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 Credit Card v11

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travelyew
post Sep 21 2010, 01:23 PM

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QUOTE(lara_ @ Sep 21 2010, 12:16 PM)
Just received a call from OCBC CS. My pending application problem is cause by my billing address in CC application form is different from the record in their system. Last year I applied OCBC home loan using my old home address, now is new house address. After address is updated, CS ask me to check my application status next week.  ohmy.gif

It's a shame they did not call me to reconfirm my address. Instead they choose to left my application on pending recommendation status.  vmad.gif
If I did not call in to complain, I dont know how long do I need to wait. This is my 3rd complain to CS btw.  rclxub.gif
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They got a lot apllications, so don't mind u 1...
alexwsk
post Sep 21 2010, 01:44 PM

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QUOTE(cruel_boy @ Sep 21 2010, 12:47 PM)
need quick verification on Alliance Rates card

"Your finance charge is only 9% p.a. for the first 12 months, and thereafter it is subject to your payment behavior in accordance with Bank Negara tier interest guidelines. If you consistently make minimum payment every month, the finance charge remains at 9% throughout the tenure of the card."

does this means i must pay the exact minimum amount stated in order to enjoy 9% interests? Or can i pay more than that?
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pay exact and pay more both the same

rockdaman
post Sep 21 2010, 01:52 PM

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how fast citibank process card application?
alexwsk
post Sep 21 2010, 02:42 PM

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finally my wife received the reject letter from ocbc for titanium
dated 4 sept but reach on 17 sept sweat.gif
siutimtim
post Sep 21 2010, 02:55 PM

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QUOTE(rockefeller @ Sep 21 2010, 01:46 AM)
both had theirs done in pavilion today smile.gif


Added on September 21, 2010, 1:46 am

do share with us when you get yours smile.gif

just wait for one hour get card immediately!
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You mean it shows there HSBC plat card with RM30k CL can apply for CIMB world card? My brother has DA plat card with 35k limit and HSBC plat with 30k CL. Can he apply that ma? Besides of pavillion, where can he applies this one? Damansara credit card center can do that?
stacko
post Sep 21 2010, 03:30 PM

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QUOTE(alexwsk @ Sep 21 2010, 02:42 PM)
finally my wife received the reject letter from ocbc for titanium
dated 4 sept but reach on 17 sept sweat.gif
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Well my OCBC Titanium approved on 2 Sep, card only reached me on 17 Sep. And RM50 GST already charged on 11 Sep.
kons
post Sep 21 2010, 03:42 PM

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QUOTE(alexwsk @ Sep 21 2010, 02:42 PM)
finally my wife received the reject letter from ocbc for titanium
dated 4 sept but reach on 17 sept sweat.gif
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I think mine will be rejected too.. no news from them. sad.gif
alexwsk
post Sep 21 2010, 03:57 PM

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QUOTE(kons @ Sep 21 2010, 03:42 PM)
I think mine will be rejected too.. no news from them. sad.gif
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u shud call to chk ur status
Eng_Tat
post Sep 21 2010, 04:44 PM

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anyone knows how how fast maybank and hsbc update their ccris?
gerrardling
post Sep 21 2010, 05:01 PM

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citibank airasia credit card good or not ? worth to get it ?
Gen-X
post Sep 21 2010, 05:43 PM

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QUOTE(stacko @ Sep 21 2010, 03:30 PM)
Well my OCBC Titanium approved on 2 Sep, card only reached me on 17 Sep. And RM50 GST already charged on 11 Sep.
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QUOTE(alexwsk @ Sep 21 2010, 02:42 PM)
finally my wife received the reject letter from ocbc for titanium
dated 4 sept but reach on 17 sept sweat.gif
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Blame Post Malaysia for the delays. My UOB statement on the 5th only reached me today (21 Sep) and I have to make payment by this week.

Anyway, UOB got free gift based on expenditure, but it depends on who sent out the sms first on every 2nd of the month starting from 9am

The gifts per month are as follows
10 Paymond Weil monthly for above RM8K
10 HP Mini and 20 Samsung Camera for RM6000-RM7,999
30 Trolley Bags for RM4,000-5,999
and 10,000 UniRiggit for first 1,000 customer to sms minimum spending RM2,500
alexwsk
post Sep 21 2010, 06:22 PM

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QUOTE(Gen-X @ Sep 21 2010, 05:43 PM)
Blame Post Malaysia for the delays. My UOB statement on the 5th only reached me today (21 Sep) and I have to make payment by this week.

