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 Credit Card v11

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stacko
post Sep 21 2010, 03:30 PM

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QUOTE(alexwsk @ Sep 21 2010, 02:42 PM)
finally my wife received the reject letter from ocbc for titanium
dated 4 sept but reach on 17 sept sweat.gif
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Well my OCBC Titanium approved on 2 Sep, card only reached me on 17 Sep. And RM50 GST already charged on 11 Sep.
stacko
post Oct 7 2010, 06:17 PM

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Just got another SMS from Maybank, asking to register email address to get credit card statements, otherwise RM5 charged for paper statements from Feb 2011. If I remember correctly, this is the 3rd SMS. 1st SMS stated RM5 paper statements to start from June 2010, 2nd SMS stated RM5 charge to start from Sep 2010.

I already registered my email very early on, but just wondering why Maybank keeps shifting the goalpost.
stacko
post Oct 12 2010, 11:10 AM

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QUOTE(winner @ Oct 12 2010, 09:29 AM)
I have viewed the second month statement of my OCBC Titanium. All the restaurant bills (including Coffee Bean), DiGi (auto debit), hypermarket (Tesco and Giant) and petrol expenses are all given 5% rebate. Hotel bill is however given 1% cash rebate. For your information, I spent quite a lot in restaurants and lounges in a hotel in Kota Kinabalu but everything was lumped into the hotel lodging bill. Next time I should pay the bills separately.
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Both the 5% & 1% rebates for my statement from 11 Sep to 11 Oct 2010 are less than my own calculations. All expenses like petrol, Giant, Tesco and Carrefour get 5% as expected, but looks like TMOnline bill payment and Jusco 1Utama Supermarket only get 1%. As for 1% rebates, I was only given max RM20 although I should get more than RM20 since my transactions were incurred in September & October.

I will write an email and see whether I can get some explanations.

stacko
post Oct 12 2010, 11:58 AM

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QUOTE(roy918 @ Oct 12 2010, 11:30 AM)
So, it is confirmed TMOnline bill payment doesn't entitle to 5% rebate?
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For my case, looks like it, but maybe see what others encounter.
stacko
post Oct 12 2010, 12:55 PM

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QUOTE(zenquix @ Oct 12 2010, 12:03 PM)
I've already asked OCBC. Rebate entitlement is based on statement date and not calendar month. So Sep 12 to Oct 11 is 1 month not 2.
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QUOTE(MGM @ Oct 12 2010, 12:30 PM)
5% rebate for the following:

- TM bills paid at TM Point

- Some minimarket/Chinese Medicine Shop

- Indah Water Konsortium
For the period of 12-Dec-2010 to 11-Jan-2010, whether the 5%+1% max rebate of RM120 still apply?
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I thought it was clearly stated that from Aug-Dec 2010, max 1% per MONTH is RM20.

If according to Statement Date, then what is the condition for 1 Jan - 11 January 2011?

stacko
post Oct 12 2010, 11:51 PM

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QUOTE(chemistry @ Oct 12 2010, 10:24 PM)
Payment through TMONLINE is entitled to 5% rebate, I must say.
Evidence attached.
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Thanks for the confirmation, as I am now able to detect where Titanium failed to give 5% rebates - it was the Shell petrol station at NKVE just before the Damansara toll interchange and not TMOnline. Discounting the RM73.73 petrol from Shell NKVE, I have managed to arrive at RM60.05 5% rebates from the total of RM1201 spent rounded up.

stacko
post Oct 12 2010, 11:58 PM

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It was for petrol. I am also scratching my head as the transaction description "SHELL-KOP.PEKERJA SHEL BKT DAMANSARA MYS".
stacko
post Oct 13 2010, 12:05 AM

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QUOTE(chemistry @ Oct 13 2010, 12:00 AM)
Was it that the Shell trxn is posted in the statement but not given 5% cashback?
OR
that is actually unbilled trxn, which will be reflected in next month's statement?
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Transaction on 28 Sep 2010, already billed in 11 Oct 2010 statement viewed online.
stacko
post Oct 13 2010, 11:48 AM

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QUOTE(lara_ @ Oct 13 2010, 11:34 AM)
1% TMOnline                 
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If you read previous posts, "chemistry" and myself can confirm that TMOnline is 5% rebates.

stacko
post Oct 13 2010, 12:58 PM

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QUOTE(ck3lam @ Oct 13 2010, 12:55 PM)
Since there are 2 cases here, maybe only Carrefour in Tropicana are entitled for 1%.
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I have 2 Carrefour Tropicana transactions, and the rebates were 5%.


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