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 Credit Card v11

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Eng_Tat
post Sep 5 2010, 04:37 PM

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ocbc ti now hot card? any kelantanese promoter for this? tyty
btw 5% promo valid till when?
Eng_Tat
post Sep 5 2010, 06:26 PM

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miles, ocbc ti can apply via cc? also what is the min cc limit, my wife only got 5k cl
Eng_Tat
post Sep 5 2010, 09:22 PM

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QUOTE(MilesAndMore @ Sep 5 2010, 06:57 PM)
Yes. Has to be at least RM6,000.
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Another question i recently got a mbb petronas but they only gave 6k cl doh.gif despite my hsbc 12k cl. if i used to apply for titanium most likely approve or not or getting another lower cl again? blush.gif
Eng_Tat
post Sep 5 2010, 10:28 PM

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QUOTE(MilesAndMore @ Sep 5 2010, 10:02 PM)
Not sure. Many said Maybank is stingy with credit limit. By the way, besides the minimum RM6,000 credit line required by OCBC Titanium MasterCard. The card must be at least 12-month old too.
It is the same with all other banks if i am not mistaken. Are those installment plans 0% interest ones ? Was informed by HSBC that i can't cancel their credit card until i've paid off my 0% installment plan (laptop).
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actually i meant i just got my maybank recently, my hsbc were since 2007. since mbb card is still new would ocbc likely to approve another cc for me. since i just got it.
Eng_Tat
post Sep 12 2010, 09:53 PM

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hi guys those who used fd for cc, in ccris is it reflected as collateral card? or as common cc without fd?
Eng_Tat
post Sep 13 2010, 02:11 PM

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QUOTE(MilesAndMore @ Sep 12 2010, 10:37 PM)
Will be shown as collateral card. I had posted my CCRIS in the previous version of credit card thread.
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like that, if we put in fd 25k, they will approve that much? also if we increase or decrease the fd it will reflect the cl? or the fd tenure much be as long as cc expiry? tyty blush.gif
Eng_Tat
post Sep 14 2010, 11:54 AM

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miles, gov pension skim is still available afaik, they resurrect the skim after much complain. plus many revert back from kwsp to pension skim.

also which bank allows open cc via FD other than hsbc? thanks
Eng_Tat
post Sep 21 2010, 04:44 PM

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anyone knows how how fast maybank and hsbc update their ccris?
Eng_Tat
post Sep 21 2010, 09:30 PM

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hi guys, bank updates ccris for cc, is on statement date or due date? thanks
Eng_Tat
post Sep 22 2010, 07:08 PM

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sorry guys another ccris question. in ccris will show statement balance or total credit used up balance? since epp will slowly show up in statement bl.
Eng_Tat
post Sep 24 2010, 07:31 PM

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guys i just print my ccris, under one my cc, hw come under approval date is different from my original real date real date is 09/07 but in ccris is 10/09. but the cc was approved 2007. i know it increase the cc limit on 2009 if not mistaken. kinda confused.
Eng_Tat
post Sep 25 2010, 12:29 AM

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QUOTE(Eng_Tat @ Sep 24 2010, 07:31 PM)
guys i just print my ccris, under one my cc, hw come under approval date is different from my original real date real date is 09/07 but in ccris is 10/09. but the cc was approved 2007. i know it increase the cc limit on 2009 if not mistaken. kinda confused.
*
anybody? blush.gif
Eng_Tat
post Sep 28 2010, 09:41 AM

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i see some of forumer got rejected for cc app. since it will show in ccris, will it look bad when we apply again from another fi? thanks
Eng_Tat
post Sep 28 2010, 10:26 AM

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QUOTE(hye @ Sep 28 2010, 10:07 AM)
Often is you get rejected, it is because you fall under the "risky" category. You will fail the application from any bank.
If for technical reasons e.g. documentation ... often the respective bank will call you to clarify / resubmit the documents.

Certain bank e.g. HSBC / PBB are very sensitive to the number of cards that you hold. So they will reject you although you are not risky.
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thanks hye. hw can we know if we are considered risky cat? always max out cc limit? also is cimb or ocbc more generous with their cl?
Eng_Tat
post Oct 2 2010, 10:07 AM

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got 1 silly q, usually hw long you all park ur fd in a particular bank before applying cc from them? also will they match the fd amount as well? tyty
*want to apply for cimb da*
Eng_Tat
post Oct 2 2010, 10:16 AM

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QUOTE(chemistry @ Oct 2 2010, 10:13 AM)
Applying DA cards isn't that hard, is it?
Just produce your IC, degree cert, payslips, (and business card if u have) that's all.
Good luck smile.gif
*
can i used another cc to apply instead of payslip?
Eng_Tat
post Oct 2 2010, 10:53 AM

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thanks miles and chemistry. if i apply hopefully there will give me higher than hsbc cl
Eng_Tat
post Oct 4 2010, 07:50 PM

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QUOTE(ashkamz @ Oct 4 2010, 07:27 PM)
RM200 will hold for 8 days from the date of the transaction. Even after that particular petrol transaction already posted in the statement, the amount will still put on hold.
*
is that only applicable for cimb only? mbb will only hold 1 day if not mistaken. i tried on shell with mbb petronas.

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