Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
3 Pages  1 2 3 >Bottom

Outline · [ Standard ] · Linear+

 Credit Card v12, Credit card GST remains....

views
     
WhiteWing
post Oct 14 2010, 02:13 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
Transaction
Date Posting
Date Transaction Description Debit (RM) Credit (RM)
13/10/10 13/10/10 ANNUAL FEE WAIVER - 150.00
13/10/10 13/10/10 Annual Fee 150.00 -
13/10/10 13/10/10 CASH REBATE - 50.00
13/10/10 13/10/10 GST SVC FEE CHARGE 50.00 -

Wow , EON BANK help me to pay the GST wo ... shocking.gif , my GSC CC just 1 year today ..
WhiteWing
post Oct 14 2010, 02:50 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
QUOTE(ronnie @ Oct 14 2010, 02:29 PM)
That's nice... is that without you asking for the waiver ?
Maybe you spend alot using their card...
*
I didn't ask them for waiver , I aware of my annual date and I thought I have to fork out the annual fee for them but now they waived alr , so nice of them blush.gif
I don't know, I got 6k++ point with them now and every month also got movie with them , I think I spent around RM 5k++ with them gua ... always pay on time , never give them a chance to charge me 1% interest laugh.gif , they paid for my GST drool.gif , I happy about it .. good job to EON Bank.

QUOTE(celaw @ Oct 14 2010, 02:40 PM)
WOW!!! that's nice! Will CIMB do this for their credit card customer as well? Will they waive the GST if call to request? hahaha..
*
Hahaha ... CIMB ahh ? Not so sure , as I know .. I paid the GST on May. I didn't try to call them.
WhiteWing
post Oct 14 2010, 04:26 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
QUOTE(ck3lam @ Oct 14 2010, 02:53 PM)
As an EON cardholder, didn’t you know EON will rebate RM50 for total spending above RM5k and Annual fees will be waived if minimum swipes are met?
*
ck3lam,
I not aware of rebate of RM50 if I spending above RM5k within 1 year.
2nd is I aware about the minimum swipe.
Are you trying to pointing something to me ? rolleyes.gif

QUOTE(celaw @ Oct 14 2010, 02:56 PM)
You should have a try.. Nothing to lose except the phone bill.. hahaha.. And the rewards mayb RM50 wor...
By the way, their bonus point system is expired after 3 years from the date card issued or 3 years from the transaction date?
*
Yup,their bonus point will expired as I know,please correct me if my info are misleading ... so I rarely use CIMB bank,just for emergency tongue.gif
WhiteWing
post Oct 15 2010, 02:02 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
QUOTE(bingozero @ Oct 15 2010, 12:17 PM)
Did they increase credit limit of your card after using one year?
*
They increase my credit limit less than 1 year. I remember they increase my credit limit after I hold the card around 7 months flex.gif


Added on October 15, 2010, 2:06 pmGuys, 1 pretty girl in Endah Parade just now approach me to ask me to sign up the Standard Chartered Credit Card sweat.gif ~ I told her that I got 5 cards with me already. Then she told me if I apply Gold Card , I will get RM 88 cash back wo and if apply Platinum can get RM 188. She did show me the statement that StandChart give a cash back. Guys,what you think ? Since it got cash back RM88,I don't mind kena charge RM50 for GST but most make me tempting is the freegift on the spot ... got umbrella,stainless steel drinking bottle somemore.

