thx for the advise!

Rockefeller,

Where else has this promotion at the moment besides their credit card centre at Pavillion ? For the World MasterCard.

This post has been edited by MilesAndMore: Sep 27 2010, 10:38 PM

due to failure to obtain OCBC Ti, i applied for HSBC Visa Classic, which just got approved today. I only knw tat HSBC has a lot of discounts in West Msia but nt East Msia, I'm at East Msia so it's like the cons. I applied coz it's like international. I stil gonna try apply for OCBC Ti. Plan to get 1 mastercard n 1 visa. Anyone got any feedback regarding HSBC Visa Classic or OCBC Visa Gold? or which bank's visa card offers more benefits?

Damansara Heights. They may not need your income document but there is not leather gift in Damansara Heights. The 1-hour instant card approval promotion is until 30/9.

Argh ... won't be back in KL until mid-Oct. Never mind. Try it when the opportunity comes next time They used to have 1-hour instant card approval a while ago too at Pavillion. Therefore i am sure this won't be the last. Just not sure if they would still accept a HSBC credit card with a mere RM30k credit line then. See how it goes ... Thanks though

This post has been edited by MilesAndMore: Sep 27 2010, 10:49 PM

It looks like you want the card desperately despite having not much benefit from it. Anyway, CIMB has just opened a new centre in Sunway Pyramid. I guess they will be having the similiar promotion in Sunway Pyramid as well as the new CIMB Corporate HQ in Menara Bumi Commerce at Jalan Raja Laut very soon.

How much FD required normally to add weight to the application?

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Added on September 27, 2010, 11:00 pmI know Maybank can give you pre approved credit card if your monthly salary is credited to Maybank account for at least 3 months. The branch manager can give pre approval and most of the time you have 90% success rate using this route. they just require IC and payslip to support.

Do you know any other banks who work similarly for pre approval status aside from making yourself their Priority Banking customer?

This post has been edited by rockefeller: Sep 27 2010, 11:00 PM

Yes. Not going to deny that i want the card badly. Every time i shop at all these stores that have promotion specially for CIMB Bank credit cardholders only but the bad news is i do not have one. I have missed so many rebates or free cash voucher such as :
- charge RM90 at MPH, get x% rebate + free voucher (**promotion expired)
- 5% off at ISETAN (**promotion expired)
- 5% off at Guardian
- up to 20% off at Starbucks
- 5% off at Servay & Parkwell

There are many more but i just couldn't recall all now. I can save so much money if i have their card. In fact, when i was at KLIA last week. I saw this banner that CIMB World MasterCard gets 15% off at the chocolate shops at KLIA while the rest of the CIMB MasterCards get 10%. I always buy many chocolates every time i pass through KLIA and i go to KL once a month. Imagine how much i'll save

Besides, CIMB Bank credit card is supported for many 0% IPP in the market too. This sure is good



Not exactly sure. I know that by becoming their Preferred Banking customer, you'll get a pre-approved Platinum MasterCard. May be FD in 7 figures can get the World MasterCard ? Or probably half a million will do too.


I have no idea.

This post has been edited by MilesAndMore: Sep 27 2010, 11:51 PM

By the way, CIMB Bank has also partnered many restaurants that give 10% - 20% off total bill if you pay using their card. HSBC has many such promotions too but CIMB Bank has even more such partner restaurants.

Oh, and the bonus points required to redeem for shopping voucher is the lowest among all the banks in Malaysia too

This post has been edited by MilesAndMore: Sep 27 2010, 11:28 PM

Current CIMB/DA MPH deal is Spend RM50, get RM5 Book voucher (like 10% rebate)

This post has been edited by ronnie: Sep 28 2010, 12:12 AM

There was a time I was in KFC Pudu. I saw a lady ordered a lot, and then the small black screen at cashier there showed RM150++. Until she took out her wallet and cash notes, I approached her and offered to pay on her behalf after explaining on the cash back stuff. She agreed. When payment completed, I gave her RM5 as a token of appreciation

I did this a few times already. Not everyone can accept this kind of offer. Some ppl think I am conman and walked away from me

CIMB/DA VI only offers 0.5% cash back and 1% for overseas. I guess you going for the cash rebate instead of points which is a good move since the points have expiry date. Initially VI quite useless as not many promotions and only recently some offers previously for WMC is now also extended to VI.

