Something like this :



Same as the one i was given yesterday morning.


RM10,000/pa is no problem of course due to the high electricity, petrol cost etc


Yes.



Most likely to be 5%.



Simply charge RM10,000 in a year and they will give you RM50 to pay for the credit card service tax.


Yes. It is. The bank is Singaporean and is the largest bank in Southeast Asia after DBS Bank.


Probably only those over the counter transactions which require you to sign on the receipt will be taken into account.

This post has been edited by MilesAndMore: Aug 19 2010, 01:29 AM

OCBC Titanium MasterCard is better. The AMEX 5x Membership Rewards Points equal to only 2.5% cash back.


Yes.


Yeah, something like that.

Of course.

Clearly it is.


Yes. 5% cash back for any petrol station company. The maximum rebate for petrol is capped at RM30 though. What's more, just charge RM10,000 to your card in a year and they will credit an extra RM50 into your account to help you to pay for the credit card service tax

Just do an online IBG Giro. Depends on which bank you transfer the money from, the charge can vary from a mere RM0.50 to RM2.00.

This post has been edited by MilesAndMore: Aug 20 2010, 10:49 PM

Someone previously said no.


Yes. It will be recorded in your CCRIS. As for allowing you to apply for a different card. The banks require you to provide your employment details too. Not exactly sure how you're going to pull that off though.

We found that out through the savings calculator.

Alliance Bank has always had this "i don't care" attitude.



Lodge a complaint. Don't let them get away with this.

This post has been edited by MilesAndMore: Aug 21 2010, 10:51 AM

You do not apply for the VISA Platinum. You request for an upgrade.

Not exactly sure about HSBC Advance VISA Platinum since this card is still so new. Anyway, for the HSBC Premier MasterCard and the rest of the HSBC Generic credit cards, it all comes with its dedicated credit limit. Credit cards issued by HSBC Amanah is not combined with HSBC credit cards either (if you any any).

World Elite MasterCard does exist actually but only few banks offer such card.

- Saks Fifth Avenue World Elite MasterCard by HSBC NA
- Ameriprise World Elite MasterCard
- World Elite MasterCard by Bank of Montreal (BMO)

Give them a call. There might be a form you need to fill in. You'll have to submit your proof of income to prove you justify for the credit limit increase.

Count OCBC Bank in. It will credit RM50 to your account on your anniversary month provided you have charged at least RM10,000 to your card in one year.

Standard Chartered Preferred Banking has finally arrived on our shore. Click HERE to find out more.

You'll need to place RM72,000 of deposit with them in order to open this account. Alternatively, you can also open this account by applying for the Preferred Banking World MasterCard using your payslip. The minimum required income is RM72,000/pa. Not exactly sure if this Preferred Banking World MasterCard is a complimentary card like its more prestigious cousin, the Priority Banking VISA Infinite. Anyone with more informations on this please let us know.

Both companies are GLC. But this doesn't make them a department of the government. Not like those departments such as Jabatan Kerja Raya (JKR) anyway.

This post has been edited by MilesAndMore: Aug 23 2010, 08:25 PM

It's different.

This banking package was unveiled just this morning. Anyway, this card does have better perks actually. For example, it gives you 2x Choice Points if you charge a minimum of RM1500 to the card each month (i think there is a cap though).

This card is bundled with the just launched Standard Chartered Preferred Banking package. Just go to SCB website to find out more. All the informations are there.

Please check again. All other retail transactions will get a rebate too.

No. It is free. The one quoted above is "statement retrieval fee". Note the retrieval. It means your old statement.