The must-get cards as of 30-1-2011 are Maybankard 2 Amex and OCBC Titanium Mastercard.
You may want to make a change

This post has been edited by chemistry: Jan 30 2011, 01:45 AM

Just curious, is it possible for me to apply for M2 Plat cards by phone even I do not meet their income requirements? I'm only eligible for M2 gold now...

You may try but let's be realistic about the expectations due to the income requirements.
Outright, the answer is definitely NO.

i also have no prob make autodebit for astro, tnb, tm streamyx and maxis broadband which are not under my name

no, not possible. just cancel ur mbb petronas before next annivessary.

u said u using petrol >rm500/month so of coz no need to worry la for the tier?
besides, ur ocbc can use extra rm500 for other 5% category.
mbb told u or OFFERING only u?
i also got 10k tp to offset gst from mbb. wondering how they waive it for u? credited back rm50?

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Added on January 30, 2011, 7:44 amsome cashier even ask ur IC to confirm if u are the card holder (usually this happen for big amount swipe).

This post has been edited by erry-: Jan 30 2011, 07:44 AM

The extra rebate for internet banking transactions done btw 1-oct-10 to 31-dec-10 for me is RM120.38 which is exactly 5%.
The period used is based on calendar month not statement month.

If you don't meet either one of the requirements for Platinum card, i.e, income or CL, you GENERALLY won't be able to be granted a Platinum card.

For his case. maybe Maybankard 2 Cards (AMEX) may not be so attractive. OCBC Titanium maybe. With OCBC Titanium, for example he will get 5% cash rebate with OCBC TMC at BHP vs UOB 2% Smart Cash at BHP. But at Sushi King with UOB he gets 10% vs OCBC 5% & also UOB One CArd gets 5% at GSC.

Click here to see cash back for Smart $ with UOB One Card

patricktoh, if you interested to know more about OCBC Titanium Cash Back, i did a write up on it with a comparison table (that time many members here, e.g. ronnie and winner, pointed out the typos and have edited it )

Click here to read about OCBC Titanium MasterCard Cash Back

Maybankard 2 Cards - AMEX 5 Treats Points gives about 2.5% cash back in vouchers terms plus 5% cash back on Saturdays and Sundays only. Anyway here is the link to my blog for Maybankard 2 Cards. Click here to read about Maybankard 2 Cards.


patricktoh, for your UOB cards annual fees waiver, what are the conditions, or to be precise, the MasterCard.
Previosly I had the Visa Plat and MC Plat where need to swipe 6 times each to get auto annual fees waive but since I cancel the MC, now I have to swipe 12 times plus spend RM3K (supp not counted that is why want to change ASTRO account to OCBC) a year with my UOB Preferred Plat Visa. Thinking of cancelling the card.

Thanks for reply
It's a pity I could not afford to own the better design M2Plat card now.

Anyway do bank allow us to use foreign country payslip to apply for Malaysia CC?

This post has been edited by Shinichi: Jan 30 2011, 12:50 PM

the cs told me lah, how they will do it i didn't ask. probably will just gv me 10tp to offset the gst

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Added on January 30, 2011, 1:09 pmpls read my post, i've corrected it to within 6 months spend 3k

This post has been edited by kei18kun: Jan 30 2011, 01:09 PM

At Sushi King, if he used to dine on weekends, the Amex's 7.5% (total return%) doesn't lose much to UOB.
At GSC as well, if he watch movie on weekends, 7.5% is even better than UOB's 5%.
For petrol, on weekends, 7.5% better than OCBC's 5%.

All in all, it depends on how much Kei18kun spends on these merchants then only can work out a solution.

GSC accept amex card??

nope

Yup, damn true. Use CL to apply.

Sorry for mistake.
I don't watch movies, so not sure about payment method.
If u really are so into movies, better apply CIMB Visa Platinum, free 1 ticket everyday at GSC. I'm sure the savings from this promotion can cover the GST for the additional card.

ambank also buy 1 free 1 for cathay cineplex

My May2 card approved!! My first credit card in my life~ Signed up last sunday at 1u with a free umbrella~~

You can switch to Cathay. They accept AMEX.

welcome to the club, do keep record of ur spending and pay in full every month ya

Whatever card it is...as long as you're happy with UOB, you may stick to it.
We (I) just try to suggest alternative only

This post has been edited by chemistry: Jan 30 2011, 03:40 PM

yeah~! just wish to get a credit card to save some penny... 2.5% rebate...spend rm 4000 in 1 year i can save rm 100 which is enough for my car roadtax~