Anyway, UOB got free gift based on expenditure, but it depends on who sent out the sms first on every 2nd of the month starting from 9am

The gifts per month are as follows
10 Paymond Weil monthly for above RM8K
10 HP Mini and 20 Samsung Camera for RM6000-RM7,999
30 Trolley Bags for RM4,000-5,999
and 10,000 UniRiggit for first 1,000 customer to sms minimum spending RM2,500
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yea, definitely POS Malaysia

another sms thingy, not to my liking yawn.gif
bingozero
post Sep 21 2010, 06:52 PM

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I found this from my friends e-mail
Don't know it is fake or not, mind to share?

QUOTE
Credit Card at petrol pump

Beware when using credit card to fill petrol. Just got to know about this case through a friend that this thing actually happened to one of his co-workers.

She used her credit card to purchase gas at the pump (like most of us do). She received her receipt like normal. However, when she checked her statement, there were 2 x RM50 charges added in addition to her purchase.

Upon investigation, she found out that because she did not press the 'CLEAR ' button at the pump, the employee inside the store was able to use her card to purchase his/her own gas!

To keep this from happening, after you get your receipt, you must press the 'CLEAR ' button or your information will be stored until the next customer inserts their card.

Be sure to tell all your friends / family so that this doesn't happen to them !
Pressing the clear button is a must each and every time.

alexwsk
post Sep 21 2010, 07:06 PM

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QUOTE(bingozero @ Sep 21 2010, 06:52 PM)
I found this from my friends e-mail
Don't know it is fake or not, mind to share?
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received it b4, shud not be true
but no harm pressing the clr button when getting the receipt tongue.gif
SUSrockefeller
post Sep 21 2010, 08:01 PM

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QUOTE(siutimtim @ Sep 21 2010, 02:55 PM)
You mean it shows there HSBC plat card with RM30k CL can apply for CIMB world card? My brother has DA plat card with 35k limit and HSBC plat with 30k CL. Can he apply that ma? Besides of pavillion, where can he applies this one? Damansara credit card center can do that?
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Can. Can proceed at Plaza Damansara Card Centre also. His situation is similar to my friend who had her DA Platinum upgraded to DA World and Infinite in just one hour!


Added on September 21, 2010, 8:03 pm
QUOTE(MilesAndMore @ Sep 21 2010, 09:20 AM)
Yes. I think i'll try my luck  biggrin.gif   Will post an update if i get it ... But really sure RM30k from HSBC credit card is enough ? It's kind of surreal ...  laugh.gif
Yes! Go and try smile.gif


Added on September 21, 2010, 8:06 pm
QUOTE(de.crystal @ Sep 21 2010, 12:37 PM)
meaning HSBC's cc is better than others?
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Meaning HSBC is noted for being kedekut and super careful in granting Credit Limit.

This post has been edited by rockefeller: Sep 21 2010, 08:06 PM
MilesAndMore
post Sep 21 2010, 08:33 PM

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QUOTE(rockefeller @ Sep 21 2010, 08:01 PM)
Yes! Go and try smile.gif
Thanks ! I definitely will tongue.gif

travelyew
post Sep 21 2010, 09:20 PM

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QUOTE(alexwsk @ Sep 21 2010, 07:06 PM)
received it b4, shud not be true
but no harm pressing the clr button when getting the receipt tongue.gif
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Already clarified.....
Transaction will be closed after receipt printed out.

Eng_Tat
post Sep 21 2010, 09:30 PM

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hi guys, bank updates ccris for cc, is on statement date or due date? thanks
oyl66
post Sep 21 2010, 10:24 PM

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QUOTE(MilesAndMore @ Sep 20 2010, 11:11 PM)

Try the local bank first such as CIMB Bank and Maybank.
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local bank? all of my friends dont recommend it...how is the offer of public and rhb cc?
siutimtim
post Sep 21 2010, 10:40 PM

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if his hsbc plat is only 6months can apply ma? or need at least one year ?

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