story cut short... tongue.gif I left with the items I paid for without paying for the ridiculous surcharge.

...and I am going to town with this story.

I believe I can even complain to Maybank/AMEX right, since they're using Maybank's terminal?