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 Credit Card v11

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SUSrockefeller
post Aug 20 2010, 12:05 PM

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Who has the Maybank World Mastercard here?
SUSrockefeller
post Aug 21 2010, 10:51 PM

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I've seen someone having a World Elite Mastercard. He's an American friend of mine. Apparently it is more high end than the World Mastercard. Anyone knows about this?
SUSrockefeller
post Aug 29 2010, 11:26 PM

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Anyone here have the Maybank World Mastercard or RHB Visa Infinite?


SUSrockefeller
post Sep 5 2010, 03:38 PM

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QUOTE(Phytrie @ Aug 27 2010, 10:11 AM)
Citibank Credit Card Product Disclosure Sheet

Citibank offers various types of credit card that suits a customer’s need. Each Citibank credit card’s credit limit will be determined base on an applicant’s annual income and type of credit card applied. Subject to such variations as may be made at the sole discretion of Citibank, the credit limit for each card entitled by a Citibank Cardholder are as follows:-
No. Credit Card type Min Max
1 Platinum              20,000 450,000
2 Citibusiness        3,000 450,000
3 Gold                       5,000 100,000
4 Cashback Gold       5,000 100,000
5 AirAsia Gold       5,000 80,000
6 Shell Gold               5,000 45,000
7 Choice               3,000 30,000
8 Clear                       3,000 30,000
9 Cashback Silver       3,000 30,000
11 Giant                       3,000 45,000
12 AirAsia Silver       3,000 15,000
13 Shell Silver        3,000 15,000
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i find this info very helpful.

for CIMB CL guideline:

cimb enrich platinum: min 20,000
cimb generic platinum: min 20,000
cimb islamic platinum (separate CL from cimb bank's cards): min 25,000
cimb / da world infinite: min 100,000
cimb enrich world: min 200,000


Added on September 5, 2010, 3:39 pmany idea what's the limit like for maybank world mastercard?

This post has been edited by rockefeller: Sep 5 2010, 03:39 PM
SUSrockefeller
post Sep 21 2010, 01:08 AM

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cimb is having ongoing promotion at their card centres. visa infinite / world mastercard approval within 1 hour and card can be collected on the spot.

my friends applied today. for those who don't wish to submit income documents and would like to use existing credit card, if your card is hsbc minimum existing CL required is 30k. if current citibank cardholder, minimum CL required is 50k. if maybank minimum current CL required is 70k.

1)One friend who currently has cimb platinum cards with 45k limit applied using his citibank platinum limit 50k was granted CL of 100k for his cimb world master / visa infinite.

2)Another friend who currently has direct access platinum cards with 40k limit applied using her citibank platinum limit 98k was granted CL of 150k for her direct access world master / visa infinite.

Both cards ready within an hour! Very efficient! Somemore get leather free gifts!
SUSrockefeller
post Sep 21 2010, 01:46 AM

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QUOTE(MilesAndMore @ Sep 21 2010, 01:33 AM)
What ??? Only RM30k of credit limit needed from HSBC credit card ???  drool.gif   Can this be done at Pavillion ?
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both had theirs done in pavilion today smile.gif


Added on September 21, 2010, 1:46 am
QUOTE(MilesAndMore @ Sep 21 2010, 01:33 AM)
What ??? Only RM30k of credit limit needed from HSBC credit card ???  drool.gif  Can this be done at Pavillion ?
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do share with us when you get yours smile.gif

just wait for one hour get card immediately!

This post has been edited by rockefeller: Sep 21 2010, 01:46 AM
SUSrockefeller
post Sep 21 2010, 08:01 PM

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QUOTE(siutimtim @ Sep 21 2010, 02:55 PM)
You mean it shows there HSBC plat card with RM30k CL can apply for CIMB world card? My brother has DA plat card with 35k limit and HSBC plat with 30k CL. Can he apply that ma? Besides of pavillion, where can he applies this one? Damansara credit card center can do that?
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Can. Can proceed at Plaza Damansara Card Centre also. His situation is similar to my friend who had her DA Platinum upgraded to DA World and Infinite in just one hour!


