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 Credit Card v14, Please read the 1st post before posting

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TSMilesAndMore
post Jan 29 2011, 12:50 AM

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QUOTE(Gen-X @ Jan 29 2011, 12:07 AM)
thank you Sir. got to call them and ask if can change the auto billing to my card as the ASTRO account is in my wife's name.
Definitely can. Our ASTRO is registered under my mom's name but the bill is billed to my credit card every month.

spikey2506
post Jan 29 2011, 01:59 AM

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I emailed them last Friday, got a confirmation email from them last Sunday. And today. both MBB 2 AMEX and Visa appeared in my M2U.
erry-
post Jan 29 2011, 02:15 AM

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QUOTE(felix2212 @ Jan 28 2011, 05:17 PM)
Gen-X & erry:

Mean that I better arrange like this?

Digi RM 200+ go to OCBC Ti
Petrol RM 500+ go to OCBC Ti
Utility Bill (TNB+TM+Water) RM 200+ go to OCBC Ti

Seem like full load of RM 1k, then others go to MB2 Amex 5X TP + Weekend 5% Cash Rebate.
15% Cash Rebate offer seem like not valid in Melaka.

erry:

I been consider for the PBB Esso card, but not much benefit after 31/3. seem like pay extra for the GST 50 and only benefit 2 mths. hmm.gif
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yes thats the way ur OCBC should be.

the PBB esso, i spend about rm520/month, 1 year can get back rm187.20 already (exluded extra 3% promo).
minus gst rm50, still got profit rm137.20 ~ not bad notworthy.gif

QUOTE(xDarkKnightx @ Jan 28 2011, 09:32 PM)
Hello there. I have a Public Bank credit card and i'm about to purchase something online. I would like to switch it to an installment plan and may i know if its possible? The item is RM1200 and how much are the interests?
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yes its possible.

pls refer here - http://www.pbebank.com/en/en_content/perso...s/flexipay.html
chemistry
post Jan 29 2011, 02:17 AM

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Did anyone notice a sentence in MBB homepage saying "Maybank to aim 20% growth in card base" something like that?
Guess MBB already started the war with this Maybankard2.

Added on January 29, 2011, 2:18 amDid anyone notice a sentence in MBB homepage saying "Maybank to aim 20% growth in card base" something like that?
Guess MBB already started the war with this Maybankard2.

Added on January 29, 2011, 2:20 amDid anyone notice a sentence in MBB homepage saying "Maybank to aim 20% growth in card base" something like that?
Guess MBB already started the war with this Maybankard2.

This post has been edited by chemistry: Jan 29 2011, 02:20 AM
kei18kun
post Jan 29 2011, 07:16 AM

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great service from mbb n pbb make me go 2 times already to collect my cc and they cannot find it. Next time i go will ask them to courier it to my house already. Fed up
kaiserwulf
post Jan 29 2011, 07:17 AM

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Guys, is it common practice for sales staff to check your signature when you sign off something? I just wonder if they don't believe young person can get CC early.
hye
post Jan 29 2011, 07:19 AM

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QUOTE(kaiserwulf @ Jan 29 2011, 07:17 AM)
Guys, is it common practice for sales staff to check your signature when you sign off something? I just wonder if they don't believe young person can get CC early.
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Yes ... they are supposed to check your signature irrespective of whether you are young or old.
kei18kun
post Jan 29 2011, 07:51 AM

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QUOTE(kaiserwulf @ Jan 29 2011, 07:17 AM)
Guys, is it common practice for sales staff to check your signature when you sign off something? I just wonder if they don't believe young person can get CC early.
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they're are suppose to to it but i notice most don't bother
dangerous for those lost/stolen cards sweat.gif
Gen-X
post Jan 29 2011, 09:03 AM

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ronnie & Miles: thanks for the info on ASTRO


QUOTE(kaiserwulf @ Jan 29 2011, 07:17 AM)
Guys, is it common practice for sales staff to check your signature when you sign off something? I just wonder if they don't believe young person can get CC early.
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Nowadays is common even for young children to have Visa or MasterCard debit cards e.g. my children age 10 and 13, and the sales staff never ask anything when they purchase stuff with their Visa Debit Card.

To read more on chidren debit card Click here to my blog on HLB Junior Debit Cards for children under 12.


As for checking the signature, well nowadays we have Visa Wave and MasterCard Paypass where you don't even need to sign on the transaction slip. However, these cards emit radio frequency where others can retrieve info from your card.

To read more and see a video on security risk with having a Visa Wave or MC PayPass click here.

This post has been edited by Gen-X: Jan 29 2011, 09:04 AM
jack2
post Jan 29 2011, 09:04 AM

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QUOTE(ronnie @ Jan 28 2011, 11:31 PM)
rayfoo/winner:
The 3% Rebate for OCBC Titanium for Internet Banking's actual value is 5%, based on my calculation on all OCBC Internet Banking transactions. Basically that's the 3%+2% special offer period. I get 5% even I didn't get the special email invite.
rclxms.gif  drool.gif

The description a bit confusing  blush.gif  blink.gif

OCBC really rocks !!!! Managed to save 10% on my utility bills !!!  icon_rolleyes.gif  icon_rolleyes.gif
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I just saw the description as 3% rebate totaling RM327+ in my unbilled transactions.

