wah so fast v14. and seems like a little bit mbb dual thread for few pages

NO. TP is different from MR

reply to others ~

if i'm not mistaken, its new card, right jonuslee?
there is no way mbb will give 10k tp for new applicant

redeem cashback, 12.5k for rm50, it will credited in statement.

now it is RM200k. source - cimb preferred website

regarding the DA rebate for petrol:

i'm afraid MaxWealth is confused

my statement (13th) in jan also got rebate for petrol.

04-Jan-2011 ESSO GRAND SAGA SB CHERAS 58.74
09-Jan-2011 ESSO JLN MAHARAJALELA KUALA LUMP 30.26
12-Jan-2011 0041 REBATE-PURCHASES AT PETROL STN 11.63

when i calculate my petrol bill on jan, it cant match the rebate. coz the jan rebate should be 1.78 ~
but when i calculate my petrol bill on dec, yes can match the rebate.

This post has been edited by erry-: Jan 18 2011, 12:33 PM

regarding tm rebate:

i signed up 2 autodebit with MC on 2009, 1 is normal tm + streamyx, and another 1 is streamyx combo, both got rm4 each till now.
i remember that time got printed ads autodebit with mc and get rm4 rebate. not sure if still got now.

coz now what i see is rm2 rebate autodebit with visa (ads printed sent together with latest bill).

maybe this is what u sweetpea123 get.

This post has been edited by erry-: Jan 18 2011, 12:37 PM

great!

now i wish all my approval code ending with 99 hahaha

yeah. lucky u

u didnt read the url provided?

its sms to get cashback (again).
same like previous, 10am-10pm.
but this time, min swipe is rm200 (previous is rm100).
and this time, cashback is based on ur last 2 digits of approval code (previous is fixed rm10).

visa & mc is different in terms of their promotions. example at resort world singapore, using mc to purchase tickets can get cash voucher (sgd25), while using visa or cash wont get anything.

yeah. how to access plaza premium lounge then? or this card cannot access eh?

no diff of acceptance. as long as got amex logo.

the diff is, charge card must pay full balance while credit card can pay minimum balance (actually all credit card should pay full balance too like charge card).
another diff is charge card have no pre-set spending limit, while credit card got credit limit.

nops. just plat get plat benefits such as complimentary golf at selected golf courses and travel insurance coverage.

btw, mbb webmaster doing copy paste work.
at plat page at top shows "Minimum annual income:RM60,000" but at bottom shows "Malaysians and expatriates with a minimum annual income of RM30,000" (must be copied from gold page. haha)

This post has been edited by erry-: Jan 18 2011, 11:10 PM

eonbank is crazy!

50% cashback for petrol (max rm120) for each hour on weekdays starting 10am.

now we will see people go to petrol pump at 955am and just wait there till 10am before start pumping!

This post has been edited by erry-: Jan 19 2011, 10:54 AM

wah away for 2 days too, already extra 6 pages

my sis-in-law normal maybank petronas and maybank ikhwan petronas got diff credit limit.
maybe bcoz different of maybank & maybank islamic?

cimb, if u pay more than statement balance, it will deduct to recent transaction.
but if u didnt swipe at all till next statement, then yes, it will deduct the next month installment amount.

agree. if have the priviledges, it should shows in the website to attract more cust.

i got my da upgrade from gold to plat too before. but no problem with cimbclicks. even my discontinued (cancelled) gold and cancelled visa plat still there.

---

Added on January 20, 2011, 8:25 pmmbb fixed this already


This post has been edited by erry-: Jan 20 2011, 08:25 PM

yes. just replied to Gen-X "no matter how many card you have with MBB, the CL for all cards are combiined..."

for me, mbb should have no prob upgrade mbb amex (amex with TP, not MR) such as pantai to this maybankard 2 amex.

ikhwan might not possible coz this maybankard 2 is not under maybank islamic.
so, the easiest way is as suggested - apply new maybankard 2 and cancel the current ikhwan.

This post has been edited by erry-: Jan 20 2011, 09:23 PM

some house developer do accept credit card payment.