This post has been edited by WhiteWing: Oct 15 2010, 02:06 PM
WhiteWing
post Oct 15 2010, 02:56 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
QUOTE(ronnie @ Oct 15 2010, 02:54 PM)
Go ahead... it's a real FREE CASH from SCB
*
Really ? Then I go ahead .. just told I told her I got 1 CC got 10k credit limit just to make her ignore me .. now make her wanna come close to me somemore doh.gif
WhiteWing
post Oct 15 2010, 05:20 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
Just submit 3 form for the sales girl there .... Standard Chartered,AmBank and MBF ~ I know 3 of the bank will fail me because my friend work in BNM told me that I am high risk profile player tongue.gif ~ I got the freegift alr happy .. got umbrella,stainless steel drinking bottle,ambank travel kits,torch light .. happy alr biggrin.gif
WhiteWing
post Oct 19 2010, 03:13 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
SCB called me up and asking me do I have 60k per annum laugh.gif , I told them yes but I feel bad because I telling lie to them .. I think they can check that I got such income or not laugh.gif ~ bloody salesgirl ... tick titanum card for me .. I said tick classic card enough laugh.gif
WhiteWing
post Oct 19 2010, 04:05 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
QUOTE(winner @ Oct 19 2010, 04:01 PM)
SCB had long stopped issuing Titanium cards already.
*
Sorry winner,my mistake ... Platinum card I wanna say .. sorry notworthy.gif icon_rolleyes.gif
WhiteWing
post Oct 20 2010, 03:34 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
QUOTE(Robin Liew @ Oct 20 2010, 03:10 PM)
Public bank is the most stingiest card
lowest CL
i am also going to cancel it
somemore the CS sounds like an old aunty
*
Guys,maybe diff ppl diff CL me.
I recently got the Public Bank CC ,its have the highest limit among all my CC. I got 4 CC before I apply PB CC , when the card arrived,I was surprise with the CL smile.gif and I got the cashback too.
WhiteWing
post Oct 20 2010, 06:05 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
Received a sms from AmBank saying my credit application was unsuccessfull .. tongue.gif , I was so happy that they fail me ... wahahah ... Atleast I got the free gift on the spot ..
WhiteWing
post Oct 20 2010, 06:12 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
QUOTE(alexwsk @ Oct 20 2010, 06:10 PM)
sweat.gif
*
Impossible that I want their card right,I don't see any benefit from the card so I only notice their freegift so then I take the freegift on spot then cabut biggrin.gif
WhiteWing
post Oct 20 2010, 09:33 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
QUOTE(chemistry @ Oct 20 2010, 07:46 PM)
If Ambank surprisingly approved your cc application, then you receive a statement containing RM50 GST, you come to here and blahblahblah curse the hell out of Ambank.
*
Haha .. I don't think they will approve my application .. bloody salesgirl .. go put ambank islamic platinum credit card wo ... laugh.gif ~ I am high risk profile player tongue.gif , not that easy tongue.gif .. I don't have CCRIS tongue.gif
WhiteWing
post Oct 22 2010, 03:13 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
QUOTE(izzat003 @ Oct 22 2010, 03:08 PM)
how to identify ar?  rclxub.gif  .they really should write on it
*
The colour tell its a gold card biggrin.gif
WhiteWing
post Oct 22 2010, 07:24 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
Guys, I planning to cancel the 5 credit card with me ... which 1 shall I keep ? I currently pumping BHP petrol so I think I gonna keep UOB CC.
The card I have is
UOB Classic,CIMB Classic,GSC Eon CC,PublicBank Classic & HongLeong Classic card.

Anyone can advise ? notworthy.gif
WhiteWing
post Oct 22 2010, 07:37 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
QUOTE(0misae0 @ Oct 22 2010, 07:32 PM)
Again, keep the card which provide you with the highest limit.
*
HongLeong,EON Bank & Public Bank gave me 4k credit limit.
UOB & CIMB gave me 3k credit limit.
WhiteWing
post Oct 22 2010, 08:31 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
QUOTE(hye @ Oct 22 2010, 08:03 PM)
The difference is very marginal. If I were you, I'll cancel all and just keep UOB since you are using it actively.
*
Ohh ok. Thank you biggrin.gif ~

QUOTE(chemistry @ Oct 22 2010, 08:03 PM)
Just keep the card that rewards you the most.

How much rebate do you earn for purchases at BHP?
Do you always watch movie? How much can you save in a year?
CIMB Classic (Mastercard) offers 5-10% rebate at Giant/Tesco/Guardian/KFC on weekends, are you aware of this?
Do you have kids? If yes, you may consider dining at places where 'KIDS EAT FOR FREE'. If no kids, cut it.
Public Bank card, I don't find any special.
*
2% for every transaction at there ? biggrin.gif
I watch atleast once a week so 1 months got 4 times go to cinema biggrin.gif
I don't really aware of this .... I don't go Giant,Tesco , Guardian or eat KFC too .. can cuts !
No kids ...can cut ~!
PBB ~Cut !
WhiteWing
post Oct 22 2010, 10:14 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
QUOTE(chemistry @ Oct 22 2010, 09:32 PM)
You are not aware of CIMB card's benefits, why in the first place did you apply? because of gifts?
*
That CIMB is my first credit card and I need it because I got car and because of petrol rebate on 2 years ago.

This post has been edited by WhiteWing: Oct 22 2010, 10:15 PM
WhiteWing
post Oct 22 2010, 11:03 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
QUOTE(chemistry @ Oct 22 2010, 10:20 PM)
Do you buy groceries? Use your card wisely, CIMB Mastercard gives you 5% rebate at giant/tesco/cold storage on weekends.
*
My are don't have tesco and giant sweat.gif , only got carrefour..
WhiteWing
post Oct 22 2010, 11:18 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
QUOTE(chemistry @ Oct 22 2010, 11:05 PM)
too bad...
so u made up your mind which card to let go ?
*
CIMB for sure I gonna let go .. no point keep it ... Public bank also useless..will let go soon..
WhiteWing
post Oct 22 2010, 11:31 PM

Look at all my stars!!
*******
Senior Member
2,854 posts

Joined: Feb 2006
From: Sri Petaling ~ Kuala Lumpur
QUOTE(chemistry @ Oct 22 2010, 11:30 PM)
Check the anniversary date of your card. Don't wait until being charged GST then only cancel.
*
CIMB birthday is on April and Public Bank is May blush.gif

3 Pages  1 2 3 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0477sec    0.44    7 queries    GZIP Disabled
Time is now: 28th November 2025 - 10:56 AM