Me tooo... keeping for its' generous CL and free KLIA lounge access

Are you a heavy user of the SCB card ? As for me, I didn't use their SCB card after finishing off my Free cash from them ;-)

is it applicable to all merchants or selected once only?
mb it is not open to all, which is why, i did not rec this letter?

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Added on October 28, 2010, 10:11 am

have u used the KLIA lounge before?

SCB promotion. But as I see the T&C for the cashback eligibility, there are some points to note:
- Your acc must be in good standing (as usual)
- Any retail transaction from 1-Nov to 30-Nov (posted by the merchant and received by SCB)
- Max capped at RM50 (Principle and Sup share the same)
- Cashback credited by 30-Dec
- Valid for the addressee of this letter only (So maybe it’s not a general promotion, but we will see whether SCB will advertise it at the end of this month or not in their website.)

So it's good customer service if they ask lots more questions?  What cards you're holding, how much are your limits, what's your mother's name, etc, (even though they have all this info) to make you feel more important? 

Don't be offended.. I just don't understand the logic, that's all...

Trying "utilise" OCBC Titanium 0% Interest until 31 Dec 2010.
Here's my scenario

Statement Date: 15 Oct 2010,
Amount Due: RM10000
Minimum Paid: RM500
1. No Interest is charged on RM9500, right ? 

Statement Date: 15 Nov 2010,
Amount Due: RM10000 + RM9500
Minimum Paid: RM975
2. No Interest is charged on RM18525, right ?

Statement Date: 15 Dec 2010,
Amount Due: RM1475 + RM18525
Minimum Paid: RM1000
3. No Interest is charged on RM19000, right ?

Is the above 3 statements (1)/(2)/(3) correct ?
We should settle all outstanding before 31 Dec 2010, right ?

Is there an overlap on these two benefits?
1. 0% interest free period from now till 31-dec-2010.
2. 50% rebate on interest paid from now till 31-july-2011.

How would OCBC treat retail transactions between 15-dec to 14-Jan-2011?

Trying "utilise" OCBC Titanium 0% Interest until 31 Dec 2010.
Here's my scenario

Statement Date: 15 Oct 2010,
Amount Due: RM10000
Minimum Paid: RM500
1. No Interest is charged on RM9500, right ? 

Statement Date: 15 Nov 2010,
Amount Due: RM10000 + RM9500
Minimum Paid: RM975
2. No Interest is charged on RM18525, right ?

Statement Date: 15 Dec 2010,
Amount Due: RM1475 + RM18525
Minimum Paid: RM1000
3. No Interest is charged on RM19000, right ?

Is the above 3 statements (1)/(2)/(3) correct ?
We should settle all outstanding before 31 Dec 2010, right ?

You couldn't do any transaction with OCBC credit card from Dec 16th to Jan 15th or interest will be charged to those transaction since your Dec statement outstanding is not zero. Or you will have to settle all outstanding (including those transaction between Dec 16th to 31st Dec) on or before Dec 31st and not doing any transaction from jan 1st to Jan 15th.

Why would I be charged interest for new Retail Transactions from 16 Dec to 31 Dec ?

Trying "utilise" OCBC Titanium 0% Interest until 31 Dec 2010.
Here's my scenario

Statement Date: 15 Oct 2010,
Amount Due: RM10000
Minimum Paid: RM500
1. No Interest is charged on RM9500, right ? 

Statement Date: 15 Nov 2010,
Amount Due: RM10000 + RM9500
Minimum Paid: RM975
2. No Interest is charged on RM18525, right ?

Statement Date: 15 Dec 2010,
Amount Due: RM1475 + RM18525
Minimum Paid: RM1000
3. No Interest is charged on RM19000, right ?

Is the above 3 statements (1)/(2)/(3) correct ?
We should settle all outstanding before 31 Dec 2010, right ?

If you are not settle all retail transaction from Dec 16th to Dec 31st, these transaction doesn't entitle to 20 days interest-free period.
So, it will be charged interest starting from 1jan 1st to next statement date.

If you are not settle all retail transaction from Dec 16th to Dec 31st, these transaction doesn't entitle to 20 days interest-free period.
So, it will be charged interest starting from 1jan 1st to next statement date.

Yes, I told you that last 2 weeks I apply it because of free gift and I ask someone here before I apply it. 1 forummer said is free cash to us to I apply it..

For item 3, No interest up to Dec 31. After that, there will be interest on the RM19K if you have yet to settle in full.

If your statement is on Dec 15, your due date would be around 5th of January. Just settle everthing in full before Dec31 for the amount shown in the Dec 15 statement.

For my case, once I get my December 11 statement, going to BT 90% of outstanding immediately to DA and settle the balance with OCBC before Christmas. Kiasu a bit in case got hiccups due to BT documentations.

Why is  this? I was under the impression if I settled the entire statement balance, I will be entitled to interest free new retail transactions from Dec 15 onwards....

anyone using Airasia credit card here ? can booking 1 day b4 others

is there anyone can share their AirAsia CC experience? I always travel & always buy AirAsia ticket. Is it really good to have this card to enjoy the special price compare to those without it? Is it really can get offer price ticket more easily when you can book 1 day b4 others?