Called MBB CS to let them know my son using his card overseas for a substantial transaction. While on the line, I ask what if I wanted increase in Permanent Credit Limit, was told in view of BNM guideline effective 1st January 2012, I need to submit 3 months proof of income - habis I, hahaha

Why would I do that if it is not true?

So did they approve? I doubted so if you do not even submit in the first place. The most they will say is "sorry, can you resubmit" if you insist you did submit and they lost it. Then they will give you some kind of rebates or something.

Not to throw cold water to this statement but a lot of readers who traverse this forum would think this is the right approach to do when asking for a CL increase and (more often than not) believe it'll get a 100% success rate. The worrying part is that a lot of our readers well ... just don't understand what are they asking for or doing.

Appreciate if the enthusiasm can be toned down a little and to keep in mind a lot of people will be copying whatever is written in here for their benefit and/or peril.

of course. especially if you have transactions. even if you did not use it, if you paid for last month's bill. there will a transaction (payment) on the statement