2008 i bought proton saga blm for my dad, swipe full amount at proton. no problem.

no harm u have high credit limit but dont spend high. its free what?

many people here have a card with 6-figure cl but only use 1 or 2 figure amount each month

This post has been edited by erry-: Jan 21 2011, 08:47 AM

depends on where u go.

example, giant jurong singapore only accept visa (2006 long ago. now might accept mc as well?).

This post has been edited by erry-: Jan 21 2011, 08:50 AM

nops. they just send me the card to home without pin.
even the card number automatically appear on cimbclicks before the card arriving at home ~

i pay deposit rm500 and balance rm34,448 (if not mistaken) full amount at proton shah alam.
i went there that time coz i want it to be - pay full amount can get car fast. dont want to wait so long (that time saga blm just launched).
oh btw, no surcharge at all

if here in malaysia, yes, can say where visa is accepted, mc too.
the differ is their promo.
my opinion, should have at least 1 mc and 1 visa.

This post has been edited by erry-: Jan 21 2011, 12:29 PM

i never find merchants that dont accept credit card for large transaction.
i swipe almost rm35k for 1 time at proton no problem.

or, how LARGE amount do u mean? rm100k?
possible they dont accept bcoz the discount rate (or we called it as fee/surcharge for credit card transaction), normal is around 0.5% - 3%.
so if u want to swipe rm100,000 and their rate is 3%, they will received only rm97,000.
rm3000 is a huge amount to 'loss'!
or, if u dont care, offer them to pay the surcharge ~
but usually merchant will tell if pay via card got surcharge or not? so why they dont want to accept if u pay the surcharge?


card dropped or get robbed, report bank and police immediately.

for fraud, bank usually call immediately to verify large amount. cimb even called me for rm60 swipe at shell previously!
(maybe bcoz the card never been swiped at shell).
and of coz my rm2k, rm9k also been verified by the bank.

leave the card at home, then how if the home get robbed while u outside?
by the time u at home, the card already been swiped somewhere, u call bank to suspend the card but its too late?

u can search previous thread, i already had experience.
my card had been fraud at kajang while i'm at kuantan (alibi by police report). bank absord the loss.
but let say if u leave ur card at home (kl), u also at kl, then ur house get robbed and ur card also been fraud at kl, how?

This post has been edited by erry-: Jan 21 2011, 12:31 PM

yes pay full amount. that time no bank offering flexi payment (convert to installment) with 0% fee. but its ok.

the point now is, u should do have the cash before swipe.
rather than pay using cash, pay using card can get points or rebates

i told already before, even kfc bill rm4.50 only, i still pay with card to get back 10% cashback (u know what card)

oh? weird situation

This post has been edited by erry-: Jan 21 2011, 12:35 PM

why u ask question not related to credit card?

ok, OT - no prob with LHDN.

got so many people out there buy car cash and no prob with LHDN too.

whats are u trying to ask/tell actually?

---

Added on January 21, 2011, 12:37 pmthats why ~

This post has been edited by erry-: Jan 21 2011, 12:37 PM

no.

but my hsbc previously, swiped full amount then convert to installment later (flexi pay), yes i did received the cashback.

1. OT, dont be SO confident about security. a robber can just enter ur house from front door too, acting like a house owner relative/fren

2. pls take note, 1 credit card can only swipe 2x at same brand petrol station per day.
if u need to pump 3 times or more within a day, go to 2 different brand petrol station ~

3. bank do advise seller (like computer shop) to verify card owner (show ic).
while internet transaction and petrol station no need to verify and signature, that why bank focusing more on this.

This post has been edited by erry-: Jan 21 2011, 12:50 PM

ok here my experience with DA (previously):

my DA cant swipe at same brand (not same location) petrol more than 2x/day.
but last time i encounter this prob is back to year 2008 if not mistaken.
since then i never swipe more than 2x at same brand petrol station.
dunno if now no more restriction like that. also not using DA anymore for petrol

btw, swipe at esso then mobil consider as 2 different brand.
and why u swipe 3x in a day? u can just pump rm120 and get 4x entries of myvi contest at esso/mobil

This post has been edited by erry-: Jan 21 2011, 04:28 PM