Added on September 21, 2010, 8:03 pm
QUOTE(MilesAndMore @ Sep 21 2010, 09:20 AM)
Yes. I think i'll try my luck  biggrin.gif   Will post an update if i get it ... But really sure RM30k from HSBC credit card is enough ? It's kind of surreal ...  laugh.gif
Yes! Go and try smile.gif


Added on September 21, 2010, 8:06 pm
QUOTE(de.crystal @ Sep 21 2010, 12:37 PM)
meaning HSBC's cc is better than others?
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Meaning HSBC is noted for being kedekut and super careful in granting Credit Limit.

This post has been edited by rockefeller: Sep 21 2010, 08:06 PM
SUSrockefeller
post Sep 22 2010, 12:58 AM

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QUOTE(siutimtim @ Sep 22 2010, 12:42 AM)
my brother called CIMB. He said still need 200k income even you have the hsbc plat card wo...
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Customer service may not be aware promotions held at card centre.
SUSrockefeller
post Sep 22 2010, 12:59 AM

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QUOTE(Eng_Tat @ Sep 21 2010, 09:30 PM)
hi guys, bank updates ccris for cc, is on statement date or due date? thanks
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By every 10th of each month.
SUSrockefeller
post Sep 22 2010, 11:11 PM

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QUOTE(wirelessdude @ Sep 22 2010, 10:51 PM)
Went to CIMB at Pavilion card centre and got a Visa Infinite - used my HSBC Premier and CIMB Enrich Plat to apply. Asked for a lower CL but the officer told me the minimum CL for Visa Infinite is RM100k  blink.gif
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Whats your HSBC Premier CL and your CIMB Enrich Platinum CL?


Added on September 22, 2010, 11:17 pm
QUOTE(one leg kicking @ Sep 21 2010, 12:13 PM)
Do u know what is the requirement for SCB card limit for CIMB/DA VI or WM application?

Is minimum card holding period, let say at least 1year applied?
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ok in order to get cimb or da infinite and world cards, one must have minimum credit limit as below for respective banks:

HSBC - Min CL 30k
Citibank - Min CL 50k
All other banks - Min CL 70k

If not they will ask for income documents to support application.


Added on September 22, 2010, 11:19 pm
QUOTE(Alec.Yong @ Sep 22 2010, 06:12 PM)
[attachmentid=1794948]

Finally, I've got my MBB WMC.  tongue.gif
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Would you mind to share what was your CL with maybank before and after they offer the World Mastercard to you?


Added on September 22, 2010, 11:21 pm
QUOTE(andytan18 @ Sep 22 2010, 01:33 PM)
I got mine upgraded just now, my HSBC is less then a year and I  have a CIMB platinum.. it took me slightly more then an hour but no leather free gift??
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Mind to share what was your HSBC Plat limit and CIMB platinum limit before and after you get the World card?

This post has been edited by rockefeller: Sep 22 2010, 11:21 PM
SUSrockefeller
post Sep 22 2010, 11:30 PM

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[quote=andytan18,Sep 22 2010, 11:27 PM]
which card from MBB are you using prior to the new card?? where do you get the acceptance form??
is the annual fee as below?

Annual fee:
RM 1,000 (without MAS Golden Airlines Lounges Access)
RM 1,500 (with MAS Golden Airlines Lounges Access)


Added on September 22, 2010, 11:29 pm

Mind to share what was your HSBC Plat limit and CIMB platinum limit before and after you get the World card?
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[/quote]
30K / 100k
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[/quote]

also, for CIMB/DA world infinite applicants who already have Maybank World or Stan Chart Visa Infinite, your CL doesnt matter any longer.


Added on September 22, 2010, 11:31 pmandytan18, before you got your World Mastercard, how much was your CIMB Enrich limit?

This post has been edited by rockefeller: Sep 22 2010, 11:31 PM
SUSrockefeller
post Sep 23 2010, 12:10 AM

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[quote=andytan18,Sep 23 2010, 12:09 AM]

Added on September 22, 2010, 11:31 pmandytan18, before you got your World Mastercard, how much was your CIMB Enrich limit?
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[/quote]
I dont have CIMB enrich, I only have CIMB platinum, CL 30K
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[/quote]

Your HSBC Plat also CL 30k?
SUSrockefeller
post Sep 23 2010, 12:17 AM

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[quote=andytan18,Sep 23 2010, 12:12 AM]
Your HSBC Plat also CL 30k?
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[/quote]

yup.. I apply HSBC and CIMB at the same time, got HSBC then CIMB..
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[/quote]

Ok, thanks for willing to share smile.gif

Did you get free gifts when your black cards got approved?
SUSrockefeller
post Sep 23 2010, 01:03 AM

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QUOTE(fuzzy @ Sep 23 2010, 01:02 AM)
Guys, I currently holds a Maybank Visa Plat and a Amex. Soon, I think I would be getting my Maybank WMC as well.

