So it's good customer service if they ask lots more questions? What cards you're holding, how much are your limits, what's your mother's name, etc, (even though they have all this info) to make you feel more important?

Don't be offended.. I just don't understand the logic, that's all...

This post has been edited by Marcian: Oct 28 2010, 07:57 AM

Regarding to the Stand Chart gold card that offer RM88 cash rebate
what is the benefit 1?
can't seems to find it, collect point or also cash rebate like OCBC Titanium / Citibank Cash Back?

Hold for 6 months to ensure the agent get to keep their commission.

Collect points

Thinking to cancel Maybank Platinum which has been with me for more than 10 years... Treat Points accumulated has more than 240,000 points.

Paying RM50 service tax is bo song nia...

Convert the points to LED TV or something before you terminate the card ....

Ya, will look into it... but the service tax has been charged liao...

May be next year baru cancel ba... I don't think they will revert it since they mentioned in web that once tax is debited, no reversal is possible.

I think you can use the TreatPoints to offset the RM50, right? MBB will give you back a credit of RM50

I don't want to spend that points for tax.. hehe

Guys,
One quick question..let say in my Mastercard Prepaid I have RM100, can travel agency charge more to the card, say RM150 ?? Because I need to pay a surcharge for a hotel that I booked thru them..The reason I used prepaid CC is because they need the CVV number for transaction...

This post has been edited by bogartT: Oct 28 2010, 09:16 AM

Prepaid? Not possible ... you have to top-up another RM50 ...

Trying "utilise" OCBC Titanium 0% Interest until 31 Dec 2010.
Here's my scenario

Statement Date: 15 Oct 2010,
Amount Due: RM10000
Minimum Paid: RM500
1. No Interest is charged on RM9500, right ?

Statement Date: 15 Nov 2010,
Amount Due: RM10000 + RM9500
Minimum Paid: RM975
2. No Interest is charged on RM18525, right ?

Statement Date: 15 Dec 2010,
Amount Due: RM1475 + RM18525
Minimum Paid: RM1000
3. No Interest is charged on RM19000, right ?

Is the above 3 statements (1)/(2)/(3) correct ?
We should settle all outstanding before 31 Dec 2010, right ?

This post has been edited by ronnie: Oct 28 2010, 09:18 AM

That's my understanding as well. Settle entire Dec statement balance before Dec 31 to get Dec transactions interest-free

And you are asking in the wrong thread.
You are using Debit card and this is a Credit card thread. Credit card means you are able to pay later ... I don't think it is right to call it prepaid cc as this is misleading.

This post has been edited by hye: Oct 28 2010, 09:32 AM

SCB promotion. But as I see the T&C for the cashback eligibility, there are some points to note:
- Your acc must be in good standing (as usual)
- Any retail transaction from 1-Nov to 30-Nov (posted by the merchant and received by SCB)
- Max capped at RM50 (Principle and Sup share the same)
- Cashback credited by 30-Dec
- Valid for the addressee of this letter only (So maybe it’s not a general promotion, but we will see whether SCB will advertise it at the end of this month or not in their website.)



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wah so good?
mind explan more on this 0% thingy of OBCB

Are you a heavy user of the SCB card ? As for me, I didn't use their SCB card after finishing off my Free cash from them ;-)

same here
the reason why am i keeping them is because of the klia unlimited lounge access as i always travel (alth as of todate, i have stil not used it for even once).

Me tooo... keeping for its' generous CL and free KLIA lounge access

is it applicable to all merchants or selected once only?
mb it is not open to all, which is why, i did not rec this letter?

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Added on October 28, 2010, 10:11 amhave u used the KLIA lounge before?


This post has been edited by de.crystal: Oct 28 2010, 10:11 AM