I thought max cap per person is RM200?
felix2212
post Jan 29 2011, 09:42 AM

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QUOTE(ronnie @ Jan 28 2011, 11:31 PM)
rayfoo/winner:
The 3% Rebate for OCBC Titanium for Internet Banking's actual value is 5%, based on my calculation on all OCBC Internet Banking transactions. Basically that's the 3%+2% special offer period. I get 5% even I didn't get the special email invite.
rclxms.gif  drool.gif

The description a bit confusing  blush.gif  blink.gif

OCBC really rocks !!!! Managed to save 10% on my utility bills !!!  icon_rolleyes.gif  icon_rolleyes.gif
*
how to save 10% on utility bills? mind to share?

QUOTE(babedevil @ Jan 29 2011, 12:33 AM)
If there is no transaction after your RM50 GST is charged to your card (means visible in your transaction history already), you can op to not pay the GST when you ask for a cancellation of that card.

I've done that twice with MBB.
*
After getting MBB2 Amex and OCBC Ti, I don't think will use current MBB Petronas Visa any more....so, possible can waive the GST 50 right?

QUOTE(erry- @ Jan 29 2011, 02:15 AM)
yes thats the way ur OCBC should be.

the PBB esso, i spend about rm520/month, 1 year can get back rm187.20 already (exluded extra 3% promo).
minus gst rm50, still got profit rm137.20 ~ not bad notworthy.gif

*
If excluded extra 3% promo, better use OCBC Ti for 5% every time....don't need worry for the tier....
am I right?
rayfoo
post Jan 29 2011, 09:45 AM

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wow u sure got a lot of bills to pay sweat.gif
QUOTE(jack2 @ Jan 29 2011, 09:04 AM)
I just saw the description as 3% rebate totaling RM327+ in my unbilled transactions.

I thought max cap per person is RM200?
*
jack2
post Jan 29 2011, 09:53 AM

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QUOTE(rayfoo @ Jan 29 2011, 09:45 AM)
wow u sure got a lot of bills to pay sweat.gif
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Yes, mostly TNB... RM1000+ a month for 3 bills.

One of it belongs to my brother's business shop...
zenquix
post Jan 29 2011, 09:57 AM

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QUOTE(jack2 @ Jan 29 2011, 09:04 AM)
I just saw the description as 3% rebate totaling RM327+ in my unbilled transactions.

I thought max cap per person is RM200?
*
think cap was increased when they gave the extra 2%..
hye
post Jan 29 2011, 10:42 AM

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QUOTE(felix2212 @ Jan 29 2011, 09:42 AM)
After getting MBB2 Amex and OCBC Ti, I don't think will use current MBB Petronas Visa any more....so, possible can waive the GST 50 right?
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No ...GST not waiveable. And MBB is not the kind who is very generous about GST. (Virtually close to impossible)
You better cancel off your cards if you have no intention to use it.
kei18kun
post Jan 29 2011, 10:52 AM

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mbb still ok since they told me to swipe RM3k for 6 months then they will waive it

Added on January 29, 2011, 10:53 ami mean within 6 months

This post has been edited by kei18kun: Jan 29 2011, 10:53 AM
felix2212
post Jan 29 2011, 11:01 AM

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QUOTE(kei18kun @ Jan 29 2011, 10:52 AM)
mbb still ok since they told me to swipe RM3k for 6 months then they will waive it

Added on January 29, 2011, 10:53 ami mean within 6 months
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Are u sure? MBB can waive GST 50 by swipe 3k within 6 mths?

Added on January 29, 2011, 11:41 amsad here.....just call to OCBC get to know that my Titanium application is unsuccessful....

Anyone can help me get the card?

This post has been edited by felix2212: Jan 29 2011, 11:41 AM
ruztynail
post Jan 29 2011, 12:00 PM

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the maybank2cards.. since it has two cards.. theoretically there is a rm100 government tax on it. but according to their term sheet. 50 bucks is waived. so does that mean we still hv to pay rm50 for both cards annually?
TSMilesAndMore
post Jan 29 2011, 12:05 PM

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QUOTE(ruztynail @ Jan 29 2011, 12:00 PM)
the maybank2cards.. since it has two cards.. theoretically there is a rm100 government tax on it. but according to their term sheet. 50 bucks is waived. so does that mean we still hv to pay rm50 for both cards annually?
Yes
winner
post Jan 29 2011, 12:08 PM

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QUOTE(spikey2506 @ Jan 29 2011, 01:59 AM)
I emailed them last Friday, got a confirmation email from them last Sunday. And today. both MBB 2 AMEX and Visa appeared in my M2U.
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21-1: Application through phone without submitting any documents
27-1: Called MBB CS but was information my application was not in the system
28-1: Called MBB CS and was informed my application has been approved, but they were Gold cards instead. I asked them to change both cards to Platinum
Today 29-1: Called MBB CS again. This time I was told my application was in process. No cards have been approved yet. doh.gif

I guess they have removed the Gold cards in their system and they are now reprocessing my application.
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