Now, I am not comfortable nor willing or caring to have 3 cards since I do not even sign more than have of the credit limit offered to me.

So, I plan to cancel one or two of those, which one would be better to keep?
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Your Amex is what card?
SUSrockefeller
post Sep 23 2010, 08:47 AM

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QUOTE(fuzzy @ Sep 23 2010, 01:08 AM)
Amex platinum with some trojan guy face, not the Maybank with amex logo one.
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the trojan guy is at the centre or the side?
SUSrockefeller
post Sep 23 2010, 12:33 PM

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QUOTE(MilesAndMore @ Sep 23 2010, 09:48 AM)
Looks like quite a few of you managed to get the CIMB World MasterCard or CIMB VISA Infinite simply using your existing credit card as reference. But it seems that all of you gave two cards to them but i have only one card at the moment. Hopefully still can get it though.
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CIMB is happier to know you have only card. Better chance of getting. May I know whats the CL of your HSBC Platinum and how long have you held the card for?
SUSrockefeller
post Sep 23 2010, 12:39 PM

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QUOTE(hye @ Sep 23 2010, 12:08 PM)
People who can reach this stage are not to bothered whether the card look classy or not. They can get the card (or equivalent) anywhere and anytime.
The word "World Mastercard" and "VISA Infinite" carry its own weight.
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Indeed. All World Mastercard and Visa Infinite including RHB's, maybank's, cimb's and those issued in singapore like UOB and even citibank ultima have matte effect. It is to distinguish the so-called real black cards from the black colour platinum cards which are getting popular these days like HSBC platinum, maybank visa platinum etc.
SUSrockefeller
post Sep 23 2010, 12:43 PM

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QUOTE(Alec.Yong @ Sep 23 2010, 12:33 PM)
They increased my current CL to another RM20K.
Mind to tell if the new CL after being incresed 20k is RM 100k and above or lower?


Added on September 23, 2010, 12:46 pm
QUOTE(tgeoklin @ Sep 23 2010, 12:40 PM)
Actually, if you are really serious about the status of your cards, then only the following should be considered :-

1) Amex Centurion
2) CIMB Enrich WMC
3) SCB VI
4) HSBC Premier
5) UOB Midas Plat

Happy collecting and good luck  tongue.gif
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Yes I agree. And you already have a few of those already biggrin.gif

This post has been edited by rockefeller: Sep 23 2010, 12:46 PM
SUSrockefeller
post Sep 27 2010, 09:03 AM

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QUOTE(de.crystal @ Sep 26 2010, 11:21 PM)
has anyone upgraded their card from DA plat to DA wMC b4? if so, whats the chances of successful?
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high chance of being successful. just done last week. original DA plat CL was 36k now DA wmc vi CL is 150k. applied using citibank platinum CL 98k.
SUSrockefeller
post Sep 27 2010, 09:08 AM

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QUOTE(winner @ Sep 26 2010, 04:17 PM)
For instant card approval, even you have your existing card that meets the minimum CL requirement, they still want you to show your income statement to support your application.
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need NOT show income document.


Added on September 27, 2010, 9:10 am
QUOTE(winner @ Sep 26 2010, 04:38 PM)
My existing cc meets the minimum CL as mentioned by Rokefeller. When I walked in to the counter this afternoon, the staff indicated that for faster result for DA application, it would be better to submit income document. So I submitted a copy of my SCB JustOne Titanium + EA form + Master's Degree certificate. I did not receive any call from them for clarification. I only returned to the counter after 45 minutes and was informed my card would be ready in 5 minutes. Also, they served me tea during the 5-minute waiting time.
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Most likely you fall under "High Exposure" category therefore needing additional documents to support your application.

This post has been edited by rockefeller: Sep 27 2010, 09:10 AM

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