CIMB/DA WMC offers not applicable to VI (eventhough some of the benefits are stated in VI card benefit but the promotion advertisement clearly states MC only) -

a) cash rebates at many food outlets e.g. Starbuck, KFC (if you single no diff, but people with family or buying for party then the saving can be RM10 or more), Bugger King (yes, I got 10% discount at Bugger King Midvalley last Saturday, cannot swipe and paid with cash). Free coffee at Dome, even just having a muffin or scone.

b) until end Sept 5% rebate at Guardian, TESCO, Cold Storage and Giant.

c) discount/voucher at MPH better than AMEX Gold CC

d) Petrol 2% cash rebate.

Click below to see that above only for MC and not Visa.

http://www.directaccess.com.my/index.php?t..._promotion_list


And another note, some shops staff don't know even know what DA is, and will say that offer only for CIMB For example before Raya bought over RM100 books at MPH Subang Parade and the stupid girl said offer for CIMB only but not going to argue with her since I got RM20 vouchers from Subang Parade Management for spending at other merchants there.

CIMB, canton i gets 10X (one of my favourite restaurants) and also at Tai Thong got discount. And now, no courier fees for vouchers

Oh ... yet another deal ? You see ? Another opportunity to save some money missed



Not sure if all these will return a few months later or whether they will extend these offers. Anyway, the deals at ISETAN and Guardian have returned a few times already. The 5% cash rebate at ISETAN and Guardian already exist way back in 2008. This offer is always availble between x-month - x-month only but they always bring it back a couple of months later



They have been very aggressively since the name change. They always have some good deals !


Too bad they still charge RM8 for shipment to East Malaysia. Anyway, one needs only 10,000 bonus points to redeem a RM50 voucher versus most other banks that need 11,500 - 13,000.

I doubt the approval is done at the back room, as per my case, I went back to the card centre after 50 minutes, the lady there ask for my NRIC again and keyed in to the system and said, " ya, your card is ready". Then she walk in to the "back room" and came out around 10 minutes with the cards..

I think the back room is to prepare the cards only...

This post has been edited by andytan18: Sep 28 2010, 09:02 AM

The WMC VI Pavilion Big Spender Promotion. You get free Chloe bags, Longines Watches etc depending on which month. Try googling it

i see some of forumer got rejected for cc app. since it will show in ccris, will it look bad when we apply again from another fi? thanks

Often is you get rejected, it is because you fall under the "risky" category. You will fail the application from any bank.
If for technical reasons e.g. documentation ... often the respective bank will call you to clarify / resubmit the documents.

Certain bank e.g. HSBC / PBB are very sensitive to the number of cards that you hold. So they will reject you although you are not risky.

You don't need to have a premium card like CIMB WMC to enjoy these benefits. Any CIMB/DA Platninum or Gold card can also give what you desire above all.


I do agree that WMC always has more promotions compared to what VI offers. Nevertheless, I applied for DA VI not because of cash back or discount. It's because of a specific reason. See my post #1657 for explanation.

http://forum.lowyat.net/topic/1530782/+1640


It's true. I'd had a DA cc many years ago. It was issued under the former Southern Bank. Many merchants did not recognise DA.

I had encountered unfavourable experience with CIMB Bank on banking issues. The name CIMB is just not my cup of tea. I would rather take DA, even thought DA is now under CIMB Group.


The biggest spenders at particular shops would win. The chance of winning for a normal cardholder is near zero.

thanks hye. hw can we know if we are considered risky cat? always max out cc limit? also is cimb or ocbc more generous with their cl?

CIMB is more generous, but not OCBC. If you do not spend much, it would be better not to have a high CL.